9725 Main St, Upper Lake, CA 95485 Property Records

Lake County property record for 9725 Main St, Upper Lake, CA 95485 · Last verified October 2025

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 840 sqft · built 1890
Lot Size1.3 acres (57,063 sqft)
Owner2 Company Names on File
Tax Bill$1,716 (2025)
Deeds & MortgagesDec 2025 Mortgage
Nov 2023 Mortgage
+ 4 more
Flood ZoneZone X (minimal risk)
APN027-171-010-000

Property Details

APN / Parcel Number

Primary APN027-171-010-000
Alternative APN
  • 027-171-090-000

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms4 Rooms
Stories1 Story
Building Area840 sqft Living Area
Fireplaces2 Fireplaces
FireplaceFireplace

Exterior

Year BuiltBuilt 1890
Effective Year BuiltEffective 1948
Construction TypeWood
Lot Area57,063 sqft (1.3 acres)

Location & Zoning

Street Address9725 MAIN ST
CityUPPER LAKE
StateCA
Zip95485-9598
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionFORMERLY PTN APN 027-171-010-000.
JurisdictionLAKE CA
Township / Civil DivisionUPPER LAKE-NICE
Census Block Group1
Census Block1021
Census Tract100

Owner

Source: Lake County records · APN 027-171-010-000

Assessment roll updated July 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on File
Mailing Address9695 MAIN ST, UPPER LAKE, CA 95485-9597
Owner TypeCompany

Deeds, Mortgages & Sale History

DateDocument
Dec 01, 2025Deed of Trust, Mortgage · Commercial Mortgage
ROBERT W OATESAND CYNTHIA S OATES REVOCA
Nov 17, 2023Deed of Trust, Mortgage · Conventional Mortgage
PACIFIC PRIVATE MONEY FUND I LLC
Feb 19, 2021Deed of Trust, Mortgage · Conventional Mortgage
FINANCE OF AMERICA MORTGAGE LLC
Dec 09, 2022Intrafamily Transfer, Transfer · Line of Credit
REDWOOD CU
Mar 02, 2022Intrafamily Transfer, Transfer
Feb 21, 2017Grant Deed, Transfer · Conventional Mortgage
SWANSON D W & W J TRUST (PT)

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMar 02, 2022
Deed SaleMar 02, 2022
Prior SaleFeb 21, 2017 · Amount on Record
Deed Document Number2022002952
Record UpdatedJun 07, 2026

December 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE CA
Property Address9725 MAIN ST, UPPER LAKE, CA 95485-9598
Transaction TypeMortgage
Record UpdatedDec 22, 2025
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NATL TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address9695 MAIN ST, UPPER LAKE, CA 95485-9597

Mortgage

Document Number0000012325
DateDec 01, 2025
Instrument2025012325
Lender
NameROBERT W OATESAND CYNTHIA S OATES REVOCA
TypePrivate Party
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

November 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE CA
Property Address9725 MAIN ST # A, A, UPPER LAKE, CA 95485-9598
Transaction TypeMortgage
Record UpdatedDec 28, 2023
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address9695 MAIN ST, UPPER LAKE, CA 95485-9597

Mortgage

Document Number0000012433
DateNov 17, 2023
Instrument2023012433
Lender
NamePACIFIC PRIVATE MONEY FUND I LLC
TypeFunding / Finance Company
AddressSAN RAFAEL, CA 94901
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2053

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE CA
Property Address9725 MAIN ST # A, A, UPPER LAKE, CA 95485-9598
Transaction TypeMortgage
Record UpdatedAug 21, 2023
Title CompanyFIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address9725 MAIN ST, UPPER LAKE, CA 95485-9598

Mortgage

Document Number0000002998
DateFeb 19, 2021
Instrument2021002998
Lender
NameFINANCE OF AMERICA MORTGAGE LLC
TypeMortgage Company
AddressHORSHAM, PA 19044
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2051

December 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionLAKE CA
Recording DateDec 09, 2022
Property Address9725 MAIN ST # A, A, UPPER LAKE, CA 95485-9598
Document Number0000016054
Instrument DateDec 05, 2022
Instrument2022016054
Transaction TypeTransfer
Record UpdatedAug 21, 2023
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL INS CO

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address9695 MAIN ST, UPPER LAKE, CA 95485-9597

Mortgage

Document Number0000016055
DateDec 09, 2022
Instrument2022016055
Lender
NameREDWOOD CU
TypeCredit Union
Agreement
TypeLine of Credit
AmountAmount Recorded
Term361 Months
DueJan 15, 2053
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

March 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionLAKE CA
Recording DateMar 02, 2022
Property Address9725 MAIN ST # A, A, UPPER LAKE, CA 95485-9598
Document Number0000002952
Instrument DateJan 31, 2022
Instrument2022002952
Transaction TypeTransfer
Record UpdatedAug 21, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address9695 MAIN ST, UPPER LAKE, CA 95485-9597

February 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionLAKE CA
Recording DateFeb 21, 2017
Property Address9725 MAIN ST, UPPER LAKE, CA 95485-9598
Document Number0000002164
Instrument DateFeb 02, 2017
Instrument2164
Transaction TypeTransfer
Record UpdatedJun 05, 2017
Title CompanyFIDELITY NATIONAL TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$245.00
Amount AccuracyFull Value
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address705 N STATE ST #531 UKIAH CA 954823407, 531, UKIAH, CA 95482-3407

Mortgage

Document Number2165
DateFeb 21, 2017
Instrument2165
Lender
NameSWANSON D W & W J TRUST (PT)
Address1244 RIEBLI RD, SANTA ROSA, CA 95404-1110
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term36 Months
DueFeb 20, 2020

Tax Assessment & Valuation

Source: Lake County records · Assessment roll updated July 1, 2025 · Last verified October 2025

Property Jurisdictions

TypeName
StateCalifornia
CountyLake County
Unified School DistrictUpper Lake Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$1,716.00 (-42.84%)$139,837 (-43.79%) Land $81,811 Building $58,026
2023$3,002.00 (-2.09%)$248,755 Land $192,981 Building $55,774
2022$3,066.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lake County (06033C), updated October 9, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskHigh
above 83% of the US · above 61% of California
Wildfire LikelihoodAbout 1 in 133 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

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