Lake County property record for 9655 Main St, Upper Lake, CA 95485
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 0.5 ba · 1,137 sqft · built 1952 |
| Lot Size | 0.55 acres (23,958 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $170,000 (Apr 2012) |
| Tax Bill | $2,380 (2025) |
| Deeds & Mortgages | Feb 2025 Mortgage May 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 027-171-040-000 |
| Primary APN | 027-171-040-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Building Area | 1,137 sqft Living Area |
| Year Built | Built 1952 |
|---|---|
| Effective Year Built | Effective 1952 |
| Construction Type | Concrete |
| Lot Area | 23,958 sqft (0.55 acres) |
| Garage Area | 736 sqft |
| Old Parcel Number | 027-171-04 |
|---|---|
| Street Address | 9655 MAIN ST |
| City | UPPER LAKE |
| State | CA |
| Zip | 95485-9597 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Block | 1 |
| Jurisdiction | LAKE CA |
| Township / Civil Division | UPPER LAKE-NICE |
| Census Block Group | 1 |
| Census Block | 1021 |
| Census Tract | 100 |
Source: Lake County assessment roll, as of October 15, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | PO BOX 591, UPPER LAKE, CA 95485-0591 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 25, 2025 | Deed of Trust, Mortgage · Conventional Mortgage REDWOOD CU |
| May 28, 2026 | Deed of Trust, Mortgage · Conventional Mortgage ARCHOME LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 6, 2012 · Amount on Record |
| Deed Sale | Apr 6, 2012 · Amount on Record |
| Prior Sale | Nov 28, 2005 · Amount on Record |
| Deed Document Number | 20126223 |
| Prior Transfer Date | Jan 5, 2007 |
| Prior Transfer Doc | 0000000785 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE CA |
| Property Address | 9655 MAIN ST, UPPER LAKE, CA 95485-9597 |
| Transaction Type | Mortgage |
| Record Updated | Jun 8, 2026 |
| Name | Verified Name |
|---|---|
| Address | 9655 MAIN ST, UPPER LAKE, CA 95485-9597 |
| Document Number | 0000001676 |
|---|---|
| Date | Feb 25, 2025 |
| Instrument | 2025001676 |
| Name | REDWOOD CU |
|---|---|
| Type | Credit Union |
| Address | SANTA ROSA, CA 95403 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Mar 1, 2040 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE CA |
| Recording Date | May 28, 2026 |
| Property Address | 9655 MAIN ST, UPPER LAKE, CA 95485-9597 |
| Document Number | 0000005277 |
| Instrument Date | May 22, 2026 |
| Instrument | 20265277 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants, 205 |
| Address | 9655 MAIN ST, UPPER LAKE, CA 95485-9597 |
| Document Number | 0000005277, |
|---|---|
| Date | May 28, 2026 |
| Instrument | 20265277 |
| Name | ARCHOME LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.23% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
Source: Lake County assessment roll, as of October 15, 2025
| Type | Name |
|---|---|
| State | California |
| County | Lake County |
| Unified School District | Upper Lake Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $2,380.00 (+3.48%) Homeowner's exemption | $213,515 (+4.04%) Land $50,235 Building $163,280 |
| 2023 | $2,300.00 (-2.38%) Homeowner's exemption | $205,226 Land $48,285 Building $156,941 |
| 2022 | $2,356.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective October 9, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 2 (1998) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Feb 1998 · Severe Winter Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 82% of the US · above 61% of California |
|---|---|
| Wildfire Likelihood | 0.8% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | UPPER LAKE COUNTY WATER DISTRICT serves 989 people · EPA ID CA1710009 |
|---|---|
| Water Source | Groundwater |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 265 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| DigitalPath Fixed Wireless | 400 / 20 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| 101Netlink Fixed Wireless | 100 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| Valley Internet Fixed Wireless | 50 / 25 |
| AT&T DSL | 10 / 1 |
May also be available: California Internet, Mediacom Communications.
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