9695 Main St, Upper Lake, CA 95485 Property Records

Lake County property record for 9695 Main St, Upper Lake, CA 95485

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,068 sqft · built 1960
Lot Size	0.66 acres (28,750 sqft)
Owner	2 Company Names on Record
Last Sale	$155,000 (Nov 2019)
Tax Bill	$2,605 (2026)
Deeds & Mortgages	Dec 2022 Line of Credit Jan 2021 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`027-171-080-000`

Property Details

APN / Parcel Number

Primary APN	`027-171-080-000`
Alternative APNs	`027-171-120-000` `027171110000`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,068 sqft Living Area
1st Floor Area	1,068 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1978
Construction Type	Masonry / Concrete Block
Lot Area	28,750 sqft (0.66 acres)
Garage Type	Detached
Garage Area	504 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Wall Unit
Heating System	Floor/Wall Furnace

Location & Zoning

Old Parcel Number	027171110000
Street Address	9695 MAIN ST
City	UPPER LAKE
State	CA
Zip	95485-9597
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	FORMERLY PTN 027-171-110-000.
Legal Block	1
Jurisdiction	LAKE CA
Township / Civil Division	UPPER LAKE-NICE
Census Block Group	1
Census Block	1021
Census Tract	100

Owner

Source: Lake County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	9695 MAIN ST, UPPER LAKE, CA 95485-9597
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Dec 9, 2022	Intrafamily Transfer, Transfer · Line of Credit REDWOOD CU
Jan 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
Mar 2, 2022	Intrafamily Transfer, Transfer
Mar 9, 2020	Deed of Trust, Mortgage · Conventional Mortgage WARD FAMILY LIVING TRUST (LT)
Nov 7, 2019	Grant Deed, Transfer QUALITY ESCROW INC
Dec 28, 2018	Trustee's Deed, Foreclosure

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 7, 2019 · Amount on Record
Deed Sale	Nov 7, 2019 · Amount on Record
Prior Sale	Aug 21, 2007 · Amount on Record
Deed Document Number	201914392
Last Transfer Date	Jan 31, 2022
Transfer Doc	0000002952
Record Updated	Oct 29, 2026

December 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LAKE CA
Recording Date	Dec 9, 2022
Property Address	9695 MAIN ST, UPPER LAKE, CA 95485-9597
Document Number	0000016054
Instrument Date	Dec 5, 2022
Instrument	2022016054
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	FIDELITY NATIONAL TTL INS CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9695 MAIN ST, UPPER LAKE, CA 95485-9597

Mortgage

Document Number	0000016055
Date	Dec 9, 2022
Instrument	2022016055

Lender

Name	REDWOOD CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Jan 15, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE CA
Property Address	9695 MAIN ST, UPPER LAKE, CA 95485-9597
Transaction Type	Mortgage
Record Updated	Jul 20, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9725 MAIN ST, UPPER LAKE, CA 95485-9598

Mortgage

Document Number	0000000442
Date	Jan 12, 2021
Instrument	2021000442

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company
Address	PARSIPPANY, NJ 07054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

March 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LAKE CA
Recording Date	Mar 2, 2022
Property Address	9695 MAIN ST, UPPER LAKE, CA 95485-9597
Document Number	0000002952
Instrument Date	Jan 31, 2022
Instrument	2022002952
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9695 MAIN ST, UPPER LAKE, CA 95485-9597

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE CA
Property Address	9695 MAIN ST, UPPER LAKE, CA 95485-9597
Document Number	0000003539
Instrument Date	Mar 9, 2020
Transaction Type	Mortgage
Record Updated	Jun 9, 2020
Title Company	SPL EXPRESS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9725 MAIN ST UPPER LAKE CA 954859598, UPPER LAKE, CA 95485-9598

Mortgage

Document Number	0000003539
Date	Mar 17, 2020
Instrument	3539

Lender

Name	WARD FAMILY LIVING TRUST (LT)
Address	1555 GRANT AVE, NOVATO, CA 94945-3120

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	24 Months
Due	Mar 16, 2022

November 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LAKE CA
Recording Date	Nov 7, 2019
Property Address	9695 MAIN ST, UPPER LAKE, CA 95485-9597
Document Number	0000014392
Instrument Date	Nov 4, 2019
Instrument	14392
Transaction Type	Transfer
Record Updated	Dec 6, 2019
Title Company	QUALITY ESCROW INC

Transaction

Amount	Amount Recorded
Tax	$170.50
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9725 MAIN ST UPPER LAKE CA 954859598, UPPER LAKE, CA 95485-9598

December 2018: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	LAKE CA
Recording Date	Dec 28, 2018
Property Address	9695 MAIN ST, UPPER LAKE, CA 95485-9597
Document Number	0000016319
Instrument Date	Dec 19, 2018
Instrument	16319
Transaction Type	Foreclosure
Record Updated	Jan 31, 2019

Transaction

Amount	Amount Recorded
Tax	$213.99
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	5000 PLANO PKWY CARROLLTON TX 750104900, CARROLLTON, TX 75010-4900

Tax Assessment & Valuation

Source: Lake County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Lake County
Unified School District	Upper Lake Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$2,605.00 (+4.37%)	$232,264 (+2%) Land $104,094 Building $128,170
2025	$2,496.00 (+37.75%) Homeowner's exemption	$227,710 (+39.85%) Land $102,053 Building $125,657
2023	$1,812.00 (-2.37%) Homeowner's exemption	$162,825 Land $42,046 Building $120,779
2022	$1,856.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 9, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	2 (1998)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Feb 1998 · Severe Winter Storms And Flooding
Claims by Event	Severe Winter Storms And Flooding, Feb 1998 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 82% of the US · above 61% of California
Wildfire Likelihood	0.8% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UPPER LAKE COUNTY WATER DISTRICT serves 989 people · EPA ID CA1710009
Water Source	Groundwater
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 265 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
DigitalPath Fixed Wireless	400 / 20
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
101Netlink Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20
Valley Internet Fixed Wireless	50 / 25
AT&T DSL	10 / 1

May also be available: GeoLinks, Mediacom Xtream.

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