97222 Pirates Point Rd, Yulee, FL 32097 Property Records

Nassau County property record for 97222 Pirates Point Rd, Yulee, FL 32097

Property Summary

Property Type	Single Family Home
Details	2 bd · 3 ba · 2,159 sqft · built 2017
Lot Size	0.703 acres (30,647 sqft)
Owner	Individual Name on Record
Last Sale	$140,000 (Sep 2017)
Tax Bill	$6,838 (2025)
Deeds & Mortgages	Dec 2017 Mortgage Jul 2018 Mortgage + 1 more
Flood Zone	Zone VE (high risk)
APN	`43-3N-28-509D-0030-0000`

Property Details

APN / Parcel Number

Primary APN	`43-3N-28-509D-0030-0000`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,159 sqft Heated Area
Gross Area	4,157 sqft
1st Floor Area	2,159 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2017
Exterior Material	Other
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	30,647 sqft (0.703 acres)
Garage Type	Mixed
Garage Area	693 sqft
Carport	Carport
Carport Area	784 sqft

Exterior Amenities

Pool Area	441 sqft
Porch	Open Porch
Porch Area	174 sqft
Boat Access	Boat Access
Boat Lift	Boat Lift

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	97222 PIRATES POINT RD
City	YULEE
State	FL
Zip	32097-1402
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF-1
Legal Description	LOT 30 IN OR 2147/1758 PIRATES WOOD #4 UNR
Legal Range	28E
Legal Township	03N
Legal Section	43
Legal Subdivision	PIRATES WOOD #4
Legal Lot Number	30
Jurisdiction	NASSAU FL
Township / Civil Division	YULEE
Census Block Group	1
Census Block	1010
Census Tract	50308

Owner

Source: Nassau County records, as of January 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	97222 PIRATES POINT RD, YULEE, FL 32097-1402
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 6, 2017	Deed of Trust, Mortgage · ARM BRAND MORTGAGE GROUP LLC
Jul 12, 2018	Deed of Trust, Mortgage · Commercial Mortgage SYNOVUS BANK
Sep 26, 2017	Warranty Deed, Transfer CHRISTOPHER & RHONDA BLAKE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 26, 2017 · Amount on Record
Deed Sale	Sep 26, 2017 · Amount on Record
Prior Sale	Jun 24, 2004 · Amount on Record
Deed Document Number	201728053
Deed Book / Page	2147 / 1758
Record Updated	Jun 8, 2026

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NASSAU FL
Property Address	97222 PIRATES POINT RD, YULEE, FL 32097-1402
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0021620297
Date	Dec 6, 2017
Book Page	2162/0297
Instrument	201735592

Lender

Name	BRAND MORTGAGE GROUP LLC
Type	Mortgage Company
Address	LAWRENCEVILLE, GA 30043

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	4.12%
Type Change Date	Dec 1, 2024
Change Frequency	Annually
Min Rate At Change	3.5%
Max Rate At Change	6.12%
Index	1-Year LIBOR
Max Rate	9.12%

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NASSAU FL
Property Address	97222 PIRATES POINT RD, YULEE, FL 32097-1402
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0022091354
Date	Jul 12, 2018
Book Page	2209/1354
Instrument	201821381

Lender

Name	SYNOVUS BANK
Type	Bank
Address	CUMMING, GA 30041

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NASSAU FL
Recording Date	Sep 26, 2017
Property Address	97222 PIRATES POINT RD, YULEE, FL 32097-1402
Document Number	0021471758
Book / Page	002147 / 001758
Instrument Date	Sep 19, 2017
Instrument	28053
Transaction Type	Transfer
Record Updated	Oct 3, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$980.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	97222 PIRATES POINT RD YULEE FL 320971402, YULEE, FL 32097-1402

Mortgage

Document Number	21471761
Date	Sep 26, 2017
Book Page	002147/001761
Instrument	28054

Lender

Name	CHRISTOPHER & RHONDA BLAKE
Address	97289 PIRATES POINT RD, YULEE, FL 32097-1403
Special Notes	Seller Financed

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Nassau County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Nassau County
Unified School District	Nassau County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,838.00 (+3.43%) Homeowner's exemption	$485,835 (+4.95%)	$761,989 (+7.71%) Land $200,000 Building $561,989
2024	$6,611.00 (+1.13%) Homeowner's exemption	$462,932 (+3%)	$707,426 (+12.79%) Land $170,000 Building $537,426
2023	$6,537.00 (+9.87%) Homeowner's exemption	$449,449 (+3%)	$627,234 (+30.08%) Land $170,000 Building $457,234
2022	$5,950.00 Homeowner's exemption	$436,358	$482,183 Land $160,000 Building $322,183

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone VE high risk · coastal, wave action
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	12.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 475 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	475 in force
Nearby Flood Claims	25 (2016–2024)
Claims Outside the SFHA	4 of 25
Most Recent Claim	Sep 2024 · Hurricane Helene
Claims by Event	Hurricane Irma, Sep 2017 · 3 claims Hurricane Matthew, Oct 2016 · 17 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 65% of the US · above 41% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 77 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Pirates Point Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures