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97202 Pirates Point Rd, Yulee, FL 32097 Property Records

Nassau County property record for 97202 Pirates Point Rd, Yulee, FL 32097

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,648 sqft · built 1995
Lot Size0.909 acres (39,599 sqft)
Owner2 Individual Names on File
Last Sale$50,000 (Jun 1995)
Tax Bill$1,945 (2025)
Deeds & MortgagesSep 2017 Line of Credit
Flood ZoneZone AE (high risk)
APN43-3N-28-509D-0032-0000

Property Details

APN / Parcel Number

Primary APN43-3N-28-509D-0032-0000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,648 sqft Heated Area
Gross Area2,360 sqft
1st Floor Area1,648 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1995
Exterior MaterialConcrete
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area39,599 sqft (0.909 acres)
Garage Area484 sqft

Exterior Amenities

PorchOpen Porch
Porch Area32 sqft
Patio Area196 sqft
Boat AccessBoat Access

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address97202 PIRATES POINT RD
CityYULEE
StateFL
Zip32097-1402
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRSF-1
Legal DescriptionLOT 32 IN OR 733/1307 PIRATES WOOD # 4 UNR
Legal Range28E
Legal Township03N
Legal Section43
Legal SubdivisionPIRATES WOOD # 4
Legal Lot Number32
JurisdictionNASSAU FL
Township / Civil DivisionYULEE
Census Block Group1
Census Block1010
Census Tract50308

Owner

Source: Nassau County records · APN 43-3N-28-509D-0032-0000

Assessment roll updated July 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address97202 PIRATES POINT RD, YULEE, FL 32097-1402
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 11, 1995 · Amount on Record
Deed SaleJun 11, 1995 · Amount on Record
Deed Document Number0007331307
Record UpdatedJun 08, 2026

September 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNASSAU FL
Property Address97202 PIRATES POINT RD, YULEE, FL 32097-1402
Document Number0021461562
Book / Page002146 / 001562
Instrument DateSep 07, 2017
Transaction TypeMortgage
Record UpdatedSep 27, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address97202 PIRATES POINT RD YULEE FL 320971402, YULEE, FL 32097-1402

Mortgage

Document Number0021461562
DateSep 21, 2017
Book Page002146/001562
Instrument27519
Lender
NameVYSTAR CU
TypeCredit Union
AddressJACKSONVILLE, FL 32232-5085
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueSep 20, 2027
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Nassau County records · Assessment roll updated July 1, 2025 · Last verified February 2026

Property Jurisdictions

TypeName
StateFlorida
CountyNassau County
Unified School DistrictNassau County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,945.00 (+1.62%) Homeowner's exemption$167,084 (+2.9%)$470,717 (+9.81%) Land $200,000 Building $270,717
2024$1,914.00 (+1.86%) Homeowner's exemption$162,375 (+3%)$428,648 (+8.44%) Land $170,000 Building $258,648
2023$1,879.00 (+11.32%) Homeowner's exemption$157,646 (+3%)$395,301 (+14.62%) Land $170,000 Building $225,301
2022$1,688.00 Homeowner's exemption$153,054$344,875 Land $176,000 Building $168,875

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of January 21, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation10.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 475 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies475 in force
Nearby Flood Claims25 (2016–2024)
Claims Outside the SFHA4 of 25
Most Recent ClaimSep 2024 · Hurricane Helene
Claims by Event
  • Hurricane Irma, Sep 2017 · 3 claims
  • Hurricane Matthew, Oct 2016 · 17 claims

Wildfire

Wildfire RiskModerate
above 65% of the US · above 41% of Florida
Wildfire Likelihood0.1% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
Xfinity
Cable		1,200 / 35
Verizon
Fixed Wireless		300 / 20
T-Mobile USA
Fixed Wireless		100 / 20

Based on FCC filings for 77 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Pirates Point Rd

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