97208 Pirates Point Rd, Yulee, FL 32097 Property Records

Nassau County property record for 97208 Pirates Point Rd, Yulee, FL 32097 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 1992
Square Footage2,132 sqft Living Area
Lot Size34,480 sqft (0.792 acres)
OccupancyOwner Occupied
Last Sale$132,000 (2018)
Tax Bill$3,801.00 (2025)

Property Details

APN / Parcel Number

Primary APN43-3N-28-509D-0031-0000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area2,132 sqft Living Area
Gross Area2,748 sqft Gross Area
1st Floor952 sqft 1st Floor
Upper Floors228 sqft Upper Floors
Stories2 Stories
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 1982
Effective Year BuiltEffective 1992
Exterior MaterialWood Exterior
Construction TypeWood Construction
Roof ConstructionGable/Hip Roof Construction
Roof MaterialMetal Roof
Lot Area34,480 sqft (0.792 acres)
Garage TypeAttached Garage
Garage Area616 sqft Garage
Porch Area719 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating

Location & Zoning

Street Address97208 PIRATES POINT RD
CityYULEE
StateFL
Zip32097-1402
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 31 IN OR 2189/1726 PIRATES WOOD 4 UNR
Legal Range28E
Legal Township03N
Legal Section43
Legal SubdivisionPIRATES WOOD
Legal Lot Number31
JurisdictionNASSAU FL
Minor Civil DivisionYULEE
Census Blockgroup1
Census Block1010
Census Tract50308

Owner

Source: Nassau County records · APN 43-3N-28-509D-0031-0000

Assessment roll updated November 26, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address97208 PIRATES POINT RD, YULEE, FL 32097-1402
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Mar 28, 2024Deed of Trust, Mortgage · Line of Credit
SOUTHEASTERN BANK
Sep 07, 2021Deed of Trust, Mortgage · Conventional Mortgage
AMERIS BANK
Dec 03, 2019Deed of Trust, Mortgage · Line of Credit
VYSTAR CU
Jan 28, 2019Deed of Trust, Mortgage · Line of Credit
VYSTAR CU
Apr 13, 2018Quit Claim Deed, Transfer
ATTORNEY ONLY
Nov 16, 2017Special Warranty Deed, Transfer · Conventional Mortgage
FIDELITY BANK
Apr 24, 2017Trustee's Deed, Foreclosure
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 13, 2018 · Amount on Record
Deed SaleApr 13, 2018 · Amount on Record
Prior SaleNov 16, 2017 · Amount on Record
Deed Doc Number201811386
Deed Book / Page2189 / 1726
Record RefreshedJun 08, 2026

March 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNASSAU FL
Property Address97208 PIRATES POINT RD, YULEE, FL 32097-1402
Transaction TypeMortgage
Record UpdatedApr 29, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address97208 PIRATES POINT RD, YULEE, FL 32097-1402

Mortgage

Document Number0027021208
DateMar 28, 2024
Book Page2702/1208
Instrument202445008418
Lender
NameSOUTHEASTERN BANK
TypeBank
Address542238 US HIGHWAY 1, CALLAHAN, FL 32011
Agreement
TypeLine of Credit
AmountAmount Recorded
Term60 Months
DueMar 21, 2029
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNASSAU FL
Property Address97208 PIRATES POINT RD, YULEE, FL 32097-1402
Transaction TypeMortgage
Record UpdatedOct 04, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address97208 PIRATES POINT RD, YULEE, FL 32097-1402

Mortgage

Document Number0024940610
DateSep 07, 2021
Book Page2494/610
Instrument202145033203
Lender
NameAMERIS BANK
TypeBank
AddressMARIETTA, GA 30067
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 01, 2051

December 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNASSAU FL
Property Address97208 PIRATES POINT RD, YULEE, FL 32097-1402
Document Number0023241412
Instrument DateDec 03, 2019
Transaction TypeMortgage
Record UpdatedJan 21, 2020
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
Address97208 PIRATES POINT RD YULEE FL 320971402, YULEE, FL 32097-1402

Mortgage

Document Number0023241412
DateDec 12, 2019
Book Page002324/001412
Instrument45039256
Lender
NameVYSTAR CU
TypeCredit Union
AddressJACKSONVILLE, FL 32210
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueDec 11, 2029
Interest
Rate TypeAdjustable Rate

January 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNASSAU FL
Property Address97208 PIRATES POINT RD, YULEE, FL 32097-1402
Document Number0022530895
Instrument DateJan 28, 2019
Transaction TypeMortgage
Record UpdatedMar 04, 2019
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
Address97208 PIRATES POINT RD YULEE FL 320971402, YULEE, FL 32097-1402

Mortgage

Document Number0022530895
DateFeb 06, 2019
Book Page002253/000895
Instrument45003368
Lender
NameVYSTAR CU
TypeCredit Union
AddressJACKSONVILLE, FL 32210
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueFeb 05, 2029
Interest
Rate TypeAdjustable Rate

April 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionNASSAU FL
Recording DateApr 13, 2018
Property Address97208 PIRATES POINT RD, YULEE, FL 32097-1402
Document Number0021891726
Book / Page002189 / 001726
Instrument DateApr 13, 2018
Instrument11386
Transaction TypeTransfer
Record UpdatedApr 18, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$924.00
Additional
  • Quitclaim Document

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address97208 PIRATES POINT RD YULEE FL 320971402, YULEE, FL 32097-1402

November 2017: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionNASSAU FL
Recording DateNov 16, 2017
Property Address97208 PIRATES POINT RD, YULEE, FL 32097-1402
Document Number0021580695
Book / Page2158 / 0695
Instrument DateNov 10, 2017
Instrument201733693
Transaction TypeTransfer
Record UpdatedJun 21, 2021
Title CompanyC O CONSUMER TITLE & ESCROW

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address5000 PLANO PKWY, 5000, CARROLLTON, TX 75010-4900

Transferred To (Grantee/Buyer)

NameVerified Name
Address97208 PIRATES POINT RD, YULEE, FL 32097-1402

Mortgage

Document Number201733694
DateNov 16, 2017
Instrument201733694
Lender
NameFIDELITY BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2047

April 2017: Trustee's Deed, Foreclosure

Document TypeTrustee's Deed
JurisdictionNASSAU FL
Recording DateApr 24, 2017
Property Address97208 PIRATES POINT RD, YULEE, FL 32097-1402
Document Number0021151247
Book / Page002115 / 001247
Instrument DateApr 13, 2017
Instrument12108
Transaction TypeForeclosure
Record UpdatedMay 02, 2017
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address3476 STATEVIEW BOULEVARD MAC #X7801 FORT MILL SC 29715, X7801, FORT MILL, SC 29715
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Nassau County records · Assessment roll updated November 26, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountyNassau County
Unified School DistrictNassau County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,801.00 (+1.36%) Homeowner's exemption$287,978 (+2.9%)$527,659 (+13.62%) Land $200,000 Building $327,659
2024$3,750.00 (+1.35%) Homeowner's exemption$279,862 (+3%)$464,390 (+12.6%) Land $170,000 Building $294,390
2023$3,700.00 (+10.32%) Homeowner's exemption$271,711 (+3%)$412,407 (+20.14%) Land $170,000 Building $242,407
2022$3,354.00 Homeowner's exemption$263,797$343,276 Land $160,000 Building $183,276

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Nassau County (12089C), updated January 21, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
Special Flood Hazard AreaYes
Flood Insurance RequirementRequired (federally backed mortgages)
FloodwayNo
Base Flood Elevation11.0 ft

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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