97209 Owl Roost Ct, Yulee, FL 32097 Property Records

Nassau County property record for 97209 Owl Roost Ct, Yulee, FL 32097

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,696 sqft · built 2018
Lot Size	0.129 acres (5,649 sqft)
Owner	Individual Name on Record
Last Sale	$213,105 (Aug 2018)
Tax Bill	$3,349 (2025)
Deeds & Mortgages	Nov 2022 Transfer Nov 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`37-3N-28-0741-0597-0000`

Property Details

APN / Parcel Number

Primary APN	`37-3N-28-0741-0597-0000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,696 sqft Heated Area
Gross Area	2,309 sqft
1st Floor Area	1,696 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2018
Exterior Material	Other
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	5,649 sqft (0.129 acres)
Garage Area	441 sqft
Porch	Open Porch
Porch Area	172 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	97209 OWL ROOST CT
City	YULEE
State	FL
Zip	32097-3644
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	LOT 597 HERON ISLES PHASE TWO C-3 PBK 8/180
Legal Range	28E
Legal Township	03N
Legal Section	37
Legal Subdivision	HERON ISLES PHASE TWO
Legal Phase	2
Legal Lot Number	597
Jurisdiction	NASSAU FL
Township / Civil Division	YULEE
Census Block Group	4
Census Block	4024
Census Tract	50306

Owner

Source: Nassau County records, as of January 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	97209 OWL ROOST CT, YULEE, FL 32097-3644
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 28, 2022	Quit Claim Deed, Transfer ACCOMODATION, ACCOMMODATION
Nov 18, 2021	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Oct 30, 2020	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Aug 17, 2018	Special Warranty Deed, Subdivision Related Transfer · FHA Mortgage STEARNS LENDING LLC
Feb 23, 2018	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 17, 2018 · Amount on Record
Deed Sale	Aug 17, 2018 · Amount on Record
Prior Sale	Aug 17, 2018 · Amount on Record
Deed Document Number	0022181143
Deed Book / Page	2218 / 1143
Last Transfer Date	Nov 28, 2022
Transfer Doc	0026041459
Record Updated	Jun 8, 2026

November 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NASSAU FL
Recording Date	Nov 28, 2022
Property Address	97209 OWL ROOST CT, YULEE, FL 32097-3644
Document Number	0026041459
Book / Page	2604 / 1459
Map Reference	MB 8 PG 180
Instrument Date	Nov 23, 2022
Instrument	202245039075
Transaction Type	Transfer
Record Updated	Dec 30, 2022
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	97209 OWL ROOST CT, YULEE, FL 32097-3644

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NASSAU FL
Property Address	97209 OWL ROOST CT, YULEE, FL 32097-3644
Transaction Type	Mortgage
Record Updated	Dec 16, 2021
Title Company	WATSON TITLE SERVICES INC, WATSON TITLE SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	97209 OWL ROOST CT, YULEE, FL 32097-3644

Mortgage

Document Number	0025150505
Date	Nov 18, 2021
Book Page	2515/505
Instrument	202145043072

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	328 Months
Due	Mar 1, 2049

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NASSAU FL
Property Address	97209 OWL ROOST CT, YULEE, FL 32097-3644
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0024041128
Date	Oct 30, 2020
Book Page	2404/1128
Instrument	202045035016

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	340 Months
Due	Feb 1, 2049

August 2018: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	NASSAU FL
Recording Date	Aug 17, 2018
Property Address	97209 OWL ROOST CT, YULEE, FL 32097-3644
Document Number	0022181143
Book / Page	2218 / 1143
Map Reference	MB8 PG180
Instrument Date	Aug 15, 2018
Instrument	201825757
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 14, 2022
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10475 FORTUNE PKWY STE 100, 10475, JACKSONVILLE, FL 32256-3674

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	97209 OWL ROOST CT, YULEE, FL 32097-3644

Mortgage

Document Number	0201825758
Date	Aug 17, 2018
Instrument	201825758

Lender

Name	STEARNS LENDING LLC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2048

February 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	NASSAU FL
Recording Date	Feb 23, 2018
Property Address	97209 OWL ROOST CT, YULEE, FL 32097-3644
Document Number	0021790714
Book / Page	002179 / 000714
Instrument Date	Feb 20, 2018
Instrument	5799
Transaction Type	Transfer
Record Updated	May 9, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$3,937.50
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	10475 FORTUNE PKWY #100 JACKSONVILLE FL 322563674, 100, JACKSONVILLE, FL 32256-3674

Tax Assessment & Valuation

Source: Nassau County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Nassau County
Unified School District	Nassau County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,349.00 (+1.06%) Homeowner's exemption	$190,778 (+2.9%)	$288,966 (+3.55%) Land $65,000 Building $223,966
2024	$3,314.00 (+1.16%) Homeowner's exemption	$185,401 (+3%)	$279,046 (-2.17%) Land $55,000 Building $224,046
2023	$3,276.00 (+7.27%) Homeowner's exemption	$180,001 (+3%)	$285,244 (+24.27%) Land $55,000 Building $230,244
2022	$3,054.00 Homeowner's exemption	$174,758	$229,529 Land $55,000 Building $174,529

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 55 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	55 in force
Nearby Flood Claims	1 (2012)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2012 · Tropical Storm Debby

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 89% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEA: LOFTON OAKS GRID private · serves 24,318 people · EPA ID FL2454338
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 326 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Hotwire Communications Fiber	8,000 / 8,000
IQ Fiber Fiber	5,000 / 5,000
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Xfinity.

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