97208 Owl Roost Ct, Yulee, FL 32097 Property Records

Nassau County property record for 97208 Owl Roost Ct, Yulee, FL 32097

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,229 sqft · built 2018
Lot Size	0.171 acres (7,444 sqft)
Owner	Individual Name on Record
Last Sale	$355,000 (Apr 2023)
Tax Bill	$6,226 (2025)
Deeds & Mortgages	Apr 2023 Sale & Mortgage May 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`37-3N-28-0741-0589-0000`

Property Details

APN / Parcel Number

Primary APN	`37-3N-28-0741-0589-0000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,229 sqft Living Area
Gross Area	2,649 sqft
1st Floor Area	2,229 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	7,444 sqft (0.171 acres)
Garage Type	Attached
Garage Area	420 sqft
Porch	Finished/Open Porch
Porch Area	46 sqft
Patio Area	112 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	97208 OWL ROOST CT
City	YULEE
State	FL
Zip	32097-3643
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	LOT 589 HERON ISLES PHASE TWO C-3 PBK 8/180
Legal Range	28E
Legal Township	03N
Legal Section	37
Legal Subdivision	HERON ISLES PHASE
Legal Phase	TWO
Legal Lot Number	589
Jurisdiction	NASSAU FL
Township / Civil Division	YULEE
Census Block Group	4
Census Block	4024
Census Tract	50306

Owner

Source: Nassau County records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	97208 OWL ROOST CT, YULEE, FL 32097-3643
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Apr 4, 2023	Warranty Deed, Transfer · VA Mortgage ENVOY MORTGAGE LTD
May 26, 2020	Deed of Trust, Mortgage · VA Mortgage THE FEDERAL SAVINGS BANK
May 16, 2018	Grant Deed, Transfer · VA Mortgage STEARNS LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 4, 2023 · Amount on Record
Deed Sale	Apr 4, 2023 · Amount on Record
Prior Sale	May 16, 2018 · Amount on Record
Deed Document Number	20239522
Deed Book / Page	2629 / 1030
Record Updated	Sep 20, 2026

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NASSAU FL
Recording Date	Apr 4, 2023
Property Address	97208 OWL ROOST CT, YULEE, FL 32097-3643
Document Number	0026291030
Book / Page	2629 / 1030
Map Reference	MB 8 PG 180&181
Instrument Date	Mar 30, 2023
Instrument	202345009522
Transaction Type	Transfer
Record Updated	May 5, 2023
Title Company	LANDMARK TITLE, LANDMARK TITLE LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,485.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5764 MORSE AVE, JACKSONVILLE, FL 32244-3820

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	97208 OWL ROOST CT, YULEE, FL 32097-3643

Mortgage

Document Number	0026291032
Date	Apr 4, 2023
Instrument	2629/1032

Lender

Name	ENVOY MORTGAGE LTD
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2053

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NASSAU FL
Property Address	97208 OWL ROOST CT, YULEE, FL 32097-3643
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0023630648
Date	May 26, 2020
Book Page	2363/648
Instrument	202045015564

Lender

Name	THE FEDERAL SAVINGS BANK
Type	Bank
Address	CHICAGO, IL 60607

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2050

May 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	NASSAU FL
Recording Date	May 16, 2018
Property Address	97208 OWL ROOST CT, YULEE, FL 32097-3643
Document Number	0021961303
Book / Page	002196 / 001303
Instrument Date	May 11, 2018
Instrument	15035
Transaction Type	Transfer
Record Updated	May 31, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,674.72
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	97208 OWL ROOST CT YULEE FL 32097, YULEE, FL 32097

Mortgage

Document Number	21961305
Date	May 16, 2018
Book Page	002196/001305
Instrument	15036

Lender

Name	STEARNS LNDG
Address	SANTA ANA, CA 92707-8788

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 15, 2048

Tax Assessment & Valuation

Source: Nassau County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Nassau County
Unified School District	Nassau County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,226.00 (+1.01%)	$337,828 (+3.02%) Land $65,000 Building $272,828	$337,828 (+3.02%) Land $65,000 Building $272,828
2024	$6,164.00 (+7.8%)	$327,923 (-2.26%) Land $55,000 Building $272,923	$327,923 (-2.26%) Land $55,000 Building $272,923
2023	$5,718.00 (+18.98%)	$335,513 (+25.31%) Land $55,000 Building $280,513	$335,513 (+25.31%) Land $55,000 Building $280,513
2022	$4,806.00	$267,740 Land $55,000 Building $212,740	$267,740 Land $55,000 Building $212,740

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 55 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	55 in force
Nearby Flood Claims	1 (2012)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2012 · Tropical Storm Debby

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 89% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEA: LOFTON OAKS GRID private · serves 24,318 people · EPA ID FL2454338
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 326 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Hotwire Communications Fiber	8,000 / 8,000
IQ Fiber Fiber	5,000 / 5,000
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Xfinity.

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