97205 Owl Roost Ct, Yulee, FL 32097 Property Records

Nassau County property record for 97205 Owl Roost Ct, Yulee, FL 32097

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,696 sqft · built 2018
Lot Size	0.131 acres (5,733 sqft)
Owner	Individual Name on File
Last Sale	$215,000 (Sep 2018)
Tax Bill	$3,320 (2025)
Deeds & Mortgages	Aug 2019 Mortgage Sep 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`37-3N-28-0741-0598-0000`

Property Details

APN / Parcel Number

Primary APN	`37-3N-28-0741-0598-0000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,696 sqft Heated Area
Gross Area	2,309 sqft
1st Floor Area	1,696 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2018
Exterior Material	Other
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	5,733 sqft (0.131 acres)
Garage Area	441 sqft
Porch	Open Porch
Porch Area	72 sqft
Patio Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	97205 OWL ROOST CT
City	YULEE
State	FL
Zip	32097-3644
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	LOT 598 IN OR 2222/154 HERON ISLES PHASE TWO C-3 PBK 8/180
Legal Range	28E
Legal Township	03N
Legal Section	37
Legal Subdivision	HERON ISLES PHASE TWO
Legal Phase	2
Legal Lot Number	598
Jurisdiction	NASSAU FL
Township / Civil Division	YULEE
Census Block Group	4
Census Block	4024
Census Tract	50306

Owner

97205 Owl Roost Ct is owned and occupied by an individual who bought it in September 2018.

Source: Nassau County records, as of January 26, 2026

Owner of Record	Individual Name on File
Mailing Address	97205 OWL ROOST CT, YULEE, FL 32097-3644
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 29, 2019	Deed of Trust, Mortgage · Conventional Mortgage TD BANK NA
Sep 8, 2018	Grant Deed, Transfer · Conventional with PMI KBHS HM LNS LLC
Feb 23, 2018	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 8, 2018 · Amount on File
Deed Sale	Sep 8, 2018 · Amount on File
Deed Document Number	201845027641
Deed Book / Page	2222 / 0154
Record Updated	Jun 8, 2026

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NASSAU FL
Property Address	97205 OWL ROOST CT, YULEE, FL 32097-3644
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0023010173
Date	Aug 29, 2019
Book Page	2301/0173
Instrument	201945028096

Lender

Name	TD BANK NA
Type	Bank
Address	WILMINGTON, DE 19808

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2049

September 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	NASSAU FL
Recording Date	Sep 8, 2018
Property Address	97205 OWL ROOST CT, YULEE, FL 32097-3644
Document Number	0022220154
Book / Page	002222 / 000154
Instrument Date	Aug 30, 2018
Instrument	45027641
Transaction Type	Transfer
Record Updated	Oct 9, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,505.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12001 ABESS BLVD #6310 JACKSONVILLE FL 322256024, 6310, JACKSONVILLE, FL 32225-6024

Mortgage

Document Number	22220156
Date	Sep 8, 2018
Book Page	002222/000156
Instrument	45027642

Lender

Name	KBHS HM LNS LLC
Address	IRVING, TX 75063

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Sep 7, 2048

Mortgage

Document Number	22220173,
Date	Sep 8, 2018
Book Page	002222/000173
Instrument	45027643

Lender

Name	MISCELLANEOUS GOVT AGCY
Address	YULEE, FL 32097

Agreement

Amount	Amount on Record

Interest

Rate	10%

February 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	NASSAU FL
Recording Date	Feb 23, 2018
Property Address	97205 OWL ROOST CT, YULEE, FL 32097-3644
Document Number	0021790714
Book / Page	002179 / 000714
Instrument Date	Feb 20, 2018
Instrument	5799
Transaction Type	Transfer
Record Updated	May 9, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$3,937.50
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	10475 FORTUNE PKWY #100 JACKSONVILLE FL 322563674, 100, JACKSONVILLE, FL 32256-3674

Tax Assessment & Valuation

The 2025 property tax bill for 97205 Owl Roost Ct was $3,320 with a homeowner's exemption, up 1% from the year before.

Source: Nassau County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Nassau County
Unified School District	Nassau County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,320.00 (+1.03%) Homeowner's exemption	$188,925 (+2.9%)	$286,332 (+3.59%) Land $65,000 Building $221,332
2024	$3,286.00 (+1.17%) Homeowner's exemption	$183,601 (+3%)	$276,411 (-2.17%) Land $55,000 Building $221,411
2023	$3,248.00 (+7.23%) Homeowner's exemption	$178,253 (+3%)	$282,534 (+24.23%) Land $55,000 Building $227,534
2022	$3,029.00 Homeowner's exemption	$173,061	$227,424 Land $55,000 Building $172,424

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 97205 Owl Roost Ct in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2012.

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 55 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	55 in force
Nearby Flood Claims	1 (2012)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2012 · Tropical Storm Debby

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 97205 Owl Roost Ct is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 89% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEA: LOFTON OAKS GRID private · serves 24,318 people · EPA ID FL2454338
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 326 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Hotwire Communications Fiber	8,000 / 8,000
IQ Fiber Fiber	5,000 / 5,000
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Xfinity.

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