964 Union Ter, Union, NJ 07083 Property Records

Union County and Union Township property record for 964 Union Ter, Union, NJ 07083

Property Summary

Property Type	Single Family Home
Details	1,904 sqft · built 1930
Lot Size	0.144 acres (6,251 sqft)
Owner	Individual Name on Record
Last Sale	$380,000 (Apr 2018)
Tax Bill	$10,938 (2025)
Deeds & Mortgages	Mar 2023 Transfer Apr 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`19-04113-0000-00010`

Property Details

APN / Parcel Number

Primary APN	`19-04113-0000-00010`
Alternative APN	`190411300010`

Interior

Stories	2 Stories
Building Area	1,904 sqft Living Area

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Architectural Style	Cape Cod
Construction Type	Frame
Lot Area	6,251 sqft (0.144 acres)
Lot Dimensions	125 ft deep x 50 ft wide
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	964 UNION TER
City	UNION
State	NJ
Zip	07083-6932
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	MOUNTAIN VIEW
Legal Block	4113
Legal Lot Number	10
Jurisdiction	UNION NJ
Township / Civil Division	UNION
Census Block Group	1
Census Block	1001
Census Tract	33000

Owner

Source: Union County and Union Township records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	964 UNION TER, UNION, NJ 07083-6932
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 1, 2023	Intrafamily Transfer, Transfer
Apr 10, 2018	Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Apr 24, 2017	Quit Claim Deed, Mortgage · Conventional with PMI AMERICAN FED'L MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 10, 2018 · Amount on Record
Deed Sale	Apr 10, 2018 · Amount on Record
Prior Sale	Jul 22, 2013 · Amount on Record
Deed Document Number	2018298552
Deed Book / Page	6255 / 814
Last Transfer Date	Feb 8, 2023
Transfer Doc	0065010018
Record Updated	Oct 29, 2026

March 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	UNION NJ
Recording Date	Mar 1, 2023
Property Address	964 UNION TER, UNION, NJ 07083-6932
Document Number	0065010018
Book / Page	6501 / 18
Instrument Date	Feb 8, 2023
Instrument	27045
Transaction Type	Transfer
Record Updated	Mar 15, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	251 E 29TH ST, BROOKLYN, NY 11226-6372

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	964 UNION TER, UNION, NJ 07083-6932

April 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	UNION NJ
Recording Date	Apr 10, 2018
Property Address	964 UNION TER, UNION, NJ 07083-6932
Document Number	0062550814
Book / Page	6255 / 0814
Instrument Date	Mar 30, 2018
Instrument	298552
Transaction Type	Transfer
Record Updated	Nov 4, 2021
Title Company	COUNSELLORS TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,023.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	317 S STILES ST, 317, LINDEN, NJ 07036-4403

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Et Ux (and Wife)
Address	964 UNION TER, UNION, NJ 07083-6932

Mortgage

Document Number	655812
Date	Apr 10, 2018
Instrument	655812

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2048

April 2017: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	UNION NJ
Recording Date	Apr 24, 2017
Property Address	964 UNION TER, UNION, NJ 07083-6932
Document Number	0061842013
Book / Page	006184 / 002013
Instrument Date	Apr 14, 2017
Instrument	285699
Transaction Type	Mortgage
Record Updated	May 25, 2017
Title Company	ALLIED TITLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	964 UNION TER UNION NJ 070836932, UNION, NJ 07083-6932

Mortgage

Document Number	142622113
Date	Apr 24, 2017
Book Page	014262/002113
Instrument	639588

Lender

Name	AMERICAN FED'L MTG
Type	Mortgage Company
Address	CHESTER, NJ 07930

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	240 Months
Due	Apr 23, 2037

Tax Assessment & Valuation

Source: Union County and Union Township assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Union County
County Subdivision	Union Township
Unified School District	Union Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$46,900 (-) Land $20,900 Building $26,000	$46,900 (-) Land $20,900 Building $26,000
2025	$10,938.00 (+4.34%)	$46,900 (-) Land $20,900 Building $26,000	$46,900 (-) Land $20,900 Building $26,000
2024	$10,483.00 (+6.87%)
2023		$46,900 Land $20,900 Building $26,000	$46,900 Land $20,900 Building $26,000
2022	$9,809.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	4 (1979–2007)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Aug 2007 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 495 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: T-Mobile.

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