972 Rancho Cir, Fullerton, CA 92835 Property Records

Orange County property record for 972 Rancho Cir, Fullerton, CA 92835

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 3,443 sqft · built 1965
Lot Size	0.473 acres (20,587 sqft)
Owner	Individual Name on Record
Last Sale	$2,550,000 (May 2024)
Tax Bill	$28,726 (2025)
Deeds & Mortgages	May 2024 Sale & Mortgage May 2024 Transfer + 7 more
Flood Zone	Zone X (minimal risk)
APN	`292-161-09`

Property Details

APN / Parcel Number

Primary APN	`292-161-09`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	3,443 sqft Living Area
1st Floor Area	3,443 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Architectural Style	Traditional
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Wood Shingle
Lot Area	20,587 sqft (0.473 acres)
Garage Area	550 sqft
Parking Spaces	2 Parking Spaces
Pool Type	Pool with Hot Tub/Spa

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	972 RANCHO CIR
City	FULLERTON
State	CA
Zip	92835-3337
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	N TR 3448 BLK LOT 41
Legal Subdivision	TRACT NO 3448
Legal Tract	3448
Legal Lot Number	41
Jurisdiction	ORANGE CA
Township / Civil Division	ANAHEIM-SANTA ANA-GARDEN GROVE
Census Block Group	1
Census Block	1011
Census Tract	1706

Owner

Source: Orange County records, as of August 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	972 RANCHO CIR, FULLERTON, CA 92835-3337
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 6, 2024	Grant Deed, Transfer · Conventional Mortgage FLEXPOINT INC
May 6, 2024	Intrafamily Transfer, Transfer LAWYERS TITLE COMPANY/CA, LAWYERS TITLE COMPANY
Apr 10, 2023	Intrafamily Transfer, Transfer
Apr 10, 2023	Intrafamily Transfer, Transfer
Oct 23, 2018	Deed of Trust, Mortgage · ARM MORGAN STANLEY PRIVATE BANK NA
Apr 3, 2020	Quit Claim Deed, Transfer SPEC HM LOANS
Jun 4, 2019	Grant Deed, Transfer SPEC HM LOANS
Aug 24, 2017	Quit Claim Deed, Transfer Quitclaim
Jan 30, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 6, 2024 · Amount on Record
Deed Sale	May 6, 2024 · Amount on Record
Prior Sale	Jun 4, 2019 · Amount on Record
Deed Document Number	2024112363
Prior Transfer Date	Mar 11, 2024
Prior Transfer Doc	0000112362
Record Updated	Sep 20, 2026

May 2024: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	May 6, 2024
Property Address	972 RANCHO CIR, FULLERTON, CA 92835-3337
Document Number	0000112363
Map Reference	MB 157 PG 46-48
Instrument Date	Apr 2, 2024
Instrument	2024000112363
Transaction Type	Transfer
Record Updated	May 15, 2024
Title Company	LAWYERS TITLE COMPANY/CA, LAWYERS TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	972 RANCHO CIR, FULLERTON, CA 92835-3337

Mortgage

Document Number	0000112364
Date	May 6, 2024
Instrument	2024000112364

Lender

Name	FLEXPOINT INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2054

May 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ORANGE CA
Recording Date	May 6, 2024
Property Address	972 RANCHO CIR, FULLERTON, CA 92835-3337
Document Number	0000112362
Map Reference	MB 157 PG 46-48
Instrument Date	Mar 11, 2024
Instrument	2024000112362
Transaction Type	Transfer
Record Updated	May 15, 2024
Title Company	LAWYERS TITLE COMPANY/CA, LAWYERS TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	972 RANCHO CIR, FULLERTON, CA 92835-3337

April 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ORANGE CA
Recording Date	Apr 10, 2023
Property Address	972 RANCHO CIR, FULLERTON, CA 92835-3337
Document Number	0000080397
Map Reference	MB 157 PG 46-48
Instrument Date	Mar 31, 2023
Instrument	2023000080397
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	972 RANCHO CIR, FULLERTON, CA 92835-3337

April 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ORANGE CA
Recording Date	Apr 10, 2023
Property Address	972 RANCHO CIR, FULLERTON, CA 92835-3337
Document Number	0000080298
Map Reference	MB 157 PG 46-48
Instrument Date	Mar 31, 2023
Instrument	2023000080298
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	972 RANCHO CIR, FULLERTON, CA 92835-3337

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	972 RANCHO CIR, FULLERTON, CA 92835-3337
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000382818
Date	Oct 23, 2018
Instrument	2018000382818

Lender

Name	MORGAN STANLEY PRIVATE BANK NA
Type	Bank
Address	CINCINNATI, OH 45245

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.7%
Type Change Date	Nov 1, 2025
Change Frequency	Annually
Min Rate At Change	2.5%
Max Rate At Change	8.7%
Index	1-Year LIBOR
Max Rate	8.7%

April 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ORANGE CA
Recording Date	Apr 3, 2020
Property Address	972 RANCHO CIR, FULLERTON, CA 92835-3337
Document Number	0000152479
Instrument Date	Mar 12, 2020
Instrument	152479
Transaction Type	Transfer
Record Updated	May 4, 2020
Title Company	CLEARMARK TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	972 RANCHO CIR FULLERTON CA 928353337, FULLERTON, CA 92835-3337

Mortgage

Document Number	152480
Date	Apr 3, 2020
Instrument	152480

Lender

Name	SPEC HM LOANS
Address	1246 OAKMEAD LN, LA VERNE, CA 91750-1030

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Apr 2, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.12%

June 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Jun 4, 2019
Property Address	972 RANCHO CIR, FULLERTON, CA 92835-3337
Document Number	0000192402
Instrument Date	Apr 16, 2019
Instrument	192402
Transaction Type	Transfer
Record Updated	Jun 12, 2019
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,677.50
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	500 LIDO PL FULLERTON CA 928352442, FULLERTON, CA 92835-2442

Mortgage

Document Number	192403
Date	Jun 4, 2019
Instrument	192403

Lender

Name	SPEC HM LOANS
Address	1246 OAKMEAD LN, LA VERNE, CA 91750-1030

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 3, 2049

August 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ORANGE CA
Recording Date	Aug 24, 2017
Property Address	972 RANCHO CIR, FULLERTON, CA 92835-3337
Document Number	0000359613
Instrument Date	Aug 9, 2017
Instrument	359613
Transaction Type	Transfer
Record Updated	Sep 1, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	972 RANCHO CIR FULLERTON CA 928353337, FULLERTON, CA 92835-3337

January 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ORANGE CA
Recording Date	Jan 30, 2017
Property Address	972 RANCHO CIR, FULLERTON, CA 92835-3337
Document Number	0000041282
Instrument Date	Jan 19, 2017
Instrument	41282
Transaction Type	Transfer
Record Updated	Feb 7, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	972 RANCHO CIR FULLERTON CA 928353337, FULLERTON, CA 92835-3337

Tax Assessment & Valuation

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Fullerton City
Elementary School District	Fullerton Elementary School District (KG - 08)
Secondary School District	Fullerton Joint Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$2,653,020 (+2%) Land $2,299,956 Building $353,064
2025	$28,726.00 (+60.45%)	$2,601,000 (+57.02%) Land $2,254,858 Building $346,142
2023	$17,903.00 (+0.57%) Homeowner's exemption	$1,656,433 Land $1,361,052 Building $295,381
2022	$17,801.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	28 (1980–1996)
Claims Outside the SFHA	23 of 28
Most Recent Claim	Mar 1996 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FULLERTON serves 140,054 people · EPA ID CA3010010
Water Source	Purchased surface water from several systems
Last State Inspection	Jan 2026
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Dec 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 251 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Ting Fiber	1,000 / 1,000
GigabitNow Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Cosmo Network Solutions Fixed Wireless	250 / 100

May also be available: T-Mobile.

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