972 Locust Ln, Morganton, GA 30560 Property Records

Fannin County property record for 972 Locust Ln, Morganton, GA 30560

Property Summary

Property Type	Seasonal / Vacation Home
Details	3 ba · 2,520 sqft · built 2003
Lot Size	3.67 acres (159,865 sqft)
Owner	Individual Name on File
Last Sale	$690,700 (Apr 2023)
Tax Bill	$2,175 (2025)
Deeds & Mortgages	Apr 2023 Sale & Mortgage May 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`0007 0313CC`

Property Details

APN / Parcel Number

Primary APN	`0007 0313CC`
Alternative APN	`23750`

Interior

Full Baths	3 Baths
Stories	2 Stories
Building Area	2,520 sqft Heated Area
Basement Area	1,008 sqft
Finished Basement	1,008 sqft
Flooring	Hardwood
Interior Walls	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Architectural Style	Log Home
Exterior Material	Logs
Construction Type	Log
Foundation Type	Masonry
Roof Type	Gable
Roof Material	Metal
Lot Area	159,865 sqft (3.67 acres)
Terrain	Rolling
Garage Type	Detached
Garage Area	432 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	1,008 sqft
Deck Area	276 sqft
Storage Building	24 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	23750
Old Parcel Number	00070313CC
Street Address	972 LOCUST LN
City	MORGANTON
State	GA
Zip	30560-3196
Property Category	Residential
Property Type	Residential > Specialized > Seasonal / Vacation Home
Local Zoning Code	RESIDENTIAL
Legal Description	8-1 LL230,231 LT13 DB1551-510* 3.67 ACS
Legal Subdivision	HOGBACK HAVEN
Legal Lot Number	13
Jurisdiction	FANNIN GA
Township / Civil Division	MORGANTON
Census Block Group	1
Census Block	1038
Census Tract	50500

Owner

972 Locust Ln, a residential property, is owned by an individual who bought it in April 2023.

Source: Fannin County records, as of January 19, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	860 PEACHTREE ST NE UNIT 705, 705, ATLANTA, GA 30308-1262
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 14, 2023	Warranty Deed, Transfer · Conventional Mortgage SOUTHEAST MORTGAGE
May 26, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 14, 2023 · Amount on File
Deed Sale	Apr 14, 2023 · Amount on File
Prior Sale	May 26, 2021 · Amount on File
Deed Document Number	0001551510
Deed Book / Page	1551 / 510
Record Updated	Jun 8, 2026

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FANNIN GA
Recording Date	Apr 14, 2023
Property Address	972 LOCUST LN, MORGANTON, GA 30560-3196
Document Number	001551/510
Book / Page	1551 / 510
Instrument Date	Apr 14, 2023
Instrument	2023-000938
Transaction Type	Transfer
Record Updated	May 12, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	860 PEACHTREE ST NE UNIT 705, 705, ATLANTA, GA 30308-1262

Mortgage

Document Number	0001551513
Date	Apr 14, 2023
Instrument	1551/513

Lender

Name	SOUTHEAST MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	357 Months
Due	Jan 1, 2053

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FANNIN GA
Recording Date	May 26, 2021
Property Address	972 LOCUST LN, MORGANTON, GA 30560-3196
Document Number	0001430/38
Book / Page	1430 / 38
Instrument Date	May 26, 2021
Instrument	2021-001784
Transaction Type	Transfer
Record Updated	May 16, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2279 SOUTHFORK ST, CODY, WY 82414-9476

Tax Assessment & Valuation

The 2025 property tax bill for 972 Locust Ln was $2,175.

Source: Fannin County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Fannin County
Unified School District	Fannin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,175.00	$239,731 Land $16,600 Building $223,131	$599,327 Land $41,500 Building $557,827
2023		$156,420 (-1.13%) Land $16,600 Building $139,820	$391,051 (-1.13%) Land $41,500 Building $349,551
2022	$2,218.00 Homeowner's exemption	$158,208 Land $16,600 Building $141,608	$395,521 Land $41,500 Building $354,021

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 972 Locust Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2025.

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2025)
Most Recent Claim	Apr 2025

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 972 Locust Ln is moderate, ranking above 62% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 62% of the US · above 91% of Georgia
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	25 / 3

May also be available: TDS Telecom.

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