892 Locust Ln, Morganton, GA 30560 Property Records

Fannin County property record for 892 Locust Ln, Morganton, GA 30560

Property Summary

Property Type	Seasonal / Vacation Home
Details	4 ba · 2,731 sqft · built 2018
Lot Size	3.53 acres (153,767 sqft)
Owner	Individual Name on Record
Last Sale	$42,000 (Mar 2015)
Tax Bill	$3,063 (2025)
Deeds & Mortgages	Jul 2018 Line of Credit Apr 2021 Second Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0007 0313R`

Property Details

APN / Parcel Number

Primary APN	`0007 0313R`
Alternative APN	`29578`

Interior

Full Baths	4 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,731 sqft Heated Area
1st Floor Area	144 sqft
Basement Area	1,035 sqft
Finished Basement	1,035 sqft
Flooring	Hardwood
Interior Walls	Wood
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Architectural Style	Log Home
Exterior Material	Logs
Construction Type	Log
Foundation Type	Masonry
Roof Type	Gable
Roof Material	Metal
Lot Area	153,767 sqft (3.53 acres)
Terrain	Rolling
Porch	Open Porch
Deck Area	478 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	29578
Street Address	892 LOCUST LN
City	MORGANTON
State	GA
Zip	30560
Property Category	Residential
Property Type	Residential > Specialized > Seasonal / Vacation Home
Local Zoning Code	RESIDENTIAL
Legal Description	8-1 LL230,231 LT11 DB1121-482 3.53 ACS
Legal Subdivision	HOGBACK HAVEN
Legal Lot Number	11
Jurisdiction	FANNIN GA
Township / Civil Division	MORGANTON
Census Block Group	1
Census Block	1038
Census Tract	50500

Owner

Source: Fannin County records, as of January 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	155 NICKLAUS CIR, SOCIAL CIRCLE, GA 30025-5346
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 23, 2018	Deed of Trust, Mortgage · Line of Credit PEOPLES BANK
Apr 13, 2021	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NEWREZ
Oct 11, 2019	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 16, 2015 · Amount on Record
Deed Sale	Mar 16, 2015 · Amount on Record
Deed Document Number	0001121482
Deed Book / Page	1121 / 482
Record Updated	Jun 8, 2026

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FANNIN GA
Property Address	892 LOCUST LN, MORGANTON, GA 30560
Transaction Type	Mortgage
Record Updated	May 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001260/608
Date	Jul 23, 2018
Book Page	1260/608
Instrument	2297850012

Lender

Name	PEOPLES BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Aug 1, 2019

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FANNIN GA
Property Address	892 LOCUST LN, MORGANTON, GA 30560
Transaction Type	Mortgage
Record Updated	Feb 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	892 LOCUST LN, MORGANTON, GA 30560

Mortgage

Document Number	0000001419/0000000714
Date	Apr 13, 2021
Book Page	0000001419/0000000714

Lender

Name	NEWREZ

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FANNIN GA
Property Address	892 LOCUST LN, MORGANTON, GA 30560
Transaction Type	Mortgage
Record Updated	May 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	LOCUST LN

Mortgage

Document Number	0000001315/0000000237
Date	Oct 11, 2019
Book Page	0000001315/0000000237
Instrument	002413490019

Lender

Name	QUICKEN LOANS

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2049

Tax Assessment & Valuation

Source: Fannin County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Fannin County
Unified School District	Fannin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,063.00 (-19.94%)	$337,627 (+24.89%) Land $16,600 Building $321,027	$844,068 (+24.89%) Land $41,500 Building $802,568
2023		$270,334 (-0.95%) Land $16,600 Building $253,734	$675,836 (-0.95%) Land $41,500 Building $634,336
2022	$3,826.00	$272,930 Land $16,600 Building $256,330	$682,324 Land $41,500 Building $640,824

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2025)
Most Recent Claim	Apr 2025

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · above 85% of Georgia
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	25 / 3

May also be available: TDS Telecom.

Cell Coverage

5G (outdoors only) and 4G LTE

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