Harrison County property record for 962 Howard Ave, Biloxi, MS 39530
| Property Type | Store with Apartments |
|---|---|
| Details | 1 ba · 1,890 sqft · built 1960 |
| Lot Size | 0.441 acres (19,250 sqft) |
| Owner | Company Name on File |
| Tax Bill | $1,385 (2025) |
| Deeds & Mortgages | Dec 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 1410L-04-023.000 |
| Primary APN | 1410L-04-023.000 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 1,890 sqft Adjusted Area |
| Gross Area | 1,200 sqft |
| 1st Floor Area | 2,460 sqft |
| Flooring | Concrete/Cement |
| Interior Walls | Paneling |
| Year Built | Built 1960 |
|---|---|
| Exterior Material | Brick |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 19,250 sqft (0.441 acres) |
| Lot Dimensions | 385 ft deep x 50 ft wide |
| Total Buildings | 2 Buildings |
| Heating System | Forced Air |
|---|
| Account Number | 084941 |
|---|---|
| Street Address | 962 HOWARD AVE |
| City | BILOXI |
| State | MS |
| Zip | 39530-3734 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Store with Apartments |
| Legal Description | A LOT FRONTING 50 ON N SIDE W HOWARD AVE. AND BEING 50 X 385 BLK 148 SEC 27-7-9 ON SEC LINE BETW EEN SEC 26 & 27 |
| Legal Range | 09 |
| Legal Township | 07 |
| Legal Section | 33 |
| Legal Block | 148 |
| Jurisdiction | HARRISON MS |
| Township / Civil Division | 1 |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 600 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the West Central Historic District (Boundary Decrease and Increase) listed 2015 · 86 contributing resources · NRIS 14001154 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
962 Howard Ave, a commercial property, is owned by a company and is owner-occupied.
Source: Harrison County records, as of December 15, 2025
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 962 HOWARD AVE, BILOXI, MS 39530-3734 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Deed Document Number | 0000236284 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARRISON MS |
| Property Address | 962 HOWARD AVE, BILOXI, MS 39530-3734 |
| Transaction Type | Mortgage |
| Record Updated | Jan 4, 2023 |
| Name | Verified Name |
|---|
| Document Number | 20220009225TJ2 |
|---|---|
| Date | Dec 9, 2022 |
| Instrument | 2022-0009225-T-J2 |
| Name | COMMUNITY BANK OF MISSISSIPPI |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Dec 7, 2032 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 962 Howard Ave was $1,385, up 4.1% from the year before.
Source: Harrison County assessment roll, as of September 1, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Harrison County |
| Municipality | Biloxi City |
| Unified School District | Biloxi Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,385.00 (+4.14%) | $12,395 | $82,636 Land $30,015 Building $52,621 |
| 2024 | $1,330.00 (-0.23%) | ||
| 2023 | $1,333.00 | $12,145 | $80,971 Land $30,015 Building $50,956 |
| 2022 | $1,333.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 962 Howard Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective April 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 64 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 112 units insured incl. 48 condo units |
| Nearby Flood Claims | 58 (1978–2021) |
| Claims Outside the SFHA | 37 of 58 |
| Most Recent Claim | Jun 2021 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 962 Howard Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF BILOXI-NORTH serves 9,858 people · EPA ID MS0240084 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Also Mapped Here | CITY OF BILOXI |
| Lead | 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 381 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Sparklight Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| C Spire Wireless Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures