968 Daffodil Ridge Dr, O Fallon, MO 63366 Property Records

St. Charles County property record for 968 Daffodil Ridge Dr, O Fallon, MO 63366

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 2,708 sqft · built 2005
Lot Size	0.17 acres (7,405 sqft)
Owner	2 Individual Names on Record
Last Sale	$222,000 (Sep 2017)
Tax Bill	$4,947 (2025)
Deeds & Mortgages	Nov 2023 Mortgage Sep 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`T062400280`

Property Details

APN / Parcel Number

Primary APN	`T062400280`
Alternative APN	`2-0057-9740-00-0133.0000000`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,708 sqft Living Area
Gross Area	3,426 sqft
1st Floor Area	1,518 sqft
Basement Area	1,488 sqft
Finished Basement	1,190 sqft
Unfinished Basement	298 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	7,405 sqft (0.17 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	20 sqft
Patio Area	100 sqft

Utilities, Heating & Cooling

Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	T062400280
Street Address	968 DAFFODIL RIDGE DR
City	O FALLON
State	MO
Zip	63366-7758
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MAGNOLIA VLG D LOT 133
Legal Subdivision	MAGNOLIA VLG D
Legal Lot Number	133
Jurisdiction	ST CHARLES MO
Township / Civil Division	LAKE ST. LOUIS
Census Block Group	3
Census Block	3012
Census Tract	311712

Owner

Source: St. Charles County records, as of August 7, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	968 DAFFODIL RIDGE DR, O FALLON, MO 63366-7758
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 3, 2023	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Sep 27, 2017	Warranty Deed, Transfer · FHA Mortgage ACADEMY MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 27, 2017 · Amount on Record
Deed Sale	Sep 27, 2017 · Amount on Record
Prior Sale	Feb 7, 2006 · Amount on Record
Deed Document Number	2017607710
Deed Book / Page	6814 / 778
Record Updated	Oct 29, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	968 DAFFODIL RIDGE DR, O FALLON, MO 63366-7758
Transaction Type	Mortgage
Record Updated	Nov 17, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	968 DAFFODIL RIDGE DR, O FALLON, MO 63366-7758

Mortgage

Document Number	0000045561
Date	Nov 3, 2023
Instrument	2023R-045561

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	287 Months
Due	Oct 1, 2047

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Sep 27, 2017
Property Address	968 DAFFODIL RIDGE DR, O FALLON, MO 63366-7758
Document Number	0068140778
Book / Page	6814 / 0778
Map Reference	PL 41 PG 351
Instrument Date	Sep 22, 2017
Instrument	20170927000607710
Transaction Type	Transfer
Record Updated	Aug 9, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8366 VIA SONOMA, 8366, LA JOLLA, CA 92037-0810

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	968 DAFFODIL RIDGE DR, O FALLON, MO 63366-7758

Mortgage

Document Number	20170927000607720
Date	Sep 27, 2017
Instrument	20170927000607720

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2047

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$77,169 (-)	$406,152 (-) Building $406,152
2025	$4,947.00	$77,169 (+9.53%)	$406,152 (+9.53%)
2023		$70,456
2022			$370,820 Building $370,820

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530
Water Source	Purchased surface water from ST LOUIS CITY PWS
Last State Inspection	Aug 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 446 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Brightspeed, Gateway Fiber.

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