9712 Mini Ranch Rd, Waxhaw, NC 28173 Property Records

Union County property record for 9712 Mini Ranch Rd, Waxhaw, NC 28173

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,674 sqft · built 1984
Lot Size	14.8 acres (645,646 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,287 (2025)
Deeds & Mortgages	Mar 2018 Construction Loan Nov 2017 Transfer
Flood Zone	Zone X (minimal risk)
APN	`05-186-028`

Property Details

APN / Parcel Number

Primary APN	`05-186-028`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,674 sqft Living Area
Gross Area	1,456 sqft
1st Floor Area	1,674 sqft

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Galvanized Metal
Lot Area	645,646 sqft (14.8 acres)

Exterior Amenities

Porch	Slab
Porch Area	232 sqft
Deck Area	194 sqft
Patio Area	194 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	9712 MINI RANCH RD
City	WAXHAW
State	NC
Zip	28173-8627
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA-40 UNIO
Legal Description	#144A TRIPLE C MINI RANCHES OPCN846
Legal Subdivision	TRIPLE C MINI RANCH
Jurisdiction	UNION NC
Township / Civil Division	JACKSON
Census Block Group	1
Census Block	1030
Census Tract	21015

Owner

Source: Union County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	9712 MINI RANCH RD, WAXHAW, NC 28173-8627
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 22, 2018	Trustee's Deed, Construction Loan · Construction Mortgage CAROLINA COUNTRY HOMES
Nov 22, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Nov 22, 2017
Transfer Doc	7058900
Record Updated	Oct 29, 2026

March 2018: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	UNION NC
Recording Date	Mar 22, 2018
Property Address	9712 MINI RANCH RD, WAXHAW, NC 28173-8627
Book / Page	007122 / 000636
Instrument Date	Mar 20, 2018
Instrument	7298
Transaction Type	Construction Loan
Record Updated	Apr 9, 2018
Title Company	CHICAGO TITLE INC COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple

Mortgage

Document Number	7122636
Date	Mar 22, 2018
Book Page	007122/000636
Instrument	7298

Lender

Name	CAROLINA COUNTRY HOMES
Address	617 LANCASTER BYP E, LANCASTER, SC 29720-4727

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Mar 21, 2019

November 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	UNION NC
Recording Date	Nov 22, 2017
Property Address	9712 MINI RANCH RD, WAXHAW, NC 28173-8627
Document Number	7058900
Book / Page	007058 / 000900
Instrument Date	Nov 22, 2017
Instrument	34515
Transaction Type	Transfer
Record Updated	Jan 3, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1143 PINEVILLE NC 281341143, PINEVILLE, NC 28134-1143

Tax Assessment & Valuation

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$476,300 (-) Land $351,600 Building $124,700	$476,300 (-) Land $351,600 Building $124,700
2025	$2,287.00 (+92.02%)	$476,300 (+151.74%) Land $351,600 Building $124,700	$476,300 (+151.74%) Land $351,600 Building $124,700
2023	$1,191.00	$189,200 Land $156,900 Building $32,300	$189,200 Land $156,900 Building $32,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Mini Ranch Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures