9616 Mini Ranch Rd, Waxhaw, NC 28173 Property Records

Union County property record for 9616 Mini Ranch Rd, Waxhaw, NC 28173 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,931 sqft · built 2000
Lot Size	20.1 acres (876,253 sqft)
Owner	2 Individual Names on File
Last Sale	$757,000 (Sep 2023)
Tax Bill	$5,187 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Sep 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`05-186-029A`

Property Details

APN / Parcel Number

Primary APN	`05-186-029A`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	2,931 sqft Living Area
Basement Area	2,013 sqft
Unfinished Basement	2,013 sqft

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable
Roof Material	Galvanized Metal
Lot Area	876,253 sqft (20.1 acres)
Garage Type	Carport
Carport	Carport
Porch	Slab
Porch Area	60 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	9616 MINI RANCH RD
City	WAXHAW
State	NC
Zip	28173-8626
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	#112 TRIPLE C MINI RANCHES OPCL293
Legal Subdivision	TRIPLE C MINI RANCH
Legal Lot Number	112B
Jurisdiction	UNION NC
Township / Civil Division	JACKSON
Census Block Group	1
Census Block	1030
Census Tract	21015

Owner

Source: Union County records · APN 05-186-029A

Assessment roll updated March 31, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	9616 MINI RANCH RD, WAXHAW, NC 28173-8626
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 29, 2025	Deed of Trust, Mortgage · Conventional Mortgage UWHARRIE BANK
Sep 26, 2023	Warranty Deed, Transfer · Conventional Mortgage UWHARRIE BANK
Oct 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Oct 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 26, 2023 · Amount on Record
Deed Sale	Sep 26, 2023 · Amount on Record
Prior Sale	Feb 18, 2010 · Amount on Record
Deed Document Number	202323375
Deed Book / Page	8786 / 868
Prior Transfer Date	May 01, 2009
Prior Transfer Doc	5120722
Record Updated	Jun 08, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	9616 MINI RANCH RD, WAXHAW, NC 28173-8626
Transaction Type	Mortgage
Record Updated	Jan 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9616 MINI RANCH RD, WAXHAW, NC 28173-8626

Mortgage

Document Number	0009276774
Date	Dec 29, 2025
Book Page	9276/774
Instrument	34573

Lender

Name	UWHARRIE BANK
Type	Bank
Address	ALBEMARLE, NC 28001

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Jan 01, 2046

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Sep 26, 2023
Property Address	9616 MINI RANCH RD, WAXHAW, NC 28173-8626
Document Number	0000878686
Book / Page	8786 / 86
Map Reference	CAB 6 FILE 97
Instrument Date	Sep 26, 2023
Instrument	23375
Transaction Type	Transfer
Record Updated	Oct 16, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,514.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9616 MINI RANCH ROAD, NEEDMORE, NC 28713

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9616 MINI RANCH RD, WAXHAW, NC 28173-8626
Investor	Possibly a Property Investor

Mortgage

Document Number	0000023376
Date	Sep 26, 2023
Instrument	23376

Lender

Name	UWHARRIE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2053

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	9616 MINI RANCH RD, WAXHAW, NC 28173-8626
Transaction Type	Mortgage
Record Updated	Nov 08, 2021
Title Company	AMROCK INC, AMROCK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	828787
Date	Oct 21, 2021
Book Page	8287/87
Instrument	50310

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2051

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	9616 MINI RANCH RD, WAXHAW, NC 28173-8626
Transaction Type	Mortgage
Record Updated	Jun 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	7856516
Date	Oct 23, 2020
Book Page	7856/516
Instrument	43018

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2050

Tax Assessment & Valuation

Source: Union County records · Assessment roll updated March 31, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,187.00 (+32.76%)	$1,080,300 (+74.13%) Land $452,200 Building $628,100	$1,080,300 (+74.13%) Land $452,200 Building $628,100
2023	$3,907.00	$620,400 (-) Land $204,000 Building $416,400	$620,400 (-) Land $204,000 Building $416,400
2022	$3,907.00	$620,400 Land $204,000 Building $416,400	$620,400 Land $204,000 Building $416,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Union County (37179C), updated September 14, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371790210151, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2024, rainfall accumulation

Wildfire

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	About 1 in 1,266 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 11 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Uniti Group	Fiber	2,000 / 2,000
Spectrum	Fiber	1,000 / 1,000

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE (outdoors only)

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