Union County property record for 9700 Mini Ranch Rd, Waxhaw, NC 28173 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,815 sqft · built 2018 |
| Lot Size | 5.18 acres (225,641 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,625 (2025) |
| Deeds & Mortgages | Nov 2020 Mortgage Aug 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-186-028A |
| Primary APN | 05-186-028A |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,815 sqft Living Area |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Construction Type | Wood |
| Foundation Type | No Foundation |
| Roof Type | Gable |
| Lot Area | 225,641 sqft (5.18 acres) |
| Porch | Slab |
|---|---|
| Porch Area | 208 sqft |
| Deck Area | 16 sqft |
| Patio Area | 16 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 9700 MINI RANCH RD |
|---|---|
| City | WAXHAW |
| State | NC |
| Zip | 28173-8627 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | #144B TRIPLE C MINI RANCHES OPCN846 |
| Legal Subdivision | TRIPLE C MINI RANCH |
| Jurisdiction | UNION NC |
| Township / Civil Division | JACKSON |
| Census Block Group | 1 |
| Census Block | 1030 |
| Census Tract | 21015 |
Source: Union County records · APN 05-186-028A
Assessment roll updated March 31, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 9700 MINI RANCH RD, WAXHAW, NC 28173-8627 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 16, 2020 | Deed of Trust, Mortgage · Conventional Mortgage NORTHPOINTE BANK |
| Aug 01, 2018 | Deed of Trust, Mortgage BRANCH BK&TR |
| Deed Names | Verified Name on Deed |
|---|---|
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 9700 MINI RANCH RD, WAXHAW, NC 28173-8627 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | LIBERTY TITLE & ESCROW CO |
| Name | Verified Name |
|---|
| Document Number | 7887637 |
|---|---|
| Date | Nov 16, 2020 |
| Book Page | 7887/637 |
| Instrument | 47421 |
| Name | NORTHPOINTE BANK |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28202 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 9700 MINI RANCH RD, WAXHAW, NC 28173-8627 |
| Document Number | 7208909 |
| Instrument Date | Aug 01, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 15, 2019 |
| Title Company | BB AND T ML POST CLOSING, BB&T ML POST CLOSING |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 9700 MINI RANCH RD WAXHAW NC 28173, WAXHAW, NC 28173 |
| Document Number | 7208909 |
|---|---|
| Date | Aug 02, 2018 |
| Book Page | 007208/000909 |
| Instrument | 21648 |
| Name | BRANCH BK&TR |
|---|---|
| Type | Bank |
| Address | WILSON, NC 27893 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Aug 01, 2048 |
Source: Union County records · Assessment roll updated March 31, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Union County |
| Unified School District | Union County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,625.00 (+21.58%) | $546,800 (+59.46%) Land $168,400 Building $378,400 | $546,800 (+59.46%) Land $168,400 Building $378,400 |
| 2023 | $2,159.00 | $342,900 Land $71,100 Building $271,800 | $342,900 Land $71,100 Building $271,800 |
Source: FEMA National Flood Hazard Layer, Union County (37179C), updated September 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Moderate above 40% of the US · above 58% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 1,266 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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