971 E Riverwalk Dr, Memphis, TN 38120 Property Records

Shelby County property record for 971 E Riverwalk Dr, Memphis, TN 38120

Property Summary

Property TypePlanned Unit Development
Details4 bd · 3 ba · 3,193 sqft · built 1989
Lot Size0.146 acres (6,370 sqft)
Owner2 Individual Names on File
Last Sale$680,000 (Jun 2022)
Tax Bill$4,074 (2025)
Deeds & MortgagesJun 2022 Sale & Mortgage
May 2017 Line of Credit
+ 1 more
Flood ZoneZone X (moderate risk)
APN08-0008-T0-0028

Property Details

APN / Parcel Number

Primary APN08-0008-T0-0028

Interior

Bedrooms4 Beds
Full Baths3 Baths
Plumbing Fixtures11 Plumbing Fixtures
Total Rooms8 Rooms
Stories1 Story
Building Area3,193 sqft Living Area
Gross Area3,634 sqft
1st Floor Area2,141 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1989
Effective Year BuiltEffective 1989
Architectural StyleTraditional
Exterior MaterialBrick Veneer
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area6,370 sqft (0.146 acres)
Garage TypeAttached
Garage Area441 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area40 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address971 E RIVERWALK DR
CityMEMPHIS
StateTN
Zip38120-2602
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Planned Unit Development
Local Zoning CodeCA
Legal DescriptionNS RIVERWALK DR (PD) COR RIVERWALK DR W (PD) NE SEE MAP GRID# 142 M
Legal SubdivisionASHLEY GARDENS @ RIVEROAKS PHASE 3
Legal Lot Number28
JurisdictionSHELBY TN
Township / Civil Division4
Census Block Group3
Census Block3007
Census Tract21311

Owner

971 E Riverwalk Dr, a planned unit development, is owned and occupied by two individuals who bought it in June 2022.

Source: Shelby County records, as of June 2, 2026

Owner of Record2 Individual Names on File
Mailing Address971 E RIVERWALK DR, MEMPHIS, TN 38120-2602
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jun 28, 2022Special Warranty Deed, Transfer · Stand-Alone First Mortgage
KENT WUNSERLICH
May 8, 2017Deed of Trust, Mortgage · Line of Credit
METROPOLITAN BK
May 8, 2017Deed of Trust, Mortgage · Line of Credit
METROPOLITAN BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 28, 2022 · Amount on File
Deed SaleJun 28, 2022 · Amount on File
Prior SaleOct 22, 2014 · Amount on File
Deed Document Number202271270
Prior Transfer DateMar 8, 2019
Prior Transfer Doc0000022756
Record UpdatedSep 20, 2026

June 2022: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionSHELBY TN
Recording DateJun 28, 2022
Property Address971 E RIVERWALK DR, MEMPHIS, TN 38120-2602
Document Number0022071270
Map ReferenceMB 234 PG 28
Instrument DateJun 16, 2022
Instrument22071270
Transaction TypeTransfer
Record UpdatedJun 30, 2026

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,516.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address971 E RIVERWALK DR, MEMPHIS, TN 38120-2602

Mortgage

Document Number0022071271
DateJun 28, 2022
Instrument22071271
Lender
NameKENT WUNSERLICH
TypePrivate Party
Agreement
TypeStand-Alone First Mortgage
AmountAmount on Record
Term61 Months
DueJul 1, 2027

May 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSHELBY TN
Property Address971 E RIVERWALK DR, MEMPHIS, TN 38120-2602
Document Number0000048504
Instrument DateMay 8, 2017
Transaction TypeMortgage
Record UpdatedAug 20, 2018
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
Address971 E RIVERWALK DR MEMPHIS TN 381202602, MEMPHIS, TN 38120-2602

Mortgage

Document Number0000048504
DateMay 15, 2017
Instrument48504
Lender
NameMETROPOLITAN BK
TypeBank
AddressMEMPHIS, TN 38120
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueMay 14, 2047
Interest
Rate TypeAdjustable Rate

May 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSHELBY TN
Property Address971 E RIVERWALK DR, MEMPHIS, TN 38120-2602
Document Number0000048505
Instrument DateMay 8, 2017
Transaction TypeMortgage
Record UpdatedJan 9, 2019
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
Address971 E RIVERWALK DR MEMPHIS TN 381202602, MEMPHIS, TN 38120-2602

Mortgage

Document Number0000048505
DateMay 15, 2017
Instrument48505
Lender
NameMETROPOLITAN BK
TypeBank
AddressMEMPHIS, TN 38120
Agreement
TypeLine of Credit
AmountAmount on Record
Term120 Months
DueMay 14, 2027
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 971 E Riverwalk Dr was $4,074.

Source: Shelby County assessment roll, as of June 2, 2026

Property Jurisdictions

TypeName
StateTennessee
CountyShelby County
MunicipalityMemphis City
Unified School DistrictShelby County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,074.00$151,475 Land $23,325 Building $128,150$605,900 Land $93,300 Building $512,600
2023$110,950 Land $23,325 Building $87,625
2022$6,758.00
2021$443,800 Land $93,300 Building $350,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 971 E Riverwalk Dr in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 24 policies
Nearby Flood Policies24 in force
Nearby Flood Claims19 (1980–2016)
Claims Outside the SFHA14 of 19
Most Recent ClaimDec 2016 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 971 E Riverwalk Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 96% of Tennessee
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMEMPHIS LIGHT, GAS, & WATER
serves 659,500 people · EPA ID TN0000450
Water SourceGroundwater
Last State InspectionApr 2024
Lead5 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 188 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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