954 E Riverwalk Dr, Memphis, TN 38120 Property Records

Shelby County property record for 954 E Riverwalk Dr, Memphis, TN 38120

Property Summary

Property TypePlanned Unit Development
Details4 bd · 4 ba · 3,313 sqft · built 1990
Lot Size0.136 acres (5,925 sqft)
Owner2 Company Names on File
Last Sale$600,000 (Apr 2023)
Tax Bill$4,214 (2025)
Deeds & MortgagesMay 2024 Transfer
Apr 2023 Sale & Mortgage
Flood ZoneZone AE (high risk)
APN08-0008-T0-0023

Property Details

APN / Parcel Number

Primary APN08-0008-T0-0023

Interior

Bedrooms4 Beds
Full Baths4 Baths
Plumbing Fixtures15 Plumbing Fixtures
Total Rooms11 Rooms
Stories2 Stories
Building Area3,313 sqft Living Area
Gross Area3,737 sqft
1st Floor Area2,326 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1990
Effective Year BuiltEffective 1990
Architectural StyleTraditional
Exterior MaterialStucco
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area5,925 sqft (0.136 acres)
Garage TypeAttached
Garage Area424 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area41 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address954 E RIVERWALK DR
CityMEMPHIS
StateTN
Zip38120-2600
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Planned Unit Development
Local Zoning CodeCA
Legal DescriptionSS RIVERWALK DR (PD) SEE MAP GRID# 142 M
Legal SubdivisionASHLEY GARDENS @ RIVEROAKS PHASE 3
Legal Lot Number23
JurisdictionSHELBY TN
Township / Civil Division4
Census Block Group3
Census Block3006
Census Tract21311

Owner

954 E Riverwalk Dr, a planned unit development, is owned by a company that acquired it in April 2024.

Source: Shelby County records, as of June 2, 2026

Owner of Record2 Company Names on File
Mailing Address954 E RIVERWALK DR, MEMPHIS, TN 38120-2600
Owner TypeCompany
VestingLife Tenant

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
May 1, 2024Intrafamily Transfer, Transfer
Apr 12, 2023Warranty Deed, Transfer · Conventional Mortgage
FIRST HORIZON BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 12, 2023 · Amount on File
Deed SaleApr 12, 2023 · Amount on File
Prior SaleSep 16, 2004 · Amount on File
Deed Document Number202328509
Last Transfer DateApr 25, 2024
Transfer Doc0000035102
Record UpdatedOct 29, 2026

May 2024: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSHELBY TN
Recording DateMay 1, 2024
Property Address954 E RIVERWALK DR, MEMPHIS, TN 38120-2600
Document Number0024035102
Map ReferenceMB 134 PG 47
Instrument DateApr 25, 2024
Instrument24035102
Transaction TypeTransfer
Record UpdatedJun 30, 2026

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Living Trust
Address954 E RIVERWALK DR, MEMPHIS, TN 38120-2600

April 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSHELBY TN
Recording DateApr 12, 2023
Property Address954 E RIVERWALK DR, MEMPHIS, TN 38120-2600
Document Number0023028509
Map ReferenceMB 134 PG 47
Instrument DateApr 9, 2023
Instrument23028509
Transaction TypeTransfer
Record UpdatedJun 30, 2026

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,220.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address954 E RIVERWALK DR, MEMPHIS, TN 38120-2600

Mortgage

Document Number0023028510
DateApr 12, 2023
Instrument23028510
Lender
NameFIRST HORIZON BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueMay 1, 2053
Interest
Rate TypeAdjustable Rate
Rate5.5%
AdjustableAdjustable Rate Rider
Type Change DateMay 1, 2033
Change Frequency6 Months
Min Rate At Change2.75%
Max Rate At Change10.5%
IndexSOFR Average 30-Day
Max Rate10.5%

Tax Assessment & Valuation

The 2025 property tax bill for 954 E Riverwalk Dr was $4,214.

Source: Shelby County assessment roll, as of June 2, 2026

Property Jurisdictions

TypeName
StateTennessee
CountyShelby County
MunicipalityMemphis City
Unified School DistrictShelby County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,214.00$156,675 Land $23,250 Building $133,425$626,700 Land $93,000 Building $533,700
2023$114,450 Land $23,250 Building $91,200
2022$6,971.00
2021$457,800 Land $93,000 Building $364,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 954 E Riverwalk Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective June 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 24 policies
Nearby Flood Policies24 in force
Nearby Flood Claims19 (1980–2016)
Claims Outside the SFHA14 of 19
Most Recent ClaimDec 2016 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 954 E Riverwalk Dr is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · above 49% of Tennessee
Wildfire Likelihood0.04% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMEMPHIS LIGHT, GAS, & WATER
serves 659,500 people · EPA ID TN0000450
Water SourceGroundwater
Last State InspectionApr 2024
Lead5 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 63 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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