962 E Riverwalk Dr, Memphis, TN 38120 Property Records

Shelby County property record for 962 E Riverwalk Dr, Memphis, TN 38120

Property Summary

Property TypePlanned Unit Development
Details3 bd · 3 ba · 3,348 sqft · built 1988
Lot Size0.178 acres (7,762 sqft)
Owner2 Individual Names on File
Last Sale$515,000 (Nov 2025)
Tax Bill$4,412 (2025)
Deeds & MortgagesFeb 2026 Line of Credit
Nov 2025 Sale & Mortgage
+ 2 more
Flood ZoneZone X (moderate risk)
APN08-0008-T0-0025

Property Details

APN / Parcel Number

Primary APN08-0008-T0-0025

Interior

Bedrooms3 Beds
Full Baths3 Baths
Plumbing Fixtures15 Plumbing Fixtures
Total Rooms8 Rooms
Stories1 Story
Building Area3,348 sqft Living Area
Gross Area3,876 sqft
1st Floor Area2,628 sqft
Utility Area192 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1988
Effective Year BuiltEffective 1988
Architectural StyleTraditional
Exterior MaterialStucco
Foundation TypeNo Foundation
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area7,762 sqft (0.178 acres)
Garage TypeAttached
Garage Area528 sqft
Parking Spaces2 Parking Spaces
Pool TypeIn-Ground Vinyl Pool
PorchOpen Porch
Porch Area53 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address962 E RIVERWALK DR
CityMEMPHIS
StateTN
Zip38120-2600
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Planned Unit Development
Local Zoning CodeCA
Legal DescriptionSS RIVERWALK DR (PD) SEE MAP GRID# 142 M
Legal SubdivisionASHLEY GARDENS @ RIVEROAKS PHASE 3
Legal Lot Number25
JurisdictionSHELBY TN
Township / Civil Division4
Census Block Group3
Census Block3006
Census Tract21311

Owner

962 E Riverwalk Dr, a planned unit development, is owned and occupied by two individuals who bought it in November 2025.

Source: Shelby County records, as of June 2, 2026

Owner of Record2 Individual Names on File
Mailing Address962 E RIVERWALK DR, MEMPHIS, TN 38120-2600
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Feb 3, 2026Deed of Trust, Mortgage · Line of Credit
COMMERCIAL BANK & TRUST COMPANY
Nov 17, 2025Warranty Deed, Transfer · Conventional Mortgage
COMMERCIAL BANK & TRUST COMPANY
Jun 6, 2025Intrafamily Transfer, Transfer
Oct 20, 2021Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 17, 2025 · Amount on File
Deed SaleNov 17, 2025 · Amount on File
Deed Document Number202598914
Prior Transfer DateOct 19, 2021
Prior Transfer Doc0000131930
Record UpdatedOct 29, 2026

February 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSHELBY TN
Property Address962 E RIVERWALK DR, MEMPHIS, TN 38120-2600
Transaction TypeMortgage
Record UpdatedJun 30, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address962 E RIVERWALK DR, MEMPHIS, TN 38120-2600

Mortgage

Document Number0026007165
DateFeb 3, 2026
Instrument26007165
Lender
NameCOMMERCIAL BANK & TRUST COMPANY
TypeBank
AddressMEMPHIS, TN 38117
Agreement
TypeLine of Credit
AmountAmount on Record
Term240 Months
DueFeb 1, 2046
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

November 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSHELBY TN
Recording DateNov 17, 2025
Property Address962 E RIVERWALK DR, MEMPHIS, TN 38120-2600
Document Number0025098914
Map ReferenceMB 121 PG 74
Instrument DateNov 10, 2025
Instrument25098914
Transaction TypeTransfer
Record UpdatedJun 30, 2026

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,905.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address962 E RIVERWALK DR, MEMPHIS, TN 38120-2600

Mortgage

Document Number0025098915
DateNov 17, 2025
Instrument25098915
Lender
NameCOMMERCIAL BANK & TRUST COMPANY
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueDec 1, 2055

June 2025: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSHELBY TN
Recording DateJun 6, 2025
Property Address962 E RIVERWALK DR, MEMPHIS, TN 38120-2600
Document Number0025045705
Map ReferenceMB 121 PG 74
Instrument DateJun 2, 2025
Instrument25045705
Transaction TypeTransfer
Record UpdatedJun 30, 2026

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address962 E RIVERWALK DR, MEMPHIS, TN 38120-2600

October 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSHELBY TN
Recording DateOct 20, 2021
Property Address962 E RIVERWALK DR, MEMPHIS, TN 38120-2600
Document Number0021131930
Map ReferenceMB 121 PG 74
Instrument DateOct 19, 2021
Instrument21131930
Transaction TypeTransfer
Record UpdatedJun 30, 2026

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address962 E RIVERWALK DR, MEMPHIS, TN 38120-2600

Tax Assessment & Valuation

The 2025 property tax bill for 962 E Riverwalk Dr was $4,412, down 59.2% from the year before.

Source: Shelby County assessment roll, as of June 2, 2026

Property Jurisdictions

TypeName
StateTennessee
CountyShelby County
MunicipalityMemphis City
Unified School DistrictShelby County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,412.00 (-59.15%)$164,025 Land $23,525 Building $140,500$656,100 Land $94,100 Building $562,000
2024$10,801.00
2023$118,175 Land $23,525 Building $94,650
2022$7,198.00
2021$472,700 Land $94,100 Building $378,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 962 E Riverwalk Dr in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 24 policies
Nearby Flood Policies24 in force
Nearby Flood Claims19 (1980–2016)
Claims Outside the SFHA14 of 19
Most Recent ClaimDec 2016 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 962 E Riverwalk Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 96% of Tennessee
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMEMPHIS LIGHT, GAS, & WATER
serves 659,500 people · EPA ID TN0000450
Water SourceGroundwater
Last State InspectionApr 2024
Lead5 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 188 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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