Harrison County property record for 971 Bluff Rdg, Biloxi, MS 39532 · Last verified December 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 1991 |
| Square Footage | 1,605 sqft Adjusted Area |
| Last Sale | $214,000 (2024) |
| Tax Bill | $2,228.00 (2025) |
Source: Harrison County records · APN 1209D-01-001.013
Assessment roll updated September 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 779 CAMBRIDGE DR, BILOXI, MS 39532-3120 |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Mar 08, 2024 | Warranty Deed, Transfer · Conventional Mortgage PRIMELENDING |
| May 10, 2017 | Deed of Trust, Mortgage KEESLER FCU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 08, 2024 · Amount on Record |
| Deed Sale | Mar 08, 2024 · Amount on Record |
| Deed Doc Number | 2024-0001398-D-J2 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HARRISON MS |
| Recording Date | Mar 08, 2024 |
| Property Address | 971 BLUFF RDG, BILOXI, MS 39532-3348 |
| Document Number | 20240001398DJ2 |
| Map Reference | MB 12 PG 40 A&B |
| Instrument Date | Feb 27, 2024 |
| Instrument | 2024-0001398-D-J2 |
| Transaction Type | Transfer |
| Record Updated | Mar 20, 2024 |
| Title Company | NOT AVAILABLE, PILGER TITLE CO |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 13100 JIM RAMSAY RD, OCEAN SPRINGS, MS 39565-7514 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 779 CAMBRIDGE DR, BILOXI, MS 39532-3120 |
| Document Number | 20240001399TJ2 |
|---|---|
| Date | Mar 08, 2024 |
| Instrument | 2024-0001399-T-J2 |
| Name | PRIMELENDING |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 01, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARRISON MS |
| Property Address | 971 BLUFF RDG, BILOXI, MS 39532-3348 |
| Transaction Type | Mortgage |
| Record Updated | Sep 14, 2021 |
| Name | Verified Name |
|---|
| Document Number | 20170001404TJ2 |
|---|---|
| Date | May 10, 2017 |
| Instrument | 2017-0001404-T-J2 |
| Name | KEESLER FCU |
|---|---|
| Type | Credit Union |
| Address | BILOXI, MS 39531 |
| Amount | Amount Recorded |
|---|---|
| Term | 361 Months |
| Due | Jun 01, 2047 |
Source: Harrison County records · Assessment roll updated September 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Harrison County |
| Municipality | Biloxi City |
| Unified School District | Biloxi Public School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,228.00 (+121.91%) | $17,251 (+46.48%) | $115,009 (-2.34%) Land $40,000 Building $75,009 |
| 2024 | $1,004.00 (+1.21%) | ||
| 2023 | $992.00 Homeowner's exemption Disabled Person's exemption | $11,777 | $117,770 Land $40,000 Building $77,770 |
| 2022 | $992.00 |
Source: FEMA National Flood Hazard Layer, Harrison County (28047C), updated April 8, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 1209D-01-001.013 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Baths |
| Total Rooms | 5 Rooms |
| Building Area | 1,605 sqft Adjusted Area |
| 1st Floor | 1,307 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1991 |
|---|---|
| Exterior Material | Brick Veneer Exterior |
| Foundation Type | Mat/Raft Foundation (Slab) Foundation |
| Roof Construction | Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Patio Area | 304 sqft Patio |
| Utility Building | 80 sqft Utility Building |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Forced Air Heating |
| Account Number | 104980 |
|---|---|
| Street Address | 971 BLUFF RDG |
| City | BILOXI |
| State | MS |
| Zip | 39532-3348 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 13 THE BLUFFS PHASE I |
| Legal Range | 10 |
| Legal Township | 07 |
| Legal Section | 14 |
| Legal Subdivision | BLUFFS THE PHASE I |
| Legal Phase | 1 |
| Legal Lot Number | 13 |
| Jurisdiction | HARRISON MS |
| Minor Civil Division | 5 |
| Census Blockgroup | 2 |
| Census Block | 2013 |
| Census Tract | 3312 |
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