Harrison County property record for 966 Bluff Rdg, Biloxi, MS 39532
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,723 sqft · built 2004 |
| Owner | 2 Individual Names on Record |
| Last Sale | $144,000 (Oct 2005) |
| Tax Bill | $563 (2025) |
| Deeds & Mortgages | Sep 2021 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 1209D-01-001.036 |
| Primary APN | 1209D-01-001.036 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,723 sqft Adjusted Area |
| 1st Floor Area | 783 sqft |
| 2nd Floor Area | 626 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Exterior Material | Brick Veneer |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Deck Area | 288 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 105003 |
|---|---|
| Street Address | 966 BLUFF RDG |
| City | BILOXI |
| State | MS |
| Zip | 39532-3345 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 36 THE BLUFFS PHASE I |
| Legal Range | 10 |
| Legal Township | 07 |
| Legal Section | 14 |
| Legal Subdivision | BLUFFS THE PHASE I |
| Legal Phase | 1 |
| Legal Lot Number | 36 |
| Jurisdiction | HARRISON MS |
| Township / Civil Division | 5 |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 3312 |
Source: Harrison County records, as of December 15, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 966 BLUFF RDG, BILOXI, MS 39532-3345 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 25, 2005 · Amount on Record |
| Deed Sale | Oct 25, 2005 · Amount on Record |
| Deed Document Number | 2005-0006638-D-J2 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARRISON MS |
| Property Address | 966 BLUFF RDG, BILOXI, MS 39532-3345 |
| Transaction Type | Mortgage |
| Record Updated | Oct 20, 2021 |
| Title Company | OLD REPUBLIC TITLE, OLD REPUBLIC NATIONAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 20210017548 |
|---|---|
| Date | Sep 20, 2021 |
| Instrument | 20210017548 |
| Name | NEW DAY FINANCIAL LLC |
|---|---|
| Type | Funding / Finance Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Oct 1, 2036 |
| Rate Type | Fixed Rate |
|---|
Source: Harrison County assessment roll, as of September 1, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Harrison County |
| Municipality | Biloxi City |
| Unified School District | Biloxi Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $563.00 (+0.9%) Homeowner's exemption | $14,669 (+6.27%) | $146,694 (+6.28%) Land $40,000 Building $106,694 |
| 2024 | $558.00 (+0.9%) | ||
| 2023 | $553.00 Homeowner's exemption | $13,803 | $138,031 Land $40,000 Building $98,031 |
| 2022 | $553.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective April 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 15.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 60 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 60 in force |
| Nearby Flood Claims | 4 (2016–2026) |
| Claims Outside the SFHA | 4 of 4 |
| Most Recent Claim | Jun 2026 · Tropical Storm Arthur |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 70% of the US · above 89% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 281 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Sparklight Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| C Spire Wireless Fixed Wireless · Fiber in parts of the area | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: CoastConnect.
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