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979 Bluff Rdg, Biloxi, MS 39532 Property Records

Harrison County property record for 979 Bluff Rdg, Biloxi, MS 39532

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,800 sqft · built 1991
OwnerIndividual Name on File
Last Sale$205,000 (Oct 2023)
Tax Bill$1,363 (2025)
Deeds & MortgagesJan 2024 Mortgage
Oct 2023 Sale
Flood ZoneZone X (minimal risk)
APN1209D-01-001.015

Property Details

APN / Parcel Number

Primary APN1209D-01-001.015
Alternative APN
  • 104982

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,800 sqft Adjusted Area
1st Floor Area1,416 sqft
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1991
Exterior MaterialBrick Veneer
Foundation TypeSlab (Mat/Raft)
Roof TypeHip
Roof MaterialComposition Shingle
Patio Area40 sqft
Utility Building100 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air

Location & Zoning

Account Number104982
Street Address979 BLUFF RDG
CityBILOXI
StateMS
Zip39532-3348
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 15 THE BLUFFS PHASE I
Legal Range10
Legal Township07
Legal Section14
Legal SubdivisionBLUFFS THE PHASE I
Legal Phase1
Legal Lot Number15
JurisdictionHARRISON MS
Township / Civil Division5
Census Block Group2
Census Block2013
Census Tract3312

Owner

Source: Harrison County records · APN 1209D-01-001.015

Assessment roll updated September 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address979 BLUFF RDG, BILOXI, MS 39532-3348
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 22, 2024Deed of Trust, Mortgage · FHA Mortgage
KEESLER FCU
Oct 11, 2023Warranty Deed, Transfer

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 11, 2023 · Amount on Record
Deed SaleOct 11, 2023 · Amount on Record
Prior SaleSep 10, 2013 · Amount on Record
Deed Document Number2023-0006000-D-J2
Record UpdatedJun 08, 2026

January 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARRISON MS
Property Address979 BLUFF RDG, BILOXI, MS 39532-3348
Transaction TypeMortgage
Record UpdatedFeb 06, 2024
Title CompanyNOT AVAILABLE, PILGER TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address972 BLUFF RDG, BILOXI, MS 39532-3345

Mortgage

Document Number20240000339TJ2
DateJan 22, 2024
Instrument2024-0000339-T-J2
Lender
NameKEESLER FCU
TypeCredit Union
AddressGULFPORT, MS 39503
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term357 Months
DueOct 01, 2053

October 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHARRISON MS
Recording DateOct 11, 2023
Property Address979 BLUFF RDG, BILOXI, MS 39532-3348
Document Number20230006000DJ2
Map ReferenceMB 12 PG 40A&40B
Instrument DateSep 27, 2023
Instrument2023-0006000-D-J2
Transaction TypeTransfer
Record UpdatedNov 15, 2023

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address70 COCHRAN HWY, HAWKINSVILLE, GA 31036-5621

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address979 BLUFF RDG, BILOXI, MS 39532-3348

Tax Assessment & Valuation

Source: Harrison County records · Assessment roll updated September 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateMississippi
CountyHarrison County
MunicipalityBiloxi City
Unified School DistrictBiloxi Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$1,363.00 (+5.99%) Homeowner's exemption Disabled Person's exemption$13,539 (+14.67%)$135,392 (+14.67%) Land $40,000 Building $95,392
2024$1,286.00 (+29.12%)
2023$996.00 Homeowner's exemption Disabled Person's exemption$11,807$118,066 Land $40,000 Building $78,066
2022$996.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Harrison County (28047C), updated April 8, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 280470033122, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 60 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies60 in force
Nearby Flood Claims4 (2016–2026)
Claims Outside the SFHA4 of 4
Most Recent ClaimJun 2026 · Tropical Storm Arthur

Wildfire

Wildfire RiskHigh
above 70% of the US · above 89% of Mississippi
Wildfire Likelihood0.2% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 281 locations within half a mile · Last verified October 2026

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area		5,000 / 5,000
Cable One
Cable		1,000 / 50
Verizon
Fixed Wireless		300 / 20
Telapex
Fixed Wireless · Fiber in parts of the area		100 / 20
T-Mobile USA
Fixed Wireless		100 / 20

May also be available: Coast Electric Power Association.

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