Howard County property record for 9709 Harbin Ct, Ellicott City, MD 21042
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 4,188 sqft · built 2002 |
| Lot Size | 0.325 acres (14,162 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $489,680 (May 2002) |
| Tax Bill | $14,562 (2026) |
| Deeds & Mortgages | Feb 2026 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-398974 |
| Primary APN | 02-398974 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 4,188 sqft Total Area |
| Basement Area | 1,000 sqft |
| Finished Basement | 1,000 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 14,162 sqft (0.325 acres) |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Deck Area | 372 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 398974 |
|---|---|
| Street Address | 9709 HARBIN CT |
| City | ELLICOTT CITY |
| State | MD |
| Zip | 21042-2368 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R20 |
| Legal Description | LOT 32 14162 SQ 9709 HARBIN CT TREYBURN PHASE 1 |
| Legal Subdivision | TREYBURN PH 01 |
| Legal Phase | 1 |
| Legal Lot Number | 32 |
| Jurisdiction | HOWARD MD |
| Township / Civil Division | 2, ELLICOTT CITY |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 602100 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Individually Listed | Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
9709 Harbin Ct is owned and occupied by two individuals who acquired it in January 2025.
Source: Howard County records, as of September 4, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 9709 HARBIN CT, ELLICOTT CITY, MD 21042-2368 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 10, 2002 · Amount on File |
| Deed Sale | May 10, 2002 · Amount on File |
| Deed Document Number | 20024237 |
| Deed Book / Page | 6168 / 1 |
| Last Transfer Date | Jan 29, 2025 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 9709 HARBIN CT, ELLICOTT CITY, MD 21042-2368 |
| Transaction Type | Mortgage |
| Record Updated | Feb 27, 2026 |
| Name | Verified Name |
|---|---|
| Address | 9709 HARBIN CT, ELLICOTT CITY, MD 21042-2368 |
| Document Number | 0231090008 |
|---|---|
| Date | Feb 12, 2026 |
| Book Page | 23109/8 |
| Name | WESBANCO BANK INC |
|---|---|
| Type | Bank |
| Address | PERRY HALL, MD 21128 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2026 property tax bill for 9709 Harbin Ct was $14,562, up 11% from the year before.
Source: Howard County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Howard County |
| Unified School District | Howard County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $14,562.00 (+11.02%) | $954,833 (+11.33%) | $1,052,000 (-) Land $326,500 Building $725,500 |
| 2025 | $13,117.00 (+11.92%) | $857,667 | $1,052,000 Land $326,500 Building $725,500 |
| 2024 | $11,720.00 | ||
| 2023 | $752,933 | $760,500 Land $186,500 Building $574,000 | |
| 2022 | $8,392.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 9709 Harbin Ct in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2016.
Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2016) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jul 2016 · Severe Storm And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 9709 Harbin Ct is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 249 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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