9708 Harbin Ct, Ellicott City, MD 21042 Property Records

Howard County property record for 9708 Harbin Ct, Ellicott City, MD 21042

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 3,172 sqft · built 2002
Lot Size	0.373 acres (16,233 sqft)
Owner	2 Individual Names on File
Last Sale	$888,600 (Dec 2025)
Tax Bill	$12,256 (2026)
Deeds & Mortgages	Dec 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-399075`

Property Details

APN / Parcel Number

Primary APN	`02-399075`
Alternative APNs	`2399075` `399075`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,172 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	16,233 sqft (0.373 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Deck Area	60 sqft
Patio Area	188 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	399075
Street Address	9708 HARBIN CT
City	ELLICOTT CITY
State	MD
Zip	21042-2368
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R20
Legal Description	LOT 42 16233 SQ 9708 HARBIN CT TREYBURN PHASE 1
Legal Subdivision	TREYBURN PH 01
Legal Phase	1
Legal Lot Number	42
Jurisdiction	HOWARD MD
Township / Civil Division	2, ELLICOTT CITY
Census Block Group	2
Census Block	2003
Census Tract	602100

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

9708 Harbin Ct is owned and occupied by two individuals who bought it in December 2025.

Source: Howard County records, as of September 4, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	9708 HARBIN CT, ELLICOTT CITY, MD 21042-2368
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 9, 2025 · Amount on File
Deed Sale	Dec 9, 2025 · Amount on File
Prior Sale	Oct 30, 2002 · Amount on File
Deed Book / Page	23031 / 41
Record Updated	Oct 29, 2026

December 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	HOWARD MD
Recording Date	Dec 9, 2025
Property Address	9708 HARBIN CT, ELLICOTT CITY, MD 21042-2368
Document Number	0230310041
Book / Page	23031 / 41
Map Reference	PL 14707
Instrument Date	Nov 21, 2025
Transaction Type	Transfer
Record Updated	Dec 26, 2025
Title Company	CLA TITLE AND ESCROW, CLA TITLE & ESCROW

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,221.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	9708 HARBIN CT, ELLICOTT CITY, MD 21042-2368

Mortgage

Document Number	0002303150
Date	Dec 9, 2025
Instrument	23031/50

Lender

Name	SOFI BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2055

Tax Assessment & Valuation

The 2026 property tax bill for 9708 Harbin Ct was $12,256, up 18.1% from the year before.

Source: Howard County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Howard County
Unified School District	Howard County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$12,256.00 (+18.12%)	$795,800 (+11.55%)	$878,200 (-) Land $327,600 Building $550,600
2025	$10,376.00 Homeowner's exemption	$713,400	$878,200 Land $327,600 Building $550,600
2023		$623,733	$631,000 Land $187,600 Building $443,400
2022	$6,941.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 9708 Harbin Ct in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2016.

Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2016)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2016 · Severe Storm And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 9708 Harbin Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 249 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20