Howard County property record for 9724 Harbin Ct, Ellicott City, MD 21042
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 2,952 sqft · built 2002 |
| Lot Size | 0.326 acres (14,220 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $750,000 (Aug 2020) |
| Tax Bill | $10,465 (2026) |
| Deeds & Mortgages | Aug 2020 Sale & Mortgage Feb 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-399032 |
| Primary APN | 02-399032 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,952 sqft Total Area |
| Basement Area | 1,050 sqft |
| Finished Basement | 1,050 sqft |
| Utility Area | 120 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 14,220 sqft (0.326 acres) |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 544 sqft |
| Deck Area | 320 sqft |
| Patio Area | 272 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 399032 |
|---|---|
| Street Address | 9724 HARBIN CT |
| City | ELLICOTT CITY |
| State | MD |
| Zip | 21042-2368 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R20 |
| Legal Description | LOT 38 14220 SQ 9724 HARBIN CT TREYBURN PHASE 1 |
| Legal Subdivision | TREYBURN PH 01 |
| Legal Phase | 1 |
| Legal Lot Number | 38 |
| Jurisdiction | HOWARD MD |
| Township / Civil Division | 2, ELLICOTT CITY |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 602100 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Individually Listed | Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
9724 Harbin Ct is owned and occupied by two individuals who bought it in August 2020.
Source: Howard County records, as of September 4, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 9724 HARBIN CT, ELLICOTT CITY, MD 21042-2368 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 21, 2020 | Deed, Transfer · Conventional Mortgage SIERRA PACIFIC MORTGAGE CO INC |
| Feb 22, 2017 | Deed of Trust, Mortgage · Line of Credit STATE EMP CU/MD |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 21, 2020 · Amount on File |
| Deed Sale | Aug 21, 2020 · Amount on File |
| Prior Sale | Mar 11, 2002 · Amount on File |
| Deed Book / Page | 19643 / 269 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HOWARD MD |
| Recording Date | Aug 21, 2020 |
| Property Address | 9724 HARBIN CT, ELLICOTT CITY, MD 21042-2368 |
| Document Number | 0196430269 |
| Book / Page | 19643 / 269 |
| Map Reference | PL 14710 |
| Instrument Date | Jul 15, 2020 |
| Transaction Type | Transfer |
| Record Updated | Aug 16, 2021 |
| Title Company | R & P SETTLEMENT GROUP LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $13,125.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 9724 HARBIN CT, ELLICOTT CITY, MD 21042-2368 |
| Document Number | 19643276 |
|---|---|
| Date | Aug 21, 2020 |
| Instrument | 19643/276 |
| Name | SIERRA PACIFIC MORTGAGE CO INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 9724 HARBIN CT, ELLICOTT CITY, MD 21042-2368 |
| Document Number | 0175050292 |
| Book / Page | 017505 / 000292 |
| Instrument Date | Feb 22, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Apr 5, 2017 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 9724 HARBIN CT ELLICOTT CITY MD 210422368, ELLICOTT CITY, MD 21042-2368 |
| Document Number | 0175050292 |
|---|---|
| Date | Mar 27, 2017 |
| Book Page | 017505/000292 |
| Name | STATE EMP CU/MD |
|---|---|
| Type | Credit Union |
| Address | LINTHICUM, MD 21090 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 26, 2047 |
| Rate Type | Adjustable Rate |
|---|
The 2026 property tax bill for 9724 Harbin Ct was $10,465 with a homeowner's exemption, down 7.1% from the year before.
Source: Howard County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Howard County |
| Unified School District | Howard County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $10,465.00 (-7.09%) Homeowner's exemption | $873,800 (+11.71%) | $965,400 (-) Land $326,600 Building $638,800 |
| 2025 | $11,264.00 Homeowner's exemption | $782,200 | $965,400 Land $326,600 Building $638,800 |
| 2023 | $672,333 | $690,600 Land $186,600 Building $504,000 | |
| 2022 | $7,364.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 9724 Harbin Ct in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2016.
Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2016) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jul 2016 · Severe Storm And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 9724 Harbin Ct is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 249 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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