9709 Ave Ricardo, Spring Valley, CA 91977 Property Records

San Diego County property record for 9709 Ave Ricardo, Spring Valley, CA 91977

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,516 sqft · built 1992
Lot Size	0.142 acres (6,173 sqft)
Owner	Company Name on Record
Tax Bill	$4,750 (2025)
Deeds & Mortgages	Apr 2026 Line of Credit Jan 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`579-101-02-00`

Property Details

APN / Parcel Number

Primary APN	`579-101-02-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,516 sqft Living Area

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Lot Area	6,173 sqft (0.142 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	9709 AVENIDA RICARDO
City	SPRING VALLEY
State	CA
Zip	91977-5265
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	LOT 3 TR 012713
Legal Subdivision	SAN DIEGO COUNTY #4623
Legal Tract	012713
Legal Block	1
Legal Lot Number	3
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1000
Census Tract	13909

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	9709 AVENIDA RICARDO, SPRING VALLEY, CA 91977-5265
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Apr 28, 2026	Deed of Trust, Mortgage · Line of Credit CALIFORNIA FEDERAL CREDIT UNION
Jan 27, 2021	Intrafamily Transfer, Transfer · FHA Mortgage EVERETT FINANCIAL INC
Aug 3, 2020	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 27, 2021
Deed Sale	Jan 27, 2021
Prior Sale	Sep 13, 1991 · Amount on Record
Deed Document Number	202163609
Prior Transfer Date	Jan 22, 2021
Prior Transfer Doc	0000063609
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 28, 2026
Property Address	9709 AVENIDA RICARDO, SPRING VALLEY, CA 91977-5265
Document Number	0000118095
Instrument Date	Apr 20, 2026
Instrument	2026118095
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	MONARCH TITLE/TX, MONARCH TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust, 221
Address	9709 AVENIDA RICARDO, SPRING VALLEY, CA 91977-5265
Investor	Possibly a Property Investor

Mortgage

Document Number	0000118095,
Date	Apr 28, 2026
Instrument	2026118095

Lender

Name	CALIFORNIA FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate	6.22%
Max Rate	-1%

January 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 27, 2021
Property Address	9709 AVENIDA RICARDO, SPRING VALLEY, CA 91977-5265
Document Number	0000063609
Map Reference	MAP 12713
Instrument Date	Jan 22, 2021
Instrument	2021-0063609
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	NORTH AMERICAN TITLE CO INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	9709 AVENIDA RICARDO, SPRING VALLEY, CA 91977-5265

Mortgage

Document Number	0000063610
Date	Jan 27, 2021
Instrument	2021-0063610

Lender

Name	EVERETT FINANCIAL INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

August 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 3, 2020
Property Address	9709 AVENIDA RICARDO, SPRING VALLEY, CA 91977-5265
Document Number	0000425106
Instrument Date	Jul 3, 2020
Instrument	425106
Transaction Type	Transfer
Record Updated	Aug 12, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	9709 AVENIDA RICARDO SPRING VALLEY CA 919775265, SPRING VALLEY, CA 91977-5265

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Secondary School District	Grossmont Union High School District (09 - 12)
Elementary School District	La Mesa-Spring Valley School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$345,855 (+2%) Land $147,939 Building $197,916
2025	$4,750.00 (+4.28%)	$339,075 (+4.04%) Land $145,039 Building $194,036
2024	$4,555.00 (+3.26%)
2023	$4,411.00 (+1.71%)	$325,910 Land $139,408 Building $186,502
2022	$4,337.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 74% of California
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Viejas Community System tribal government · serves 9,600 people · EPA ID 090600158
Water Source	Groundwater
Last State Inspection	Aug 2023
Also Mapped Here	OTAY WATER DISTRICT, SAN DIEGO COUNTY WATER AUTHORITY
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 567 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Cox Communications Cable	2,000 / 100
San Diego Broadband Fixed Wireless	500 / 100

May also be available: GeoLinks, Verizon.

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