9702 Ave Ricardo, Spring Valley, CA 91977 Property Records

San Diego County property record for 9702 Ave Ricardo, Spring Valley, CA 91977

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,644 sqft · built 1992
Lot Size	0.145 acres (6,312 sqft)
Owner	2 Individual Names on File
Last Sale	$625,000 (Oct 2020)
Tax Bill	$8,735 (2025)
Deeds & Mortgages	May 2023 Mortgage Oct 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`579-101-48-00`

Property Details

APN / Parcel Number

Primary APN	`579-101-48-00`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,644 sqft Living Area

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Lot Area	6,312 sqft (0.145 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	9702 AVENIDA RICARDO
City	SPRING VALLEY
State	CA
Zip	91977-5264
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	LOT 49 TR 012713
Legal Subdivision	SAN DIEGO COUNTY 4623
Legal Tract	012713
Legal Block	1
Legal Lot Number	49
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1001
Census Tract	13909

Owner

9702 Ave Ricardo is owned and occupied by two individuals who bought it in October 2020.

Source: San Diego County records, as of October 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	9702 AVENIDA RICARDO, SPRING VALLEY, CA 91977-5264
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 23, 2023	Deed of Trust, Mortgage · FHA Mortgage DOVENMUEHLE MORTGAGE INC
Oct 28, 2020	Grant Deed, Transfer · FHA Mortgage CROSSCOUNTRY MORTGAGE LLC
Aug 17, 2018	Grant Deed, Transfer · VA Mortgage NAVY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 28, 2020 · Amount on File
Deed Sale	Oct 28, 2020 · Amount on File
Prior Sale	Aug 17, 2018 · Amount on File
Deed Document Number	2020666394
Prior Transfer Date	May 2, 2016
Prior Transfer Doc	0000218932
Record Updated	Oct 29, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	9702 AVENIDA RICARDO, SPRING VALLEY, CA 91977-5264
Transaction Type	Mortgage
Record Updated	Jun 2, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9702 AVENIDA RICARDO, SPRING VALLEY, CA 91977-5264
Investor	Possibly a Property Investor

Mortgage

Document Number	0000133941
Date	May 23, 2023
Instrument	2023-0133941

Lender

Name	DOVENMUEHLE MORTGAGE INC
Type	Mortgage Company
Address	DALLAS, TX 75201

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	330 Months
Due	Nov 1, 2050

October 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 28, 2020
Property Address	9702 AVENIDA RICARDO, SPRING VALLEY, CA 91977-5264
Document Number	0000666394
Map Reference	MAP 12687&12713
Instrument Date	Sep 25, 2020
Instrument	2020-0666394
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	WFG TITLE COMPANY OF CA

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	PO BOX 153019, SAN DIEGO, CA 92195-3019
Investor	Possibly a Property Investor

Mortgage

Document Number	0000666395
Date	Oct 28, 2020
Instrument	2020-0666395

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Non-Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

August 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 17, 2018
Property Address	9702 AVENIDA RICARDO, SPRING VALLEY, CA 91977-5264
Document Number	0000339932
Instrument Date	Jul 18, 2018
Instrument	339932
Transaction Type	Transfer
Record Updated	Aug 24, 2018
Title Company	NETCO TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$555.50
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	9702 AVENIDA RICARDO SPRING VALLEY CA 919775264, SPRING VALLEY, CA 91977-5264

Mortgage

Document Number	339933
Date	Aug 17, 2018
Instrument	339933

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 16, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 9702 Ave Ricardo was $8,735.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Secondary School District	Grossmont Union High School District (09 - 12)
Elementary School District	La Mesa-Spring Valley School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$690,045 (+2%) Land $283,087 Building $406,958
2025	$8,735.00	$676,516 Land $277,537 Building $398,979
2023	$8,183.00 (+1.45%)	$650,248 Land $266,761 Building $383,487
2022	$8,066.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 9702 Ave Ricardo in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 9702 Ave Ricardo is moderate, ranking above 43% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 74% of California
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Viejas Community System tribal government · serves 9,600 people · EPA ID 090600158
Water Source	Groundwater
Last State Inspection	Aug 2023
Also Mapped Here	OTAY WATER DISTRICT, SAN DIEGO COUNTY WATER AUTHORITY
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 567 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Cox Communications Cable	2,000 / 100
San Diego Broadband Fixed Wireless	500 / 100

May also be available: GeoLinks, Verizon.

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