9701 Ave Ricardo, Spring Valley, CA 91977 Property Records

San Diego County property record for 9701 Ave Ricardo, Spring Valley, CA 91977

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,644 sqft · built 1992
Lot Size	0.361 acres (15,733 sqft)
Owner	Company Name on File
Last Sale	$429,500 (Jul 2016)
Tax Bill	$6,632 (2025)
Deeds & Mortgages	Mar 2026 Line of Credit Apr 2026 Line of Credit + 5 more
Flood Zone	Zone X (minimal risk)
APN	`579-101-01-00`

Property Details

APN / Parcel Number

Primary APN	`579-101-01-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,644 sqft Living Area

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Lot Area	15,733 sqft (0.361 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	9701 AVENIDA RICARDO
City	SPRING VALLEY
State	CA
Zip	91977-5265
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	LOT 2 TR 012713
Legal Subdivision	SPRING VALLEY 4623
Legal Tract	012713
Legal Block	1
Legal Lot Number	2
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1000
Census Tract	13909

Owner

9701 Ave Ricardo is owned by a company that acquired it in December 2020.

Source: San Diego County records, as of July 28, 2026

Owner of Record	Company Name on File
Mailing Address	9701 AVENIDA RICARDO, SPRING VALLEY, CA 91977-5265
Owner Type	Company
Vesting	Borrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 27, 2026	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Apr 3, 2026	Deed of Trust, Mortgage · Line of Credit P N C BANK NA
Apr 30, 2021	Deed of Trust, Mortgage · Line of Credit US BANK NA
Mar 26, 2018	Deed of Trust, Mortgage · Line of Credit JPMORGAN CHASE BANK NA
Feb 8, 2021	Intrafamily Transfer, Transfer
Feb 8, 2021	Quit Claim Deed, Transfer Quitclaim
Feb 26, 2021	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 22, 2016 · Amount on File
Deed Sale	Jul 22, 2016 · Amount on File
Prior Sale	Mar 23, 2016 · Amount on File
Deed Document Number	2016367665
Last Transfer Date	Dec 21, 2020
Transfer Doc	0000152810
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	9701 AVENIDA RICARDO, SPRING VALLEY, CA 91977-5265
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9701 AVENIDA RICARDO, SPRING VALLEY, CA 91977-5265

Mortgage

Document Number	0000084327
Date	Mar 27, 2026
Instrument	2026-0084327

Lender

Name	PNC BANK NA
Type	Bank
Address	DAYTON, OH 45401

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	480 Months
Due	Mar 22, 2066

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 3, 2026
Property Address	9701 AVENIDA RICARDO, SPRING VALLEY, CA 91977-5265
Document Number	0000092118
Instrument Date	Mar 18, 2026
Instrument	202692118
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust, 221
Address	9701 AVENIDA RICARDO, SPRING VALLEY, CA 91977-5265

Mortgage

Document Number	0000092118,
Date	Apr 3, 2026
Instrument	202692118

Lender

Name	P N C BANK NA

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	479 Months
Due	Mar 22, 2066

Interest

Rate	6.01%
Max Rate	-1%

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	9701 AVENIDA RICARDO, SPRING VALLEY, CA 91977-5265
Transaction Type	Mortgage
Record Updated	May 12, 2021
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9701 AVENIDA RICARDO, SPRING VALLEY, CA 91977-5265

Mortgage

Document Number	0000334204
Date	Apr 30, 2021
Instrument	2021-0334204

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Apr 15, 2051

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	9701 AVENIDA RICARDO, SPRING VALLEY, CA 91977-5265
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000117527
Date	Mar 26, 2018
Instrument	2018-0117527

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Mar 15, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Feb 8, 2021
Property Address	9701 AVENIDA RICARDO, SPRING VALLEY, CA 91977-5265
Document Number	0000094571
Map Reference	MAP 12687&12713
Instrument Date	Dec 29, 2020
Instrument	2021-0094571
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	9701 AVENIDA RICARDO, SPRING VALLEY, CA 91977-5265

February 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Feb 8, 2021
Property Address	9701 AVENIDA RICARDO, SPRING VALLEY, CA 91977-5265
Document Number	0000094572
Map Reference	MAP 126873&12713
Instrument Date	Dec 29, 2020
Instrument	2021-0094572
Transaction Type	Transfer
Record Updated	Jan 19, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9701 AVENIDA RICARDO, SPRING VALLEY, CA 91977-5265

February 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Feb 26, 2021
Property Address	9701 AVENIDA RICARDO, SPRING VALLEY, CA 91977-5265
Document Number	0000152810
Map Reference	MAP 12687&12713
Instrument Date	Dec 21, 2020
Instrument	2021-0152810
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	9701 AVENIDA RICARDO, SPRING VALLEY, CA 91977-5265

Tax Assessment & Valuation

The 2025 property tax bill for 9701 Ave Ricardo was $6,632, up 3.8% from the year before.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Secondary School District	Grossmont Union High School District (09 - 12)
Elementary School District	La Mesa-Spring Valley School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$508,434 (+2%) Land $213,080 Building $295,354
2025	$6,632.00 (+3.8%)	$498,465 Land $208,902 Building $289,563
2024	$6,389.00 (+3.16%)
2023	$6,193.00 (+1.54%)	$479,111 Land $200,791 Building $278,320
2022	$6,099.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 9701 Ave Ricardo in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 9701 Ave Ricardo is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Viejas Community System tribal government · serves 9,600 people · EPA ID 090600158
Water Source	Groundwater
Last State Inspection	Aug 2023
Also Mapped Here	OTAY WATER DISTRICT, SAN DIEGO COUNTY WATER AUTHORITY
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 920 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Cox Communications Cable	2,000 / 100

May also be available: Verizon.

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