Polk County property record for 970 S 4th St, Independence, OR 97351
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,156 sqft · built 1965 |
| Lot Size | 0.28 acres (12,177 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $212,000 (Jul 2019) |
| Tax Bill | $2,728 (2025) |
| Deeds & Mortgages | May 2021 Mortgage Feb 2024 Sale + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 08428-CB-01300 |
| Primary APN | 08428-CB-01300 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,156 sqft Living Area |
| Gross Area | 1,640 sqft |
| 1st Floor Area | 1,156 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1965 |
|---|---|
| Effective Year Built | Effective 1974 |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 12,177 sqft (0.28 acres) |
| Garage Area | 484 sqft |
| Parking Spaces | 4 Parking Spaces |
| Patio Area | 144 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Connected |
| Water Source | Commercial |
| Account Number | 207050 |
|---|---|
| Street Address | 970 S 4TH ST |
| City | INDEPENDENCE |
| State | OR |
| Zip | 97351-1602 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS |
| Legal Description | HILL PARK ADDITION LOT 3 BLOCK 3 |
| Legal Range | 4W |
| Legal Township | 08S |
| Legal Section | 28 |
| Legal Subdivision | HILL PARK ADDITION |
| Legal Block | 3 |
| Legal Lot Number | 3 |
| Jurisdiction | POLK OR |
| Township / Civil Division | MONMOUTH-INDEPENDENCE |
| Census Block Group | 4 |
| Census Block | 4009 |
| Census Tract | 20305 |
Source: Polk County records, as of May 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 970 S 4TH ST, INDEPENDENCE, OR 97351-1602 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 12, 2021 | Deed of Trust, Mortgage · Conventional Mortgage VILLAGE CAPITAL & INVESTMENT LLC |
| Feb 21, 2024 | Deed, Transfer |
| Jul 12, 2019 | Warranty Deed, Transfer · FHA Mortgage HOMESIDE FINANCIAL LLC |
| Feb 13, 2017 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 12, 2019 · Amount on Record |
| Deed Sale | Jul 12, 2019 · Amount on Record |
| Deed Document Number | 20197273 |
| Prior Transfer Date | Feb 10, 2017 |
| Prior Transfer Doc | 0000001788 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK OR |
| Property Address | 970 S 4TH ST, INDEPENDENCE, OR 97351-1602 |
| Transaction Type | Mortgage |
| Record Updated | Feb 28, 2024 |
| Title Company | AMERITITLE |
| Name | Verified Name |
|---|
| Document Number | 0000008208 |
|---|---|
| Date | May 12, 2021 |
| Instrument | 2021-008208 |
| Name | VILLAGE CAPITAL & INVESTMENT LLC |
|---|---|
| Type | Mortgage Company |
| Address | HENDERSON, NV 89074 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | POLK OR |
| Recording Date | Feb 21, 2024 |
| Property Address | 970 S 4TH ST, INDEPENDENCE, OR 97351-1602 |
| Document Number | 0000001168 |
| Instrument Date | Feb 20, 2024 |
| Instrument | 2024-001168 |
| Transaction Type | Transfer |
| Record Updated | Feb 28, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 970 S 4TH, LOGSDEN, OR 97357 |
| Name | Verified Name |
|---|---|
| Address | 970 S 4TH, LOGSDEN, OR 97357 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK OR |
| Recording Date | Jul 12, 2019 |
| Property Address | 970 S 4TH ST, INDEPENDENCE, OR 97351-1602 |
| Document Number | 0000007273 |
| Instrument Date | Jul 9, 2019 |
| Instrument | 2019-007273 |
| Transaction Type | Transfer |
| Record Updated | Aug 29, 2022 |
| Title Company | TICOR TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 970 S 4TH ST, INDEPENDENCE, OR 97351-1602 |
| Document Number | 0000007274 |
|---|---|
| Date | Jul 12, 2019 |
| Instrument | 2019-007274 |
| Name | HOMESIDE FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2049 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | POLK OR |
| Recording Date | Feb 13, 2017 |
| Property Address | 970 S 4TH ST, INDEPENDENCE, OR 97351-1602 |
| Document Number | 0000001788 |
| Instrument Date | Feb 10, 2017 |
| Instrument | 1788 |
| Transaction Type | Transfer |
| Record Updated | Feb 17, 2017 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 970 S 4TH ST INDEPENDENCE OR 973511602, INDEPENDENCE, OR 97351-1602 |
Source: Polk County assessment roll, as of May 21, 2026
| Type | Name |
|---|---|
| State | Oregon |
| County | Polk County |
| Municipality | Independence City |
| Unified School District | Central School District 13J (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $153,980 (+3%) Land $49,310 Building $104,670 | $339,970 (-4.75%) Land $160,000 Building $179,970 | |
| 2025 | $2,728.00 (+3.77%) | $149,500 (+3%) Land $47,870 Building $101,630 | $356,910 (+4.13%) Land $160,400 Building $196,510 |
| 2024 | $2,629.00 (-2.49%) | $145,150 (+2.99%) Land $46,480 Building $98,670 | $342,740 (-1.39%) Land $148,000 Building $194,740 |
| 2023 | $2,696.00 (+8.93%) | $140,930 (+3%) Land $45,120 Building $95,810 | $347,580 (+10.72%) Land $149,300 Building $198,280 |
| 2022 | $2,475.00 | $136,830 Land $43,810 Building $93,020 | $313,940 Land $130,000 Building $183,940 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 28, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Oregon |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | INDEPENDENCE WATER SYSTEM serves 10,300 people · EPA ID OR4100399 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2022 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Copper | 1.45 mg/L (2021–2023) action level 1.3 mg/L |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 263 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Willamette Valley Fiber Fiber | 2,500 / 2,500 |
| Spectrum Cable | 1,000 / 1,000 |
| Alyrica Fixed Wireless | 400 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Hunter Communications Fixed Wireless | 200 / 20 |
| CenturyLink DSL | 140 / 20 |
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