920 S 4th St, Independence, OR 97351 Property Records

Polk County property record for 920 S 4th St, Independence, OR 97351

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,120 sqft · built 1969
Lot Size	0.14 acres (6,107 sqft)
Owner	2 Individual Names on File
Last Sale	$335,000 (Dec 2021)
Tax Bill	$2,560 (2025)
Deeds & Mortgages	Dec 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`08428-CB-01100`

Property Details

APN / Parcel Number

Primary APN	`08428-CB-01100`
Alternative APN	`207034`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,120 sqft Living Area
Gross Area	1,480 sqft
1st Floor Area	1,120 sqft
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1990
Exterior Material	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	6,107 sqft (0.14 acres)
Garage Area	360 sqft
Parking Spaces	2 Parking Spaces
Patio Area	280 sqft

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Oil
Sewer	Connected
Water Source	Commercial

Location & Zoning

Account Number	207034
Street Address	920 S 4TH ST
City	INDEPENDENCE
State	OR
Zip	97351-1602
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	PARTITION PLAT 2004-0004 LOT 1
Legal Range	4W
Legal Township	08S
Legal Section	28
Legal Subdivision	PARTITION PLAT 2004-0004
Legal Block	4
Legal Lot Number	1
Jurisdiction	POLK OR
Township / Civil Division	MONMOUTH-INDEPENDENCE
Census Block Group	4
Census Block	4009
Census Tract	20305

Owner

Source: Polk County assessment roll, APN 08428-CB-01100, as of May 21, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	920 S 4TH ST, INDEPENDENCE, OR 97351-1602
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 02, 2021 · Amount on Record
Deed Sale	Dec 02, 2021 · Amount on Record
Prior Sale	Aug 28, 2008 · Amount on Record
Deed Document Number	202118838
Last Transfer Date	Mar 07, 2025
Transfer Doc	0000002054
Record Updated	Sep 20, 2026

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK OR
Recording Date	Dec 02, 2021
Property Address	920 S 4TH ST, INDEPENDENCE, OR 97351-1602
Document Number	0000018838
Map Reference	MB 2004 PG 0004
Instrument Date	Nov 29, 2021
Instrument	2021-018838
Transaction Type	Transfer
Record Updated	Dec 09, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	5235 MORGAN RD, ANGELS CAMP, CA 95222-9838

Mortgage

Document Number	0000018839
Date	Dec 02, 2021
Instrument	2021-018839

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2052

Tax Assessment & Valuation

Source: Polk County assessment roll as of May 21, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Oregon
County	Polk County
Municipality	Independence City
Unified School District	Central School District 13J (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$144,470 (+2.99%) Land $55,800 Building $88,670	$322,940 (+6.55%) Land $147,000 Building $175,940
2025	$2,560.00 (+3.81%)	$140,270 (+3%) Land $54,170 Building $86,100	$303,090 (-5.93%) Land $132,000 Building $171,090
2024	$2,466.00 (-2.49%)	$136,190 (+2.99%) Land $52,590 Building $83,600	$322,200 (-2.06%) Land $134,000 Building $188,200
2023	$2,529.00 (+8.91%)	$132,230 (+3%) Land $51,050 Building $81,180	$328,980 (+9.94%) Land $135,200 Building $193,780
2022	$2,322.00	$128,380 Land $49,560 Building $78,820	$299,240 Land $114,500 Building $184,740

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Polk County (41053C), as of October 28, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 410530203054, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Oregon
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 263 locations within half a mile, as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Monmouth Independence Network Fiber	2,500 / 2,500
Spectrum Cable	1,000 / 1,000
Alyrica Networks Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
Hunter Communications & Technologies Fixed Wireless	200 / 20
Lumen Technologies DSL	140 / 20

Drinking Water

Source: EPA Safe Drinking Water Information System, water system OR4100399, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	INDEPENDENCE WATER SYSTEM serves 10,300 people
Water Source	Groundwater
Last State Inspection	May 2022
Lead	3 ppb (2021–2023) action level 15 ppb
Copper	1.45 mg/L (2021–2023) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.