885 S 4th St, Independence, OR 97351 Property Records

Polk County property record for 885 S 4th St, Independence, OR 97351

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,379 sqft · built 1948
Lot Size	0.113 acres (4,901 sqft)
Owner	2 Individual Names on Record
Last Sale	$120,000 (Oct 2009)
Tax Bill	$1,905 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Oct 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`08428-BD-12300`

Property Details

APN / Parcel Number

Primary APN	`08428-BD-12300`
Alternative APN	`206660`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,379 sqft Living Area
1st Floor Area	1,379 sqft
Family Room	Family Room
Utility Room	Utility Room

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1965
Exterior Material	Wood Shingle
Foundation Type	Pier/Post & Beam
Roof Type	Flat
Roof Material	Composition Shingle
Lot Area	4,901 sqft (0.113 acres)
Garage Type	Carport
Garage Area	242 sqft
Carport	Carport
Carport Area	242 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Wall Unit
Heating System	Floor/Wall Furnace
Heating Fuel	Gas
Sewer	Connected
Water Source	Commercial

Location & Zoning

Account Number	206660
Street Address	885 S 4TH ST
City	INDEPENDENCE
State	OR
Zip	97351-1811
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	ONE STORY
Legal Range	4W
Legal Township	08S
Legal Section	28
Legal Subdivision	HILLS ADD/HENRY HILLS
Legal Block	4
Legal Lot Number	5
Jurisdiction	POLK OR
Township / Civil Division	MONMOUTH-INDEPENDENCE
Census Block Group	4
Census Block	4006
Census Tract	20305

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Independence Historic District listed 1989 · 155 contributing resources · NRIS 89000048

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Polk County records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	885 S 4TH ST, INDEPENDENCE, OR 97351-1811
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Nov 15, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage ROUNDPOINT MORTGAGE SERVICING CORP
Oct 27, 2017	Warranty Deed, Transfer · FHA Mortgage ACADEMY MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 6, 2009 · Amount on Record
Deed Sale	Oct 6, 2009 · Amount on Record
Prior Sale	May 15, 2009 · Amount on Record
Deed Document Number	200911657
Last Transfer Date	Nov 12, 2021
Transfer Doc	0000017967
Record Updated	Oct 29, 2026

November 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	POLK OR
Recording Date	Nov 15, 2021
Property Address	885 S 4TH ST, INDEPENDENCE, OR 97351-1811
Document Number	0000017967
Map Reference	VOL 01 PG 38
Instrument Date	Nov 9, 2021
Instrument	2021-017967
Transaction Type	Transfer
Record Updated	Aug 29, 2022
Title Company	AMERITITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	885 S 4TH ST, INDEPENDENCE, OR 97351-1811

Mortgage

Document Number	0000017968
Date	Nov 15, 2021
Instrument	2021-017968

Lender

Name	ROUNDPOINT MORTGAGE SERVICING CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK OR
Recording Date	Oct 27, 2017
Property Address	885 S 4TH ST, INDEPENDENCE, OR 97351-1811
Document Number	0000012954
Instrument Date	Oct 26, 2017
Instrument	12954
Transaction Type	Transfer
Record Updated	Nov 3, 2017
Title Company	AMERITITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$170.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	885 S 4TH ST INDEPENDENCE OR 973511811, INDEPENDENCE, OR 97351-1811

Mortgage

Document Number	12955
Date	Oct 27, 2017
Instrument	12955

Lender

Name	ACADEMY MTG
Type	Mortgage Company
Address	DRAPER, UT 84020

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 26, 2047

Tax Assessment & Valuation

Source: Polk County assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Oregon
County	Polk County
Municipality	Independence City
Unified School District	Central School District 13J (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$107,520 (+3%) Land $35,280 Building $72,240	$292,170 (-4.05%) Land $140,000 Building $152,170
2025	$1,905.00 (+3.81%)	$104,390 (+3%) Land $34,250 Building $70,140	$304,510 (+4.71%) Land $138,200 Building $166,310
2024	$1,835.00 (-2.5%)	$101,350 (+3%) Land $33,250 Building $68,100	$290,810 (-2.07%) Land $126,000 Building $164,810
2023	$1,882.00 (+8.91%)	$98,400 (+2.99%) Land $32,280 Building $66,120	$296,950 (+13.51%) Land $127,100 Building $169,850
2022	$1,728.00	$95,540 Land $31,340 Building $64,200	$261,600 Land $111,250 Building $150,350

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 28, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Oregon
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDEPENDENCE WATER SYSTEM serves 10,300 people · EPA ID OR4100399
Water Source	Groundwater
Last State Inspection	May 2022
Lead	3 ppb (2021–2023) action level 15 ppb
Copper	1.45 mg/L (2021–2023) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 408 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Willamette Valley Fiber Fiber	2,500 / 2,500
Spectrum Cable	1,000 / 1,000
Alyrica Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink, Hunter Communications.

Nearby Properties on S 4th St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures