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970 Lemon Bluff Rd, Osteen, FL 32764 Property Records

Volusia County property record for 970 Lemon Bluff Rd, Osteen, FL 32764 · Last verified December 2025

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,029 sqft · built 1992
Lot Size0.459 acres (20,000 sqft)
OwnerIndividual Name on File
Last Sale$283,500 (Sep 2021)
Tax Bill$4,515 (2025)
Deeds & MortgagesSep 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN9228-01-07-0050

Property Details

APN / Parcel Number

Primary APN9228-01-07-0050
Alternative APNs
  • 32192801070050
  • 3376781.0
  • 3376781

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,029 sqft Living Area
1st Floor Area2,029 sqft
FlooringCombination, Other
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1992
Effective Year BuiltEffective 1995
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Foundation TypeSlab (Mat/Raft)
Roof MaterialComposition Shingle
Lot Area20,000 sqft (0.459 acres)
Lot Dimensions200 ft deep x 100 ft wide
Garage Area462 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchOpen Porch
Porch Area88 sqft
Patio Area1,006 sqft
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air
Heating FuelElectric

Location & Zoning

Account Number3376781.0
Old Parcel Number32192801070050
Street Address970 LEMON BLUFF RD
CityOSTEEN
StateFL
Zip32764-9758
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOTS 5 & 6 & LOTS 19 & 20 BLK G LEMON BLUFF MB 11 PG 188 PER OR 3479 PG 1755 PER OR 8125 PG 2800
Legal Range32E
Legal Township19S
Legal Section28
Legal SubdivisionLEMON BLUFF
Legal Tract1
Legal BlockG
Legal Lot Number5 6
JurisdictionVOLUSIA FL
Township / Civil DivisionDELTONA
Census Block Group1
Census Block1021
Census Tract91005

Owner

Source: Volusia County records · APN 9228-01-07-0050

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address970 LEMON BLUFF RD, OSTEEN, FL 32764-9758
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 24, 2021 · Amount on Record
Deed SaleSep 24, 2021 · Amount on Record
Prior SaleDec 30, 1999
Deed Document Number2021-229812
Deed Book / Page8125 / 2800
Record UpdatedJun 08, 2026

September 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionVOLUSIA FL
Recording DateSep 24, 2021
Property Address970 LEMON BLUFF RD, OSTEEN, FL 32764-9758
Document Number0081252800
Book / Page8125 / 2800
Map ReferenceMB 11 PG 188
Instrument DateSep 23, 2021
Instrument2021-229812
Transaction TypeTransfer
Record UpdatedJan 11, 2024
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,984.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2540 SANFORD AVE, SANFORD, FL 32773-5248

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 542, OSTEEN, FL 32764-0542

Mortgage

Document Number0081252802
DateSep 24, 2021
Instrument8125/2802
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2051

Tax Assessment & Valuation

Source: Volusia County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyVolusia County
Unified School DistrictVolusia County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,515.00 (+6.81%) Homeowner's exemption$257,078 (+5.83%)$296,216 (+13.95%) Land $78,300 Building $217,916
2023$4,227.00 (+9.56%) Homeowner's exemption$242,918 (+3%)$259,950 (+10.22%) Land $44,840 Building $215,110
2022$3,858.00 Homeowner's exemption$235,843 Land $44,840 Building $191,003$235,843 Land $44,840 Building $191,003

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Volusia County (12127C), updated October 2, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121270910051, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance CostPremium on Record
median of 76 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies76 in force
Nearby Flood Claims61 (1994–2024)
Claims Outside the SFHA11 of 61
Most Recent ClaimOct 2024, river or lake flooding, Hurricane Milton
Claims By Storm
  • Hurricane Ian, Oct 2022 · 12 claims
  • Hurricane Ian, Oct 2022 · 18 claims
  • Tropical Storm Fay, Aug 2008 · 10 claims

Wildfire

Wildfire RiskHigh
above 85% of the US · above 77% of Florida
Wildfire LikelihoodAbout 1 in 132 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 52 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 1,000
AT&TDSL100 / 20

May also be available at this address: Verizon, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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