955 Lemon Bluff Rd, Osteen, FL 32764 Property Records

Volusia County property record for 955 Lemon Bluff Rd, Osteen, FL 32764

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,499 sqft · built 1956
Lot Size	0.107 acres (4,650 sqft)
Owner	Individual Name on Record
Last Sale	$125,000 (Nov 2017)
Tax Bill	$3,119 (2025)
Deeds & Mortgages	Nov 2017 Sale & Mortgage Nov 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`9228-01-03-0010`

Property Details

APN / Parcel Number

Primary APN	`9228-01-03-0010`
Alternative APNs	`32192801030010` `28193201030010` `3376463.0` `3376463`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,499 sqft Living Area
Gross Area	2,059 sqft
1st Floor Area	1,499 sqft
Utility Room	Utility Room
Flooring	Combination, Other
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1986
Exterior Material	Concrete
Construction Type	Masonry / Concrete Block
Roof Type	Hip
Roof Material	Asphalt
Lot Area	4,650 sqft (0.107 acres)
Lot Dimensions	93 ft deep x 50 ft wide
View / Lot	Water View
Garage Type	Attached
Garage Area	560 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	152 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	3376463
Street Address	955 LEMON BLUFF RD
City	OSTEEN
State	FL
Zip	32764-9759
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	01A1
Legal Description	LOT 1 BLK C LEMON BLUFF MB 11 PG 188 EXC 12.5% SUBSURFACE RIGHTS PER OR 7470 PG 0869 PER OR 7470 PG 3873
Legal Range	32E
Legal Township	19S
Legal Section	28
Legal Subdivision	LEMON BLUFF MB
Legal Tract	01
Legal Block	C
Legal Lot Number	1
Jurisdiction	VOLUSIA FL
Township / Civil Division	DELTONA
Census Block Group	1
Census Block	1017
Census Tract	91005

Owner

Source: Volusia County records, as of March 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	955 LEMON BLUFF RD, OSTEEN, FL 32764-9759
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 9, 2017	Warranty Deed, Transfer ALBERT H & JANETTE K PELL
Nov 13, 2017	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 13, 2017 · Amount on Record
Deed Sale	Nov 13, 2017 · Amount on Record
Prior Sale	Nov 9, 2017 · Amount on Record
Deed Document Number	2017219240
Deed Book / Page	7470 / 3873
Prior Transfer Date	Nov 8, 2017
Prior Transfer Doc	0074703873
Record Updated	Oct 29, 2026

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	VOLUSIA FL
Recording Date	Nov 9, 2017
Property Address	955 LEMON BLUFF RD, OSTEEN, FL 32764-9759
Document Number	0074700869
Book / Page	007470 / 000869
Instrument Date	Nov 8, 2017
Instrument	218106
Transaction Type	Transfer
Record Updated	Jan 3, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$875.00
Amount Accuracy	Confirmed
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 295 OSTEEN FL 327640295, OSTEEN, FL 32764-0295

Mortgage

Document Number	74700871
Date	Nov 9, 2017
Book Page	007470/000871
Instrument	218107

Lender

Name	ALBERT H & JANETTE K PELL
Address	PO BOX 189, OSTEEN, FL 32764-0189
Special Notes	Seller Financed

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Nov 8, 2047

Interest

Rate	3%

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	VOLUSIA FL
Recording Date	Nov 13, 2017
Property Address	955 LEMON BLUFF RD, OSTEEN, FL 32764-9759
Document Number	0074703873
Book / Page	007470 / 003873
Instrument Date	Nov 8, 2017
Instrument	219240
Transaction Type	Transfer
Record Updated	Jan 3, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$1,750.00
Amount Accuracy	Confirmed
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 295 OSTEEN FL 327640295, OSTEEN, FL 32764-0295

Tax Assessment & Valuation

Source: Volusia County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Volusia County
Unified School District	Volusia County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$205,313 (+2.7%)	$223,055 (-0.17%) Land $75,360 Building $147,695
2025	$3,119.00 (+5.37%) Homeowner's exemption	$199,916 (+5.99%)	$223,433 (+5.48%) Land $75,360 Building $148,073
2023	$2,960.00 (+2.17%) Homeowner's exemption	$188,624 (+3%)	$211,832 (+2.67%) Land $67,200 Building $144,632
2022	$2,897.00 Homeowner's exemption	$183,130	$206,322 Land $72,000 Building $134,322

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 76 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	76 in force
Nearby Flood Claims	61 (1994–2024)
Claims Outside the SFHA	11 of 61
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Ian, Oct 2022 · 12 claims Hurricane Ian, Oct 2022 · 18 claims Tropical Storm Fay, Aug 2008 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 85% of the US · above 76% of Florida
Wildfire Likelihood	0.8% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T DSL	100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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