975 Lemon Bluff Rd, Osteen, FL 32764 Property Records

Volusia County property record for 975 Lemon Bluff Rd, Osteen, FL 32764

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 680 sqft · built 1945
Lot Size	0.144 acres (6,250 sqft)
Owner	Individual Name on Record
Last Sale	$100,000 (Oct 2014)
Tax Bill	$956 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Mar 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`9228-01-03-0070`

Property Details

APN / Parcel Number

Primary APN	`9228-01-03-0070`
Alternative APNs	`32192801030070` `28193201030070` `3376528.0` `3376528`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Stories	1 Story
Building Area	680 sqft Living Area
1st Floor Area	544 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1945
Effective Year Built	Effective 1980
Exterior Material	Vinyl
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,250 sqft (0.144 acres)
Lot Dimensions	125 ft deep x 50 ft wide
View / Lot	Water View

Exterior Amenities

Porch	Slab
Porch Area	234 sqft
Patio Area	49 sqft
Shed	1 Shed
Shed Area	140 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	3376528
Street Address	975 LEMON BLUFF RD
City	OSTEEN
State	FL
Zip	32764-9364
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	01A1
Legal Description	LOT 7 BLK C LEMON BLUFF MB 11 PG 188 EXC 12.5 PC SUBSURFACE RIGHTS PER OR 1629 PG 0043 PER OR 4128 PG 4475 PER OR 5445 PG 3352 PER OR 7039 PG 2906
Legal Range	32E
Legal Township	19S
Legal Section	28
Legal Subdivision	LEMON BLUFF MB
Legal Tract	01
Legal Block	C
Legal Lot Number	7
Jurisdiction	VOLUSIA FL
Township / Civil Division	DELTONA
Census Block Group	1
Census Block	1017
Census Tract	91005

Owner

Source: Volusia County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	975 LEMON BLUFF RD, OSTEEN, FL 32764-9364
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 25, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Mar 25, 2021	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS LLC
Jan 12, 2019	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 3, 2014 · Amount on Record
Deed Sale	Oct 3, 2014 · Amount on Record
Prior Sale	Sep 15, 1988 · Amount on Record
Deed Document Number	2014179643
Deed Book / Page	7039 / 2906
Prior Transfer Date	Jul 29, 1996
Prior Transfer Doc	4128004475
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VOLUSIA FL
Property Address	975 LEMON BLUFF RD, OSTEEN, FL 32764-9364
Transaction Type	Mortgage
Record Updated	Jul 28, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0080714018
Date	Jun 25, 2021
Book Page	8071/4018
Instrument	2021-148765

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VOLUSIA FL
Property Address	975 LEMON BLUFF RD, OSTEEN, FL 32764-9364
Transaction Type	Mortgage
Record Updated	Apr 9, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	975 LEMON BLUFF RD, OSTEEN, FL 32764-9364

Mortgage

Document Number	0080140068
Date	Mar 25, 2021
Book Page	8014/68
Instrument	2021-067012

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VOLUSIA FL
Property Address	975 LEMON BLUFF RD, OSTEEN, FL 32764-9364
Document Number	0076462382
Instrument Date	Jan 12, 2019
Transaction Type	Mortgage
Record Updated	Feb 5, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	975 LEMON BLUFF RD OSTEEN FL 327649364, OSTEEN, FL 32764-9364

Mortgage

Document Number	0076462382
Date	Jan 18, 2019
Book Page	007646/002382
Instrument	11398

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 17, 2049

Tax Assessment & Valuation

Source: Volusia County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Volusia County
Unified School District	Volusia County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$109,571 (+2.7%)	$152,644 (+2.98%) Land $83,995 Building $68,649
2025	$956.00 (+14.77%) Homeowner's exemption Senior Citizen's exemption	$106,691 (+5.99%)	$148,224 (+8.55%) Land $83,995 Building $64,229
2023	$833.00 (+4.78%) Senior Citizen's exemption	$100,666 (+3%)	$136,545 (-0.5%) Land $74,900 Building $61,645
2022	$795.00 Senior Citizen's exemption	$97,734	$137,236 Land $80,250 Building $56,986

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 76 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	76 in force
Nearby Flood Claims	61 (1994–2024)
Claims Outside the SFHA	11 of 61
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Ian, Oct 2022 · 12 claims Hurricane Ian, Oct 2022 · 18 claims Tropical Storm Fay, Aug 2008 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 85% of the US · above 76% of Florida
Wildfire Likelihood	0.8% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T DSL	100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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