970 Cochise Dr, Holts Summit, MO 65043 Property Records

Callaway County property record for 970 Cochise Dr, Holts Summit, MO 65043

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,818 sqft · built 2020
Lot Size	0.96 acres (41,818 sqft)
Owner	Individual Name on Record
Tax Bill	$2,732 (2025)
Deeds & Mortgages	Sep 2020 Mortgage Mar 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`25-07.0-35.0-40-001-005.016`

Property Details

APN / Parcel Number

Primary APN	`25-07.0-35.0-40-001-005.016`
Alternative APN	`2507035040001000000`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,818 sqft Living Area
1st Floor Area	1,818 sqft
Game Room	Game Room

Exterior

Year Built	Built 2020
Construction Type	Frame
Lot Area	41,818 sqft (0.96 acres)
Garage Type	Attached
Garage Area	838 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Porch
Porch Area	402 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	2507035040001005016
Street Address	970 COCHISE DR
City	HOLTS SUMMIT
State	MO
Zip	65043-1997
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 17 INDIAN HILLS ESTATES P9/285
Legal Subdivision	INDIAN HILLS ESTATES
Legal Lot Number	17
Jurisdiction	CALLAWAY MO
Township / Civil Division	SUMMIT
Census Block Group	2
Census Block	2002
Census Tract	70800

Owner

Source: Callaway County records, as of January 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	970 COCHISE DR, HOLTS SUMMIT, MO 65043-1997
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 8, 2020	Deed of Trust, Mortgage · Stand-Alone First Mortgage MID AMERICA BANK
Mar 4, 2021	Deed of Trust, Mortgage · Stand-Alone First Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Mar 4, 2021	Warranty Deed, Transfer
Sep 8, 2020	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 9, 2024
Deed Sale	Dec 9, 2024
Prior Sale	Mar 4, 2021
Deed Document Number	0000517126
Deed Book / Page	517 / 126
Record Updated	Jun 8, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALLAWAY MO
Property Address	970 COCHISE DR, HOLTS SUMMIT, MO 65043-1997
Transaction Type	Mortgage
Record Updated	Mar 11, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000244/953
Date	Sep 8, 2020
Book Page	244/953
Instrument	202006161

Lender

Name	MID AMERICA BANK

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALLAWAY MO
Property Address	970 COCHISE DR, HOLTS SUMMIT, MO 65043-1997
Transaction Type	Mortgage
Record Updated	Mar 11, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000246/222
Date	Mar 4, 2021
Book Page	246/222
Instrument	202101697

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CALLAWAY MO
Recording Date	Mar 4, 2021
Property Address	970 COCHISE DR, HOLTS SUMMIT, MO 65043-1997
Document Number	491/89
Book / Page	491 / 89
Instrument Date	Feb 26, 2021
Instrument	202101696
Transaction Type	Transfer
Record Updated	Dec 9, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	970 COCHISE DR, HOLTS SUMMIT, MO 65043-1997

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CALLAWAY MO
Recording Date	Sep 8, 2020
Property Address	970 COCHISE DR, HOLTS SUMMIT, MO 65043-1997
Document Number	000487/372
Book / Page	487 / 372
Instrument Date	Sep 3, 2020
Instrument	202006160
Transaction Type	Transfer
Record Updated	Jun 13, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12838 COUNTY ROAD 4039, HOLTS SUMMIT, MO 65043-2206

Tax Assessment & Valuation

Source: Callaway County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Callaway County
Municipality	Holts Summit City
Unified School District	Jefferson City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,732.00 (-2.46%)	$44,939 (-)	$236,520 (-)
2024	$2,801.00 (+0.07%)	$44,939 (-)	$236,520 (-)
2023	$2,799.00 (+1.01%)	$44,939 (+1.07%)	$236,520 (+1.07%)
2022	$2,771.00	$44,464 Land $4,750 Building $39,714
2021			$234,020 Land $25,000 Building $209,020

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 5, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	159 (1982–2019)
Claims Outside the SFHA	6 of 159
Most Recent Claim	Jul 2019 · river or lake flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, Jul 2019 · 15 claims Severe Storms, Tornadoes, Hail, Flooding, Jun 1995 · 46 claims Severe Storms & Flooding, Sep 1993 · 78 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 60% of Missouri
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CALLAWAY COUNTY PWSD 1 serves 9,840 people · EPA ID MO3024084
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 78 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Callabyte Fiber	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
FireServe Fixed Wireless · not low latency	100 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Wisper ISP.

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