951 Cochise Dr, Holts Summit, MO 65043 Property Records

Callaway County property record for 951 Cochise Dr, Holts Summit, MO 65043

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,830 sqft · built 2021
Lot Size	0.34 acres (14,810 sqft)
Owner	2 Individual Names on File
Last Sale	$222,099 (Aug 2026)
Tax Bill	$2,646 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Nov 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`25-07.0-36.0-30-003-011.009`

Property Details

APN / Parcel Number

Primary APN	`25-07.0-36.0-30-003-011.009`
Alternative APN	`2507036030003010000`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,830 sqft Living Area
1st Floor Area	1,830 sqft

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Construction Type	Frame
Lot Area	14,810 sqft (0.34 acres)
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	297 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	2507036030003011009
Street Address	951 COCHISE DR
City	HOLTS SUMMIT
State	MO
Zip	65043-1998
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 22 INDIAN HILLS ESTATE P9/285
Legal Range	11W
Legal Township	45N
Legal Section	36
Legal Subdivision	INDIAN HILLS ESTATES
Legal Lot Number	22
Jurisdiction	CALLAWAY MO
Township / Civil Division	SUMMIT
Census Block Group	2
Census Block	2001
Census Tract	70800

Owner

951 Cochise Dr is owned and occupied by two individuals who bought it in August 2026.

Source: Callaway County records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	951 COCHISE DR, HOLTS SUMMIT, MO 65043-1998
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 17, 2026	Warranty Deed, Transfer · Conventional Mortgage CENTRAL TRUST BANK
Nov 23, 2020	Deed of Trust, Mortgage · Stand-Alone First Mortgage CENTRAL TRUST BANK
Jul 2, 2021	Deed of Trust, Mortgage · Stand-Alone First Mortgage BETTER MORTGAGE CORP
Jul 2, 2021	Warranty Deed, Subdivision Related Transfer
Nov 23, 2020	Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 17, 2026 · Amount on File
Deed Sale	Aug 17, 2026 · Amount on File
Prior Sale	Jul 2, 2021 · Amount on File
Deed Document Number	20264876
Deed Book / Page	529 / 395
Prior Transfer Date	Nov 23, 2020
Prior Transfer Doc	0000009430
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CALLAWAY MO
Recording Date	Aug 17, 2026
Property Address	951 COCHISE DR, HOLTS SUMMIT, MO 65043-1998
Document Number	0000004876
Book / Page	529 / 395
Instrument Date	Aug 14, 2026
Instrument	20264876
Transaction Type	Transfer
Record Updated	Oct 23, 2026
Title Company	MIDWEST PRFD TITLE, MIDWEST TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	951 COCHISE DR, HOLTS SUMMIT, MO 65043-1998

Mortgage

Document Number	0000004877,
Date	Aug 17, 2026
Book Page	529/396
Instrument	20264877

Lender

Name	CENTRAL TRUST BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALLAWAY MO
Property Address	951 COCHISE DR, HOLTS SUMMIT, MO 65043-1998
Transaction Type	Mortgage
Record Updated	Mar 11, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000245/546
Date	Nov 23, 2020
Book Page	245/546
Instrument	202008518

Lender

Name	CENTRAL TRUST BANK

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALLAWAY MO
Property Address	951 COCHISE DR, HOLTS SUMMIT, MO 65043-1998
Transaction Type	Mortgage
Record Updated	Mar 11, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000247/82
Date	Jul 2, 2021
Book Page	247/82
Instrument	202105132

Lender

Name	BETTER MORTGAGE CORP

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

July 2021: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	CALLAWAY MO
Recording Date	Jul 2, 2021
Property Address	951 COCHISE DR, HOLTS SUMMIT, MO 65043-1998
Document Number	000493/567
Book / Page	493 / 567
Instrument Date	Jul 1, 2021
Instrument	202105131
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 16, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	951 COCHISE DR, HOLTS SUMMIT, MO 65043-1998

November 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	CALLAWAY MO
Recording Date	Nov 23, 2020
Property Address	951 COCHISE DR, HOLTS SUMMIT, MO 65043-1998
Document Number	0000489/77
Book / Page	489 / 77
Instrument Date	Nov 18, 2020
Instrument	202008517
Transaction Type	Transfer
Record Updated	Jun 13, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12660 COUNTY ROAD 4021, HOLTS SUMMIT, MO 65043-1946

Tax Assessment & Valuation

The 2025 property tax bill for 951 Cochise Dr was $2,646, down 2.5% from the year before.

Source: Callaway County assessment roll, as of January 15, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Callaway County
Municipality	Holts Summit City
Unified School District	Jefferson City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,646.00 (-2.47%)	$43,523 (-)	$229,070 (-)
2024	$2,713.00 (+0.07%)	$43,523 (-)	$229,070 (-)
2023	$2,711.00 (+2.03%)	$43,523 (+2.05%)	$229,070
2022	$2,657.00	$42,649 Land $4,750 Building $37,899
2021			$224,470 Land $25,000 Building $199,470

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 951 Cochise Dr in Zone X, an area of minimal flood risk, though there have been 159 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective September 5, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	159 (1982–2019)
Claims Outside the SFHA	6 of 159
Most Recent Claim	Jul 2019 · river or lake flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, Jul 2019 · 15 claims Severe Storms, Tornadoes, Hail, Flooding, Jun 1995 · 46 claims Severe Storms & Flooding, Sep 1993 · 78 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 951 Cochise Dr is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 73% of Missouri
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CALLAWAY COUNTY PWSD 1 serves 9,840 people · EPA ID MO3024084
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 78 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Callabyte Fiber	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
FireServe Fixed Wireless · not low latency	100 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Wisper ISP.

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