966 Cochise Dr, Holts Summit, MO 65043 Property Records

Callaway County property record for 966 Cochise Dr, Holts Summit, MO 65043

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,692 sqft · built 2021
Lot Size	0.45 acres (19,602 sqft)
Owner	2 Individual Names on Record
Tax Bill	$3,845 (2025)
Deeds & Mortgages	Jun 2022 Mortgage Jul 2021 Refinance + 3 more
Flood Zone	Zone X (minimal risk)
APN	`25-07.0-35.0-40-001-005.015`

Property Details

APN / Parcel Number

Primary APN	`25-07.0-35.0-40-001-005.015`
Alternative APN	`2507035040001000000`

Interior

Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Stories	1 Story
Building Area	1,692 sqft Living Area
1st Floor Area	1,692 sqft
Basement Area	1,692 sqft
Finished Basement	1,692 sqft

Exterior

Year Built	Built 2021
Construction Type	Frame
Lot Area	19,602 sqft (0.45 acres)
Garage Type	Attached
Garage Area	506 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	316 sqft
Deck Area	360 sqft
Patio Area	360 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	2507035040001005015
Street Address	966 COCHISE DR
City	HOLTS SUMMIT
State	MO
Zip	65043-1997
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 16 INDIAN HILLS ESTATES P9/285
Legal Subdivision	INDIAN HILLS ESTATES
Legal Lot Number	16
Jurisdiction	CALLAWAY MO
Township / Civil Division	SUMMIT
Census Block Group	2
Census Block	2002
Census Tract	70800

Owner

Source: Callaway County records, as of January 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	966 COCHISE DR, HOLTS SUMMIT, MO 65043-1997
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 10, 2022	Deed of Trust, Mortgage · ARM CENTRAL TRUST BANK
Jul 15, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance JEFFERSON BANK
Nov 18, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance CENTRAL TRUST BANK
Nov 5, 2020	Deed of Trust, Mortgage · ARM JEFFERSON BANK
Sep 15, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance JEFFERSON BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 25, 2020
Deed Sale	Aug 25, 2020
Deed Document Number	0000487218
Record Updated	Jun 8, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALLAWAY MO
Property Address	966 COCHISE DR, HOLTS SUMMIT, MO 65043-1997
Transaction Type	Mortgage
Record Updated	Jul 13, 2022
Title Company	MIDWEST TITLE & ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000500/618
Date	Jun 10, 2022
Book Page	500/618
Instrument	202203718

Lender

Name	CENTRAL TRUST BANK

Agreement

Type	ARM
Amount	Amount Recorded
Term	241 Months
Due	Jul 1, 2042

Interest

Rate Type	Adjustable Rate
Rate	4.75%
Type Change Date	Jun 1, 2027
Index	1-Year CMT

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALLAWAY MO
Property Address	966 COCHISE DR, HOLTS SUMMIT, MO 65043-1997
Transaction Type	Mortgage
Record Updated	Jan 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000247/182
Date	Jul 15, 2021
Book Page	247/182
Instrument	202105505

Lender

Name	JEFFERSON BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALLAWAY MO
Property Address	966 COCHISE DR, HOLTS SUMMIT, MO 65043-1997
Transaction Type	Mortgage
Record Updated	Dec 15, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000247/942
Date	Nov 18, 2021
Book Page	247/942
Instrument	202108667

Lender

Name	CENTRAL TRUST BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALLAWAY MO
Property Address	966 COCHISE DR, HOLTS SUMMIT, MO 65043-1997
Transaction Type	Mortgage
Record Updated	Dec 9, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	245/411
Date	Nov 5, 2020
Book Page	245/411
Instrument	202007999

Lender

Name	JEFFERSON BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALLAWAY MO
Property Address	966 COCHISE DR, HOLTS SUMMIT, MO 65043-1997
Transaction Type	Mortgage
Record Updated	Dec 9, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	247/565
Date	Sep 15, 2021
Book Page	247/565
Instrument	202107173

Lender

Name	JEFFERSON BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Callaway County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Callaway County
Municipality	Holts Summit City
Unified School District	Jefferson City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,845.00 (-2.49%)	$63,251 (-)	$332,900 (-)
2024	$3,943.00 (+0.05%)	$63,251 (-)	$332,900 (-)
2023	$3,941.00 (+0.74%)	$63,251 (+0.76%)	$332,900 (+0.76%)
2022	$3,912.00	$62,776 Land $4,750 Building $58,026
2021			$330,400 Land $25,000 Building $305,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 5, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	159 (1982–2019)
Claims Outside the SFHA	6 of 159
Most Recent Claim	Jul 2019 · river or lake flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, Jul 2019 · 15 claims Severe Storms, Tornadoes, Hail, Flooding, Jun 1995 · 46 claims Severe Storms & Flooding, Sep 1993 · 78 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 60% of Missouri
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CALLAWAY COUNTY PWSD 1 serves 9,840 people · EPA ID MO3024084
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 78 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Callabyte Fiber	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
FireServe Fixed Wireless · not low latency	100 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Wisper ISP.

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