97 Walnut St, Coldwater, MI 49036 Property Records

Branch County property record for 97 Walnut St, Coldwater, MI 49036 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 963 sqft
Lot Size	0.21 acres (9,148 sqft)
Owner	2 Individual Names on File
Last Sale	$170,000 (Aug 2023)
Tax Bill	$2,335 (2025)
Deeds & Mortgages	Aug 2023 Sale & Mortgage May 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`304-000-000-367-00`

Property Details

APN / Parcel Number

Primary APN	`304-000-000-367-00`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Building Area	963 sqft Living Area
1st Floor Area	963 sqft
Basement Area	963 sqft
Unfinished Basement	963 sqft

Exterior

Architectural Style	Ranch
Lot Area	9,148 sqft (0.21 acres)
Garage Area	308 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	97 WALNUT ST
City	COLDWATER
State	MI
Zip	49036-1840
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COM 23 1/2 RDS S ON E LI WALNUT ST FR SW COR LOT 134 TH E 11 1/2 RDS TH S 3 RDS TH W 11 1/2 RDS TH N TO POB
Legal Lot Number	134
Jurisdiction	BRANCH MI
Township / Civil Division	COLDWATER
Census Block Group	1
Census Block	1030
Census Tract	951600

Owner

Source: Branch County records · APN 304-000-000-367-00

Assessment roll updated July 7, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	97 WALNUT ST, COLDWATER, MI 49036-1840
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 15, 2023	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
May 02, 2022	Warranty Deed, Transfer · Conventional Mortgage HONOR CU
Sep 28, 2020	Warranty Deed, Transfer · Conventional Mortgage GVC MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 15, 2023 · Amount on Record
Deed Sale	Aug 15, 2023 · Amount on Record
Prior Sale	May 02, 2022 · Amount on Record
Deed Document Number	20234412
Record Updated	Sep 20, 2026

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BRANCH MI
Recording Date	Aug 15, 2023
Property Address	97 WALNUT ST, COLDWATER, MI 49036-1840
Document Number	0202304412
Instrument Date	Aug 01, 2023
Instrument	2023-04412
Transaction Type	Transfer
Record Updated	Sep 01, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,275.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	550 LAKE DR, COLDWATER, MI 49036-8563

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	181 N CLAY ST APT 2, 2, COLDWATER, MI 49036-1365

Mortgage

Document Number	0202304413
Date	Aug 15, 2023
Instrument	2023-04413

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 01, 2053

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BRANCH MI
Recording Date	May 02, 2022
Property Address	97 WALNUT ST, COLDWATER, MI 49036-1840
Document Number	0202203170
Instrument Date	Apr 22, 2022
Instrument	2022-03170
Transaction Type	Transfer
Record Updated	May 23, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,203.75
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	97 WALNUT ST, 97, COLDWATER, MI 49036-1840

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	550 LAKE DR, COLDWATER, MI 49036-8563

Mortgage

Document Number	0202203171
Date	May 02, 2022
Instrument	2022-03171

Lender

Name	HONOR CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 01, 2052

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BRANCH MI
Recording Date	Sep 28, 2020
Property Address	97 WALNUT ST, COLDWATER, MI 49036-1840
Document Number	202006459
Instrument Date	Sep 22, 2020
Instrument	2020-06459
Transaction Type	Transfer
Record Updated	Jun 08, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,169.60
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	97 WALNUT ST, 97, COLDWATER, MI 49036-1840

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11 SAUK BLVD APT A305, A305, COLDWATER, MI 49036-8814

Mortgage

Document Number	202006460
Date	Sep 28, 2020
Instrument	2020-06460

Lender

Name	GVC MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2050

Tax Assessment & Valuation

Source: Branch County records · Assessment roll updated July 7, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Branch County
Municipality	Coldwater City
Unified School District	Coldwater Community Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$65,400 (+11.32%)	$130,800 (+11.32%)
2025	$2,335.00 (+3.64%)	$58,750 (+27.16%)	$117,500 (+27.16%)
2024	$2,253.00
2023		$46,200	$92,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Branch County (26023C), updated April 19, 2010 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 287 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Frontier	Fiber	7,000 / 7,000
Coldwater Board of Public Utilities	Fiber	1,000 / 1,000
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
AT&T	Fixed Wireless	100 / 20

May also be available at this address: Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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