92 Walnut St, Coldwater, MI 49036 Property Records

Branch County property record for 92 Walnut St, Coldwater, MI 49036 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 961 sqft · built 1956
Lot Size0.39 acres (16,988 sqft)
OwnerIndividual Name on File
Last Sale$126,000 (Aug 2020)
Tax Bill$2,234 (2025)
Deeds & MortgagesAug 2020 Sale & Mortgage
Apr 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN304-000-000-172-00

Property Details

APN / Parcel Number

Primary APN304-000-000-172-00

Interior

Bedrooms3 Beds
Full Baths1 Bath
Building Area961 sqft Living Area
1st Floor Area961 sqft
Basement Area801 sqft
Unfinished Basement801 sqft

Exterior

Year BuiltBuilt 1956
Effective Year BuiltEffective 1956
Architectural StyleRanch
Lot Area16,988 sqft (0.39 acres)
Garage Area981 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address92 WALNUT ST
CityCOLDWATER
StateMI
Zip49036-1839
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCOM ON W LI OF WALNUT ST 577.5 FT S OF INT OF S LI OF PEARL ST & W LI OF WALNUT ST FOR TRUE POB TH WLY PAR WI PEARL ST 247.5
Legal SubdivisionCITY COLDWATER
JurisdictionBRANCH MI
Township / Civil DivisionCOLDWATER
Census Block Group1
Census Block1012
Census Tract951600

Owner

Source: Branch County records · APN 304-000-000-172-00

Assessment roll updated July 7, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address92 WALNUT ST, COLDWATER, MI 49036-1839
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 10, 2020Warranty Deed, Transfer · Conventional Mortgage
AMERIFIRST FINANCIAL CORP
Apr 26, 2017Warranty Deed, Transfer · ARM
CENTURY BANK & TRUST

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 10, 2020 · Amount on Record
Deed SaleAug 10, 2020 · Amount on Record
Prior SaleApr 26, 2017 · Amount on Record
Deed Document Number20205113
Prior Transfer DateOct 18, 1999
Prior Transfer Doc0781000371
Record UpdatedSep 20, 2026

August 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBRANCH MI
Recording DateAug 10, 2020
Property Address92 WALNUT ST, COLDWATER, MI 49036-1839
Document Number202005113
Instrument DateAug 07, 2020
Instrument2020-05113
Transaction TypeTransfer
Record UpdatedJun 08, 2021
Title CompanyBRANCH COUNTY ABSTRACT AND TITLE INC, BRANCH CNTY ABSTRACT & TTL I

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,083.60
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address92 WALNUT ST, 92, COLDWATER, MI 49036-1839

Transferred To (Grantee/Buyer)

NameVerified Name
Address30 W STANE ST, COLDWATER, MI 49036-3001

Mortgage

Document Number202005114
DateAug 10, 2020
Instrument2020-05114
Lender
NameAMERIFIRST FINANCIAL CORP
TypeFunding / Finance Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2050

April 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBRANCH MI
Recording DateApr 26, 2017
Property Address92 WALNUT ST, COLDWATER, MI 49036-1839
Document Number201703064
Instrument DateApr 24, 2017
Instrument2017-03064
Transaction TypeTransfer
Record UpdatedJun 08, 2021
Title CompanyBRANCH COUNTY ABSTRACT AND TITLE INC, BRANCH COUNTY ABSTRACT & TIT

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$679.40
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address30155 FAIRFIELD DR, 30155, CHESTERFIELD, MI 48051-1799

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address1062 S BUTLER RD, QUINCY, MI 49082-9414

Mortgage

Document Number201703065
DateApr 26, 2017
Instrument2017-03065
Lender
NameCENTURY BANK & TRUST
TypeBank
Agreement
TypeARM
AmountAmount Recorded
Term361 Months
DueMay 01, 2047
Interest
Rate TypeAdjustable Rate
Rate4.5%
AdjustableAdjustable Rate Rider
Type Change DateMay 01, 2022
Change FrequencyAnnually
Min Rate At Change3.5%
Max Rate At Change5.5%
Index1-Year CMT
Max Rate10.5%

Tax Assessment & Valuation

Source: Branch County records · Assessment roll updated July 7, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateMichigan
CountyBranch County
MunicipalityColdwater City
Unified School DistrictColdwater Community Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2026$74,350 (+18.39%)$148,700 (+18.39%)
2025$2,234.00 (+24.8%)$62,800$125,600
2024$1,790.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Branch County (26023C), updated April 19, 2010 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 5% of the US · above 11% of Michigan
Wildfire LikelihoodLess than 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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