86 Walnut St, Coldwater, MI 49036 Property Records

Branch County property record for 86 Walnut St, Coldwater, MI 49036

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,764 sqft
Lot Size	0.47 acres (20,473 sqft)
Owner	Individual Name on File
Last Sale	$75,000 (Jul 2019)
Tax Bill	$1,989 (2025)
Deeds & Mortgages	Jul 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`304-000-000-171-00`

Property Details

APN / Parcel Number

Primary APN	`304-000-000-171-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Building Area	1,764 sqft Building Perimeter
1st Floor Area	1,498 sqft
Basement Area	532 sqft
Unfinished Basement	532 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Lot Area	20,473 sqft (0.47 acres)
Garage Area	747 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	86 WALNUT ST
City	COLDWATER
State	MI
Zip	49036-1839
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COM ON W LI OF WALNUT ST 577.5 FT S OF INT OF S LI OF PEARL ST & W LI OF WALNUT ST FOR TRUE POB TH WLY PAR WI PEARL ST 247.5
Jurisdiction	BRANCH MI
Township / Civil Division	COLDWATER
Census Block Group	1
Census Block	1012
Census Tract	951600

Owner

Source: Branch County assessment roll, APN 304-000-000-171-00, as of July 7, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	86 WALNUT ST, COLDWATER, MI 49036-1839
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 31, 2019 · Amount on Record
Deed Sale	Jul 31, 2019 · Amount on Record
Prior Sale	Aug 27, 1993 · Amount on Record
Deed Document Number	20194826
Record Updated	Sep 20, 2026

July 2019: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	BRANCH MI
Recording Date	Jul 31, 2019
Property Address	86 WALNUT ST, COLDWATER, MI 49036-1839
Document Number	201904826
Instrument Date	Jul 30, 2019
Instrument	2019-04826
Transaction Type	Transfer
Record Updated	Jun 08, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$645.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	85 ROSE ST, 85, COLDWATER, MI 49036-1733

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 65, COLDWATER, MI 49036-0065

Mortgage

Document Number	201904827
Date	Jul 31, 2019
Instrument	2019-04827

Lender

Name	AMERIFIRST FINANCIAL CORP
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2049

Tax Assessment & Valuation

Source: Branch County assessment roll as of July 7, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Branch County
Municipality	Coldwater City
Unified School District	Coldwater Community Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$82,800 (+21.23%)	$165,600 (+21.23%)
2025	$1,989.00 (+3.65%)	$68,300	$136,600
2024	$1,919.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Branch County (26023C), as of April 19, 2010 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 95% of the US · lower than 89% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 287 locations within half a mile, as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Coldwater Board of Public Utilities Fiber	1,000 / 1,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

Drinking Water

Source: EPA Safe Drinking Water Information System, water system MI0001500, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	COLDWATER serves 13,822 people
Water Source	Groundwater
Last State Inspection	Oct 2021
Lead	9 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.