97 W Main St, Apt 47, Niantic, CT 06357 Property Records

East Lyme Town property record for 97 W Main St, Apt 47, Niantic, CT 06357 · Last verified July 2026

Property Highlights

Property TypeResidential > Condominium / Townhouse > Condominium
Bedrooms2 Beds
Bathrooms2.5 Baths
Year BuiltBuilt 1984
Square Footage1,520 sqft Living Area
GarageBasement
OccupancyOwner Occupied
Last Sale$330,000 (2023)
Tax Bill$5,202.00 (2025)

Property Details

APN / Parcel Number

Primary APNELYM M:011.3 B:00099 L:00047
Alternative APN
  • 782

Interior

Bedrooms2 Beds
Full Baths2.5 Baths
Partial Baths1 Partial Baths
Total Rooms6 Rooms
Units96 Units
Building Area1,520 sqft Living Area
Gross Area2,548 sqft Gross Area
1st Floor744 sqft 1st Floor
Attic Area240 sqft Attic
Attic1 Attic
Basement Area112 sqft Basement
Unfinished Basement112 sqft Unfinished
Stories2 Stories

Exterior

Year BuiltBuilt 1984
Effective Year BuiltEffective 1984
Architectural StyleCondo/Apartment Style
Exterior MaterialWood Siding Exterior
Roof ConstructionGable Roof Construction
Roof MaterialAsphalt Roof
Garage TypeBasement Garage
Deck AreaDeck Area

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemBaseboard Heating
Heating FuelElectric Heating Fuel

Location & Zoning

Account Number782
Street Address97 W MAIN ST, 47
CityNIANTIC
StateCT
Zip06357-1731
Property UsageResidential Property Usage
TypeResidential > Condominium / Townhouse > Condominium
Legal SubdivisionPONDCLIFF
Legal Block99
Legal Lot Number47
JurisdictionEAST LYME CT
Minor Civil DivisionEAST LYME
Census Blockgroup1
Census Block1000
Census Tract716101

Owner

Source: East Lyme Town records · APN ELYM M:011.3 B:00099 L:00047

Assessment roll updated June 25, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address97 W MAIN ST, 47, NIANTIC, CT 06357-1731
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Nov 28, 2023Warranty Deed, Transfer · Stand Alone First Mortgage
BANK OF AMERICA NA
Aug 06, 2019Deed of Trust, Mortgage · Balloon Payment
LIBERTY BANK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleNov 28, 2023 · Amount on Record
Deed SaleNov 28, 2023 · Amount on Record
Prior SaleAug 11, 2014 · Amount on Record
Deed Doc Number20232408
Deed Book / Page1104 / 27
Record RefreshedSep 20, 2026

November 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionEAST LYME CT
Recording DateNov 28, 2023
Property Address97 W MAIN ST APT 47, 47, NIANTIC, CT 06357-1731
Document Number0001104-27
Book / Page1104 / 27
Instrument DateNov 28, 2023
Instrument2408
Transaction TypeTransfer
Record UpdatedNov 20, 2025

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address97 W MAIN ST APT 47, 47, NIANTIC, CT 06357-1731

Mortgage

Document Number0000002409
DateNov 28, 2023
Instrument2409
Lender
NameBANK OF AMERICA NA
TypeBank
Agreement
TypeStand Alone First Mortgage
AmountAmount Recorded

August 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionEAST LYME CT
Property Address97 W MAIN ST APT 47, 47, NIANTIC, CT 06357-1731
Transaction TypeMortgage
Record UpdatedMar 03, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number1015-735
DateAug 06, 2019
Book Page1015/735
Lender
NameLIBERTY BANK
TypeBank
Agreement
TypeBalloon Payment
AmountAmount Recorded
Term361 Months
DueSep 01, 2049

Tax Assessment & Valuation

Source: East Lyme Town records · Assessment roll updated June 25, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateConnecticut
County SubdivisionEast Lyme Town
Unified School DistrictEast Lyme School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$5,202.00$185,710 (-) Building $185,710$129,997 Building $129,997
2024$5,202.00 (+12.6%)
2023$4,620.00 (+4.36%)$185,710 (-) Building $185,710
2022$4,427.00$185,710 Building $185,710

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, County delivery 09011C updated September 20, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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