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97 W Main St, Apt 45, Niantic, CT 06357 Property Records

East Lyme Town property record for 97 W Main St, Apt 45, Niantic, CT 06357 · Last verified July 2026

Property Highlights

Property TypeResidential > Condominium / Townhouse > Condominium
Bedrooms2 Beds
Bathrooms2.5 Baths
Year BuiltBuilt 1984
Square Footage1,520 sqft Living Area
GarageBasement
OccupancyOwner Occupied
Last Sale$341,000 (2024)
Tax Bill$5,215.00 (2025)

Property Details

APN / Parcel Number

Primary APNELYM M:011.3 B:00099 L:00045
Alternative APN
  • 780

Interior

Bedrooms2 Beds
Full Baths2.5 Baths
Partial Baths1 Partial Baths
Total Rooms5 Rooms
Units96 Units
Building Area1,520 sqft Living Area
Gross Area2,548 sqft Gross Area
1st Floor744 sqft 1st Floor
Attic Area240 sqft Attic
Attic1 Attic
Basement Area200 sqft Basement
Unfinished Basement200 sqft Unfinished
Stories2 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1984
Effective Year BuiltEffective 1984
Architectural StyleCondo/Apartment Style
Exterior MaterialWood Siding Exterior
Roof ConstructionGable Roof Construction
Roof MaterialAsphalt Roof
Garage TypeBasement Garage
Deck AreaDeck Area

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemBaseboard Heating
Heating FuelElectric Heating Fuel

Location & Zoning

Account Number780
Street Address97 W MAIN ST, 45
CityNIANTIC
StateCT
Zip06357-1731
Property UsageResidential Property Usage
TypeResidential > Condominium / Townhouse > Condominium
Legal SubdivisionPONDCLIFF
Legal Block99
Legal Lot Number45
JurisdictionEAST LYME CT
Minor Civil DivisionEAST LYME
Census Blockgroup1
Census Block1000
Census Tract716101

Owner

Source: East Lyme Town records · APN ELYM M:011.3 B:00099 L:00045

Assessment roll updated June 25, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Trust Names on File
Mailing Address97 W MAIN ST, 45, NIANTIC, CT 06357-1731
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingOwner is a Trust, Revocable Trust

Deeds, Mortgages & Sale History

DateDocument
Mar 28, 2024Warranty Deed, Transfer
Aug 30, 2019Warranty Deed, Transfer · Conventional Mortgage
BANK OF AMERICA
May 26, 2017Executor's Deed, Transfer
CHARTER OAK FED CU

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 28, 2024 · Amount on Record
Deed SaleMar 28, 2024 · Amount on Record
Prior SaleAug 30, 2019 · Amount on Record
Deed Doc Number2024681
Deed Book / Page1108 / 350
Last Transfer DateJul 28, 2025
Transfer Doc001125-738
Record RefreshedSep 20, 2026

March 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionEAST LYME CT
Recording DateMar 28, 2024
Property Address97 W MAIN ST APT 45, 45, NIANTIC, CT 06357-1731
Document Number001108-350
Book / Page1108 / 350
Instrument DateMar 27, 2024
Instrument681
Transaction TypeTransfer
Record UpdatedApr 18, 2024

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants

August 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionEAST LYME CT
Recording DateAug 30, 2019
Property Address97 W MAIN ST APT 45, 45, NIANTIC, CT 06357-1731
Document Number1017-35
Book / Page001017 / 000035
Instrument DateAug 29, 2019
Transaction TypeTransfer
Record UpdatedSep 24, 2019
Title CompanyUNKNOWN

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$215.00
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address97 W MAIN ST #45 NIANTIC CT 063571731, 45, NIANTIC, CT 06357-1731

Mortgage

Document Number1017-37
DateAug 30, 2019
Book Page001017/000037
Lender
NameBANK OF AMERICA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 29, 2049

May 2017: Executor's Deed, Transfer

Document TypeExecutor's Deed
JurisdictionEAST LYME CT
Recording DateMay 26, 2017
Property Address97 W MAIN ST APT 45, 45, NIANTIC, CT 06357-1731
Document Number980-793
Book / Page980 / 793
Transaction TypeTransfer
Record UpdatedMay 21, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$36.23
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number9800795
DateMay 26, 2017
Instrument00980/0795
Lender
NameCHARTER OAK FED CU
TypeCredit Union
Agreement
AmountAmount Recorded
Term240 Months
DueMay 26, 2037

Tax Assessment & Valuation

Source: East Lyme Town records · Assessment roll updated June 25, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateConnecticut
County SubdivisionEast Lyme Town
Unified School DistrictEast Lyme School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$5,215.00$186,200 (-) Building $186,200$130,340 Building $130,340
2024$5,215.00 (+12.56%)
2023$4,633.00 (+4.37%)$186,200 (-) Building $186,200
2022$4,439.00$186,200 Building $186,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, County delivery 09011C updated September 20, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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