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97 W Main St, Apt 42, Niantic, CT 06357 Property Records

East Lyme Town property record for 97 W Main St, Apt 42, Niantic, CT 06357 · Last verified July 2026

Property Highlights

Property TypeResidential > Condominium / Townhouse > Condominium
Bedrooms2 Beds
Bathrooms2.5 Baths
Architecture StyleCondo/Apartment
Year BuiltBuilt 1984
Square Footage1,472 sqft Living Area
Last Sale$295,000 (2022)
Tax Bill$5,157.00 (2025)

Property Details

APN / Parcel Number

Primary APNELYM M:011.3 B:00099 L:00042
Alternative APN
  • 777

Interior

Bedrooms2 Beds
Full Baths2.5 Baths
Partial Baths1 Partial Baths
Total Rooms4 Rooms
Units96 Units
Building Area1,472 sqft Living Area
Gross Area2,601 sqft Gross Area
1st Floor864 sqft 1st Floor
Basement Area864 sqft Basement
Unfinished Basement592 sqft Unfinished
Stories2 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1984
Effective Year BuiltEffective 1984
Architectural StyleCondo/Apartment Style
Exterior MaterialWood Siding Exterior
Roof ConstructionGable Roof Construction
Roof MaterialAsphalt Roof
Deck AreaDeck Area

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemBaseboard Heating
Heating FuelElectric Heating Fuel

Location & Zoning

Account Number777
Street Address97 W MAIN ST, 42
CityNIANTIC
StateCT
Zip06357-1731
Property UsageResidential Property Usage
TypeResidential > Condominium / Townhouse > Condominium
Legal SubdivisionPONDCLIFF
Legal Block99
Legal Lot Number42
JurisdictionEAST LYME CT
Minor Civil DivisionEAST LYME
Census Blockgroup1
Census Block1000
Census Tract716101

Owner

Source: East Lyme Town records · APN ELYM M:011.3 B:00099 L:00042

Assessment roll updated June 25, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address9 HARBOR VW S, ESSEX, CT 06426-1450
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Apr 29, 2025Warranty Deed, Transfer · Line of Credit
TOTAL MORTGAGE SERVICES LLC
Sep 16, 2022Warranty Deed, Transfer · Stand Alone First Mortgage
STATE DEPARTMENT FCU
Aug 30, 2021Warranty Deed, Transfer · Stand Alone First Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleSep 16, 2022 · Amount on Record
Deed SaleSep 16, 2022 · Amount on Record
Prior SaleAug 30, 2021 · Amount on Record
Deed Doc Number20222661
Deed Book / Page1087 / 127
Record RefreshedSep 20, 2026

April 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionEAST LYME CT
Recording DateApr 29, 2025
Property Address97 W MAIN ST APT 42, 42, NIANTIC, CT 06357-1731
Document Number001121-420
Book / Page1121 / 420
Instrument DateApr 22, 2025
Instrument884
Transaction TypeTransfer
Record UpdatedNov 25, 2025

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address9 HARBOR VW S, ESSEX, CT 06426-1450

Mortgage

Document Number0000000885
DateApr 29, 2025
Instrument885
Lender
NameTOTAL MORTGAGE SERVICES LLC
TypeMortgage Company
Agreement
TypeLine of Credit
AmountAmount Recorded
Term361 Months
DueMay 01, 2055

September 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionEAST LYME CT
Recording DateSep 16, 2022
Property Address97 W MAIN ST APT 42, 42, NIANTIC, CT 06357-1731
Document Number001087-127
Book / Page1087 / 127
Instrument DateSep 16, 2022
Instrument2661
Transaction TypeTransfer
Record UpdatedNov 20, 2025

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address97 W MAIN ST APT 42, 42, NIANTIC, CT 06357-1731

Mortgage

Document Number0000002662
DateSep 16, 2022
Instrument2662
Lender
NameSTATE DEPARTMENT FCU
TypeCredit Union
Agreement
TypeStand Alone First Mortgage
AmountAmount Recorded

August 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionEAST LYME CT
Recording DateAug 30, 2021
Property Address97 W MAIN ST APT 42, 42, NIANTIC, CT 06357-1731
Document Number1064-353
Book / Page1064 / 353
Instrument DateAug 27, 2021
Instrument2981
Transaction TypeTransfer
Record UpdatedSep 16, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address97 W MAIN ST APT 42, 42, NIANTIC, CT 06357-1731

Mortgage

Document Number2982
DateAug 30, 2021
Instrument2982
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
Agreement
TypeStand Alone First Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: East Lyme Town records · Assessment roll updated June 25, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateConnecticut
County SubdivisionEast Lyme Town
Unified School DistrictEast Lyme School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$5,157.00$184,100 (+8.23%) Building $184,100$128,870 Building $128,870
2024$5,157.00 (+21.86%)
2023$4,232.00 (+4.36%)$170,100 (-) Building $170,100
2022$4,055.00$170,100 Building $170,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, County delivery 09011C updated September 20, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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