Beaufort County property record for 97 Red Cedar St, Bluffton, SC 29910
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 4.5 ba · 2,064 sqft · built 2009 |
| Lot Size | 0.15 acres (6,534 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $520,000 (Mar 2023) |
| Tax Bill | $3,421 (2025) |
| Deeds & Mortgages | Mar 2023 Sale & Mortgage Oct 2022 Sale + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R61003900014390000 |
| Primary APN | R61003900014390000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 3 Half Baths |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,064 sqft Living Area |
| Year Built | Built 2009 |
|---|---|
| Effective Year Built | Effective 2009 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 6,534 sqft (0.15 acres) |
| Porch | Slab |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Street Address | 97 RED CEDAR ST |
|---|---|
| City | BLUFFTON |
| State | SC |
| Zip | 29910-8926 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 6106 |
| Legal Description | LOT G30 TRACT B-3B GEORGE SHULTS TRACT PB121 P34 PB121 P95 |
| Legal Subdivision | PALMETTO TRADITIONAL HOMES |
| Legal Tract | B-3B |
| Jurisdiction | BEAUFORT SC |
| Township / Civil Division | BLUFFTON |
| Census Block Group | 3 |
| Census Block | 3009 |
| Census Tract | 2107 |
Source: Beaufort County records, as of July 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 97 RED CEDAR ST, BLUFFTON, SC 29910-8926 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 2, 2023 | Deed, Transfer · VA Mortgage MOVEMENT MORTGAGE |
| Oct 28, 2022 | Warranty Deed, Transfer |
| Oct 20, 2020 | Loan Modification, Mortgage · Conventional Mortgage HOME PT FIN'L |
| Apr 25, 2018 | Deed of Trust, Mortgage · Line of Credit MISCELLANEOUS GOVT AGCY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 2, 2023 · Amount on Record |
| Deed Sale | Mar 2, 2023 · Amount on Record |
| Prior Sale | Oct 28, 2022 · Amount on Record |
| Deed Document Number | 20238857 |
| Deed Book / Page | 4222 / 635 |
| Prior Transfer Date | Aug 28, 2015 |
| Prior Transfer Doc | 0000064933 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BEAUFORT SC |
| Recording Date | Mar 2, 2023 |
| Property Address | 97 RED CEDAR ST, BLUFFTON, SC 29910-8926 |
| Document Number | 0000008857 |
| Book / Page | 4222 / 635 |
| Map Reference | MB 121 PG 95 |
| Instrument Date | Feb 23, 2023 |
| Instrument | 2023008857 |
| Transaction Type | Transfer |
| Record Updated | Mar 16, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,352.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 97 RED CEDAR ST, BLUFFTON, SC 29910-8926 |
| Document Number | 0000008858 |
|---|---|
| Date | Mar 2, 2023 |
| Instrument | 2023008858 |
| Name | MOVEMENT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BEAUFORT SC |
| Recording Date | Oct 28, 2022 |
| Property Address | 97 RED CEDAR ST, BLUFFTON, SC 29910-8926 |
| Document Number | 0000059683 |
| Book / Page | 4194 / 44 |
| Map Reference | MB 121 PG 95 |
| Instrument Date | Oct 26, 2022 |
| Instrument | 2022059683 |
| Transaction Type | Transfer |
| Record Updated | Nov 11, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $832.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 149 OAK FOREST RD, BLUFFTON, SC 29910-6197 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | BEAUFORT SC |
| Property Address | 97 RED CEDAR ST, BLUFFTON, SC 29910-8926 |
| Document Number | 0000066798 |
| Instrument Date | Oct 20, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Nov 26, 2020 |
| Title Company | CORELOGIC-SOLUTIONS EXPRESS |
| Name | Verified Name |
|---|---|
| Address | 97 RED CEDAR ST BLUFFTON SC 299108926, BLUFFTON, SC 29910-8926 |
| Document Number | 0000066798 |
|---|---|
| Date | Nov 13, 2020 |
| Book Page | 003934/001319 |
| Instrument | 66798 |
| Name | HOME PT FIN'L |
|---|---|
| Address | FARMERS BRANCH, TX 75234 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Nov 12, 2045 |
| Rate | 3.87% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BEAUFORT SC |
| Property Address | 97 RED CEDAR ST, BLUFFTON, SC 29910-8926 |
| Document Number | 0000025439 |
| Instrument Date | Apr 25, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jun 1, 2018 |
| Name | Verified Name |
|---|---|
| Address | 97 RED CEDAR ST BLUFFTON SC 299108926, BLUFFTON, SC 29910-8926 |
| Document Number | 0000025439 |
|---|---|
| Date | May 14, 2018 |
| Book Page | 003667/000746 |
| Instrument | 25439 |
| Name | MISCELLANEOUS GOVT AGCY |
|---|---|
| Address | COLUMBIA, SC 29210 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | May 13, 2023 |
| Rate Type | Adjustable Rate |
|---|
Source: Beaufort County assessment roll, as of March 12, 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Beaufort County |
| Municipality | Bluffton Town |
| Unified School District | Beaufort County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,421.00 (-0.06%) | $20,800 (-) | |
| 2024 | $3,423.00 (+69.04%) | $20,800 (+69.38%) Land $6,000 Building $14,800 | $520,000 (-) Land $150,000 Building $370,000 |
| 2023 | $2,025.00 (+20.11%) | $12,280 (+28.08%) Land $6,000 Building $6,280 | $520,000 (+116.94%) Land $150,000 Building $370,000 |
| 2022 | $1,686.00 | $9,588 Land $2,080 Building $7,508 | $239,700 Land $52,000 Building $187,700 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 109 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 145 units insured incl. 36 condo units |
| Nearby Flood Claims | 9 (1995–2026) |
| Claims Outside the SFHA | 8 of 9 |
| Most Recent Claim | Jul 2026 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · lower than 92% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BJW&SA serves 164,829 people · EPA ID SC0720003 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Oct 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 373 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Sparklight Fiber · Cable | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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