97 Red Cedar Ln, Sandpoint, ID 83864 Property Records

Bonner County property record for 97 Red Cedar Ln, Sandpoint, ID 83864

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,984 sqft · built 1985
Lot Size	3.02 acres (131,551 sqft)
Owner	Company Name on Record
Last Sale	$408,200 (Oct 2013)
Tax Bill	$893 (2026)
Deeds & Mortgages	Nov 2021 Mortgage Mar 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`RP58N01W250851A`

Property Details

APN / Parcel Number

Primary APN	`RP58N01W250851A`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,984 sqft Finished Area
1st Floor Area	1,984 sqft
Great Room	Great Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 2008
Exterior Material	Concrete
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	131,551 sqft (3.02 acres)
Garage Type	Mixed
Garage Area	1,015 sqft
Parking Spaces	5 Parking Spaces
Pole Barn	1,456 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Street Address	97 RED CEDAR LN
City	SANDPOINT
State	ID
Zip	83864-6186
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A/f-20
Legal Description	25-58N-1W PENDOR-IDAHO TRACTS TAX 7 OF TRACT 3 UNREC PLAT TAX 14 OF TRACT 2
Legal Range	01W
Legal Township	58N
Legal Section	25
Legal Subdivision	PENDOR-IDAHO TRACTS
Legal Tract	3
Jurisdiction	BONNER ID
Township / Civil Division	SANDPOINT
Census Block Group	1
Census Block	1031
Census Tract	950202

Owner

Source: Bonner County records, as of October 15, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	97 RED CEDAR LN, SANDPOINT, ID 83864-6186
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Living Trust

Deeds, Mortgages & Sale History

Date	Document
Nov 1, 2021	Deed of Trust, Mortgage · VA Mortgage AMERISAVE MORTGAGE CORP
Mar 20, 2020	Deed of Trust, Mortgage · VA Mortgage FIRST SAVINGS BANK
Jan 28, 2019	Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 30, 2013 · Amount on Record
Deed Sale	Oct 30, 2013 · Amount on Record
Deed Document Number	2013852456
Last Transfer Date	Mar 20, 2023
Transfer Doc	0001018052
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BONNER ID
Property Address	97 RED CEDAR LN, SANDPOINT, ID 83864-6186
Transaction Type	Mortgage
Record Updated	Nov 12, 2021
Title Company	PIONEER TITLE KOOTENAI COUNTY, PIONEER TITLE BONNER COUNTY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	994700
Date	Nov 1, 2021
Instrument	994700

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2051

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BONNER ID
Property Address	97 RED CEDAR LN, SANDPOINT, ID 83864-6186
Transaction Type	Mortgage
Record Updated	Apr 15, 2020
Title Company	ALLIANCE TTL BOISE PRODUCTIO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	954687
Date	Mar 20, 2020
Instrument	954687

Lender

Name	FIRST SAVINGS BANK
Type	Bank
Address	JEFFERSONVILLE, IN 47130

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2050

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BONNER ID
Property Address	97 RED CEDAR LN, SANDPOINT, ID 83864-6186
Transaction Type	Mortgage
Record Updated	Feb 6, 2019
Title Company	ALLIANCE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	933815
Date	Jan 28, 2019
Instrument	933815

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2049

Tax Assessment & Valuation

Source: Bonner County assessment roll, as of October 15, 2026

Property Jurisdictions

Type	Name
State	Idaho
County	Bonner County
Unified School District	Lake Pend Oreille School District 84 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$893.00 (+25.42%) Homeowner's exemption	$739,661 (+0.01%) Land $177,370 Building $562,291	$739,661 (+0.01%) Land $177,370 Building $562,291
2025	$712.00 (-49.65%) Homeowner's exemption	$739,607 (+8.17%) Land $177,316 Building $562,291	$739,607 (+8.17%) Land $177,316 Building $562,291
2023	$1,414.00 Homeowner's exemption	$683,764 Land $154,264 Building $529,500	$683,764 Land $154,264 Building $529,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	11 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 50% of the US · lower than 85% of Idaho
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
MountainLink Fixed Wireless	250 / 50
Wired or Wireless Fixed Wireless · not low latency	30 / 10

Cell Coverage

5G and 4G LTE (outdoors only)

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