171 Red Cedar Ln, Sandpoint, ID 83864 Property Records

Bonner County property record for 171 Red Cedar Ln, Sandpoint, ID 83864

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,324 sqft · built 1974
Lot Size	5.86 acres (255,262 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,456 (2026)
Deeds & Mortgages	Apr 2026 Line of Credit Jan 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`RP58N01W251001A`

Property Details

APN / Parcel Number

Primary APN	`RP58N01W251001A`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,324 sqft Finished Area
1st Floor Area	1,324 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Exterior Material	Wood
Foundation Type	Pier/Post & Beam
Roof Type	Gable
Roof Material	Galvanized Metal
Lot Area	255,262 sqft (5.86 acres)
Garage Type	Attached
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	None
Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Street Address	171 RED CEDAR LN
City	SANDPOINT
State	ID
Zip	83864-9176
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A/f-20
Legal Description	25-58N-1W PENDOR-IDAHO TRACTS TRACT 3 LESS TAX 7 UNREC PLAT
Legal Range	01W
Legal Township	58N
Legal Section	25
Legal Subdivision	PENDOR-IDAHO TRACTS
Legal Tract	3
Jurisdiction	BONNER ID
Township / Civil Division	SANDPOINT
Census Block Group	1
Census Block	1031
Census Tract	950202

Owner

171 Red Cedar Ln is owned and occupied by two individuals who acquired it in January 2021.

Source: Bonner County records, as of October 15, 2026

Owner of Record	2 Individual Names on File
Mailing Address	171 RED CEDAR LN, SANDPOINT, ID 83864-9176
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 17, 2026	Deed of Trust, Mortgage · Line of Credit NUMERICA CREDIT UNION
Jan 29, 2021	Deed of Trust, Mortgage · FHA Mortgage EVERGREEN MONEYSOURCE MORTGAGE CO
Jan 29, 2021	Intrafamily Transfer, Transfer · FHA Mortgage EVERGREEN MONEYSOURCE MORTGAGE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 2, 2016
Deed Sale	Aug 2, 2016
Prior Sale	Jun 29, 2009
Deed Document Number	2016892755
Last Transfer Date	Jan 19, 2021
Transfer Doc	0000975282
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BONNER ID
Recording Date	Apr 17, 2026
Property Address	171 RED CEDAR LN, SANDPOINT, ID 83864-9176
Document Number	0001060622
Instrument Date	Apr 13, 2026
Instrument	20261060622
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	FLYING S TITLE AND ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	171 RED CEDAR LN, SANDPOINT, ID 83864-9176

Mortgage

Document Number	0001060622,
Date	Apr 17, 2026
Instrument	20261060622

Lender

Name	NUMERICA CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Apr 25, 2051

Interest

Rate	6.11%
Max Rate	-1%

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BONNER ID
Property Address	171 RED CEDAR LN, SANDPOINT, ID 83864-9176
Transaction Type	Mortgage
Record Updated	Oct 12, 2023
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000975284
Date	Jan 29, 2021
Instrument	975284

Lender

Name	EVERGREEN MONEYSOURCE MORTGAGE CO
Type	Mortgage Company
Address	BELLEVUE, WA 98006

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

January 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BONNER ID
Recording Date	Jan 29, 2021
Property Address	171 RED CEDAR LN, SANDPOINT, ID 83864-9176
Document Number	975283
Instrument Date	Jan 21, 2021
Instrument	975283
Transaction Type	Transfer
Record Updated	Jun 29, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	171 RED CEDAR LN, SANDPOINT, ID 83864-9176

Mortgage

Document Number	975284
Date	Jan 29, 2021
Instrument	975284

Lender

Name	EVERGREEN MONEYSOURCE MORTGAGE CO
Type	Mortgage Company
Address	BELLEVUE, WA 98006

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

Tax Assessment & Valuation

The 2026 property tax bill for 171 Red Cedar Ln was $1,456.

Source: Bonner County assessment roll, as of October 15, 2026

Property Jurisdictions

Type	Name
State	Idaho
County	Bonner County
Unified School District	Lake Pend Oreille School District 84 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,456.00	$330,804 (-) Land $205,793 Building $125,011	$330,804 (-) Land $205,793 Building $125,011
2025	$1,456.00	$330,804 Land $205,793 Building $125,011	$330,804 Land $205,793 Building $125,011
2023	$1,340.00	$280,413 Land $177,993 Building $102,420	$280,413 Land $177,993 Building $102,420

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 171 Red Cedar Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	11 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 171 Red Cedar Ln is moderate, ranking above 52% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · lower than 84% of Idaho
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
MountainLink Fixed Wireless	250 / 50
Wired or Wireless Fixed Wireless · not low latency	30 / 10

Cell Coverage

4G LTE (outdoors only), no 5G reported

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