Bonner County property record for 648 Red Cedar Ln, Sandpoint, ID 83864
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 2,172 sqft · built 2009 |
| Lot Size | 11.8 acres (514,008 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,695 (2026) |
| Deeds & Mortgages | Mar 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | RP00327000001BA |
| Primary APN | RP00327000001BA |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Total Rooms | 6 Rooms |
| Stories | 3 Stories |
| Building Area | 2,172 sqft Finished Area |
| 1st Floor Area | 3,750 sqft |
| Great Room | Great Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2009 |
|---|---|
| Effective Year Built | Effective 2009 |
| Exterior Material | Concrete |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Galvanized Metal |
| Lot Area | 514,008 sqft (11.8 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Pole Barn | 1,360 sqft |
| Cooling System | None |
|---|---|
| Heating System | Wood Furnace |
| Heating Fuel | Wood |
| Street Address | 648 RED CEDAR LN |
|---|---|
| City | SANDPOINT |
| State | ID |
| Zip | 83864-7036 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A/f-20 |
| Legal Description | 25-58N-1W PENDOR-IDAHO TRACTS LOTS 1, 2 1ST ADDN CPWRS |
| Legal Range | 01W |
| Legal Township | 58N |
| Legal Section | 25 |
| Legal Subdivision | CPWRS |
| Legal Lot Number | 1-2 |
| Jurisdiction | BONNER ID |
| Township / Civil Division | SANDPOINT |
| Census Block Group | 1 |
| Census Block | 1031 |
| Census Tract | 950202 |
648 Red Cedar Ln is owned and occupied by two individuals.
Source: Bonner County records, as of October 15, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 648 RED CEDAR LN, SANDPOINT, ID 83864-7036 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BONNER ID |
| Property Address | 648 RED CEDAR LN, SANDPOINT, ID 83864-7036 |
| Transaction Type | Mortgage |
| Record Updated | Mar 30, 2022 |
| Title Company | TITLEONE |
| Name | Verified Name |
|---|
| Document Number | 0001002442 |
|---|---|
| Date | Mar 22, 2022 |
| Instrument | 1002442 |
| Name | BETTER MORTGAGE CORPORATION |
|---|---|
| Type | Mortgage Company |
| Address | NEW YORK, NY 10007 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2052 |
The 2026 property tax bill for 648 Red Cedar Ln was $2,695 with a homeowner's exemption, up 7% from the year before.
Source: Bonner County assessment roll, as of October 15, 2026
| Type | Name |
|---|---|
| State | Idaho |
| County | Bonner County |
| Unified School District | Lake Pend Oreille School District 84 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,695.00 (+7.03%) Homeowner's exemption | $794,609 (-0.16%) Land $249,740 Building $544,869 | $794,609 (-0.16%) Land $249,740 Building $544,869 |
| 2025 | $2,518.00 Homeowner's exemption | $795,899 Land $249,740 Building $546,159 | $795,899 Land $249,740 Building $546,159 |
| 2023 | $2,238.00 Homeowner's exemption | $716,798 Land $214,618 Building $502,180 | $716,798 Land $214,618 Building $502,180 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 648 Red Cedar Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 11 policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 11 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 648 Red Cedar Ln is moderate, ranking above 57% of the US, with a 0.09% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 57% of the US · lower than 82% of Idaho |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| MountainLink Fixed Wireless | 250 / 50 |
| Wired or Wireless Fixed Wireless · not low latency | 30 / 10 |
4G LTE (outdoors only), no 5G reported
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