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97 Prospect Ter, Teaneck, NJ 07666 Property Records

Bergen County and Teaneck Township property record for 97 Prospect Ter, Teaneck, NJ 07666

Property Summary

Property TypeSingle Family Home
Details1,408 sqft · built 1950
Lot Size0.115 acres (5,001 sqft)
Owner2 Individual Names on Record
Last Sale$638,000 (Mar 2025)
Deeds & MortgagesNov 2020 Mortgage
Sep 2019 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN60-05903-0000-00005

Property Details

APN / Parcel Number

Primary APN60-05903-0000-00005
Alternative APNs
  • 600590300005
  • 055921

Interior

Stories1 Story
Building Area1,408 sqft Living Area
1st Floor Area1,408 sqft

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1950
Architectural StyleCape Cod
Construction TypeFrame
Lot Area5,001 sqft (0.115 acres)
Lot Dimensions100 ft deep x 50 ft wide
Garage TypeDetached
Parking Spaces2 Parking Spaces

Location & Zoning

Account Number055921
Street Address97 PROSPECT TER
CityTEANECK
StateNJ
Zip07666-5840
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS
Legal Description50X100 DISABLED VETERAN
Legal SubdivisionMANHATTAN HEIGHTS
Legal Block5903
Legal Lot Number5
JurisdictionBERGEN NJ
Township / Civil DivisionTEANECK
Census Block Group1
Census Block1016
Census Tract54102

Owner

Source: Bergen County and Teaneck Township records, as of July 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address97 PROSPECT TER, TEANECK, NJ 07666-5840
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 17, 2020Deed of Trust, Mortgage · VA Mortgage
MORTGAGE RESEARCH CENTER LLC
Sep 30, 2019Deed with Mortgage, Transfer · VA Mortgage
VETERANS UNITED HM LNS
Jan 22, 2019Deed with Mortgage, Construction Loan · Line of Credit
ICE LENDER HLDGS LLC
Jan 22, 2019Trustee's Deed, Transfer
CITY ABSTRACT

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 13, 2025 · Amount on Record
Deed SaleMar 13, 2025 · Amount on Record
Prior SaleSep 30, 2019 · Amount on Record
Deed Document Number202518231
Deed Book / Page5452 / 10
Record UpdatedSep 20, 2026

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERGEN NJ
Property Address97 PROSPECT TER, TEANECK, NJ 07666-5840
Transaction TypeMortgage
Record UpdatedSep 27, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0038221325
DateNov 17, 2020
Book Page3822/1325
Instrument20-120423
Lender
NameMORTGAGE RESEARCH CENTER LLC
TypeMortgage Company
AddressCOLUMBIA, MO 65203
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueNov 1, 2050

September 2019: Deed with Mortgage, Transfer

Document TypeDeed with Mortgage
JurisdictionBERGEN NJ
Recording DateSep 30, 2019
Property Address97 PROSPECT TER, TEANECK, NJ 07666-5840
Document Number0033620687
Book / Page003362 / 000687
Instrument DateAug 28, 2019
Instrument64522
Transaction TypeTransfer
Record UpdatedOct 17, 2019
Title CompanySUNNYSIDE TITLE AGENCY, SUNNYSIDE TITLE AGCY

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$395.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address97 PROSPECT TER TEANECK NJ 076665840, TEANECK, NJ 07666-5840

Mortgage

Document Number33620692
DateSep 30, 2019
Book Page003362/000692
Instrument64522
Lender
NameVETERANS UNITED HM LNS
TypeFunding / Finance Company
AddressCOLUMBIA, MO 65203
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueSep 29, 2049

January 2019: Deed with Mortgage, Construction Loan

Document TypeDeed with Mortgage
JurisdictionBERGEN NJ
Recording DateJan 22, 2019
Property Address97 PROSPECT TER, TEANECK, NJ 07666-5840
Document Number0031602452
Book / Page003160 / 002452
Instrument DateDec 14, 2018
Instrument5149
Transaction TypeConstruction Loan
Record UpdatedJan 31, 2019
Title CompanyCITY ABSTRACT

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$240.00
Amount AccuracyConfirmed
Additional
  • Notice of Foreclosure Sale
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address106 S AIRMONT RD AIRMONT NY 109017731, AIRMONT, NY 10901-7731

Mortgage

Document Number31602457
DateJan 22, 2019
Book Page003160/002457
Instrument5149
Lender
NameICE LENDER HLDGS LLC
AddressNEW YORK, NY 10001
Agreement
TypeLine of Credit
AmountAmount Recorded
Term12 Months
DueJan 21, 2020
Interest
Rate TypeAdjustable Rate

January 2019: Trustee's Deed, Transfer

Document TypeTrustee's Deed
JurisdictionBERGEN NJ
Recording DateJan 22, 2019
Property Address97 PROSPECT TER, TEANECK, NJ 07666-5840
Document Number0031602439
Book / Page003160 / 002439
Instrument DateNov 30, 2018
Instrument5149
Transaction TypeTransfer
Record UpdatedJan 31, 2019
Title CompanyCITY ABSTRACT

Transaction

Tax$0.00
Additional
  • Notice of Foreclosure Sale
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address7101 WISCONSIN AVE #1012 BETHESDA MD 208144805, 1012, BETHESDA, MD 20814-4805

Tax Assessment & Valuation

Source: Bergen County and Teaneck Township assessment roll, as of June 29, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyBergen County
County SubdivisionTeaneck Township
Unified School DistrictTeaneck Township School District (KG - 12)

Tax Bill & Assessment History

YearAssessed ValueAssessed Market Value
2026$456,100 (-) Land $195,000 Building $261,100$456,100 (-) Land $195,000 Building $261,100
2025$456,100 (+45.39%) Land $195,000 Building $261,100$456,100 (+45.39%) Land $195,000 Building $261,100
2023$313,700 Land $125,000 Building $188,700$313,700 Land $125,000 Building $188,700

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies6 in force
Nearby Flood Claims2 (2021)
Most Recent ClaimSep 2021 · Remnants Of Hurricane Ida
Claims by Event
  • Remnants Of Hurricane Ida, Sep 2021 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemVEOLIA WATER NEW JERSEY HACKENSACK
private · serves 792,713 people · EPA ID NJ0238001
Water SourceSurface water
Lead6 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line replacement
Jan 2021
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 691 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable		8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area		2,300 / 2,300
AT&T
Fixed Wireless		100 / 20
T-Mobile
Fixed Wireless		100 / 20

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